BILL ANALYSIS                                                                                                                                                                                                    Ķ



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          Date of Hearing:  June 22, 2016


                        ASSEMBLY COMMITTEE ON APPROPRIATIONS


                               Lorena Gonzalez, Chair


          AB  
          2863 (Gray) - As Amended June 9, 2016


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          |Policy       |Governmental Organization      |Vote:|19 - 0       |
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          Urgency:  Yes State Mandated Local Program:  YesReimbursable:   
          No


          SUMMARY:


          This bill establishes The Internet Poker Consumer Protection Act  
          of 2016 (Act) and authorizes the California Gambling Control  
          Commission (CGCC) and the Department of Justice (DOJ) to license  
          and regulate internet poker.  Specifically, this bill:  


          1)Defines the types of entities eligible to get an operator's  
            license, including that the operator must either be a cardroom  
            or a federally-recognized California Indian tribe meeting  
            certain criteria. 









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          2)Defines the types of entities eligible for a service  
            provider's license, including anyone who manages, administers,  
            or controls the games, gaming system, or the bets on behalf of  
            a licensed operator, or those who receive compensation as part  
            of an affiliate marketing program for bringing players to an  
            operator's website, and specifies suitability requirements for  
            any licensed service provider. 


          3)Defines the process by which an operator or service provider  
            obtains their license, including applying to DOJ for a  
            determination of suitability and applying to CGCC for a  
            license and paying all fees. 


          4)Establishes requirements for licensed operators, including  
            ensuring players are eligible to play and games are fair,  
            implementing proper data security standards, player  
            registration and account setup, and providing DOJ with proper  
            materials to propose a game. 


          5)Requires CGCC, in consultation with DOJ, to adopt regulations  
            within 270 days after the effective date of the Act. 


          6)Defines the types of application fees, regulatory fees, and  
            license deposits as follows: 


             a)   The application process fee is a fee to cover the costs  
               of suitability investigations and other application process  
               costs. 


             b)   The one-time license deposit is a $12.5 million deposit  
               made by a licensed operator prior to offering any games for  
               play or accepting any bets. 








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             c)   The regulatory fee is the ongoing fee once an operator  
               obtains a license and begins offering games. 


          7)Imposes a duty on gross gaming revenues based on the size of  
            the overall Internet poker industry. The duty ranges from  
            8.847% when total annual gross gaming revenues are $150  
            million or less to 15% when revenues are in excess of $350  
            million. The first $60 million of these duties and the $12.5  
            million license deposit in each fiscal year must be deposited  
            to the California Horse Racing Internet Poker Account and the  
            Fair and Exposition Fund, for specified purposes. 


          8)Establishes the Unlawful Gambling Enforcement Fund in the  
            General Fund, which is intended to ensure adequate resources  
            for law enforcement. The Fund will consist of an undetermined  
            share of revenue from civil penalties recovered by law  
            enforcement authorities, all amounts of property recovered and  
            all revenue from civil penalties recovered, an undetermined  
            percent of duties paid by licensed operators, and up to an  
            undetermined amount may be expended annually, upon  
            appropriation by the Legislature. 


          9)Requires CGCC, in consultation with DOJ, the State Treasurer,  
            and the Franchise Tax Board, to issue a report annually to the  
            Legislature describing the state's progress in meeting policy  
            goals, and requires the Bureau of State Audits to issue a  
            report within four years of the issuing of a license. 


          FISCAL EFFECT:


          1)Annual special fund costs to DOJ in the range of $5 million to  
            $10 million in 2016-17, 2017-18, and 2018-19, to review and  








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            approve game rules and gaming activities, hire and retain  
            staff with technical expertise, and develop and enforce  
            regulations. Annual costs beginning in 2017-18 will be offset  
            by application fees and ongoing regulatory fees.  


          2)Significant one-time special fund costs to DOJ on top of  
            expected annual costs for the initial processing of potential  
            licensees. It can be expected that in the initial years of the  
            authorization of Internet poker, DOJ will need a large number  
            of additional investigators and enforcement staff to complete  
            determinations of suitability and to conduct investigations.  
            The precise number of potential licensees and the  
            infrastructure that DOJ will need is unknown, but these  
            startup costs could be as high as $70 million in 2017-18. 


          3)Significant costs to CGCC of at least $2.5 million, $3.5  
            million, and $2.9 million in 2016-17, 2017-18, and 2018-19,  
            respectively. Major cost drivers for CGCC include promulgating  
            emergency regulations and beginning the development of  
            permanent regulations, hiring staff with technical expertise,  
            and one-time equipment costs, and other overhead expenses.  
            Annual costs beginning in 2017-18 will be offset by  
            application fees and ongoing regulatory fees. 

          4)Annual transfer of revenue generated from license deposits and  
            a duty on gross gaming revenues of up to $57 million to the  
            California Horse Racing Board and up to $3 million to the Fair  
            and Exposition Fund, as required by this bill. 

          5)Unknown General Fund revenue, possibly in the millions, from  
            the tax on gross gaming revenue and the license deposit for  
            licensed operators. 

            STAFF COMMENTS: 

          1)Purpose. According to the author, this bill will establish a  
            regulatory framework for Internet poker. AB 2863, which is the  








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            product of lengthy discussions between stakeholders, is  
            intended protect consumers, help the California economy, and  
            generate state revenues. The author hopes that this bill will  
            be the model for the nation for promoting economic growth  
            while providing a safe, regulated, and responsible  
            entertainment option for consumers. 



          2)Background. Federal law prohibits online gambling by U.S.  
            citizens but includes specific provisions that allow  
            individual states to offer intrastate Internet gaming,  
            provided that state laws permitting and regulating that  
            activity impose reasonable protections against participation  
            by underage persons or by persons located outside the  
            boundaries of the states.  So far, only three U.S. states  
            allow licensed online casinos and poker sites: Nevada,  
            Delaware, and New Jersey.




          3)Recent efforts to legalize online poker in California: Between  
            2008 and 2014, 11 legislative proposals were introduced in  
            California in an attempt to change the nature of Internet  
            gambling.  In 2015, four more bills were introduced, and only  
            AB 431 (Gray), which declared the intent of the Legislature to  
            authorize Internet poker in California, passed legislative  
            committee. That bill was held on the Assembly Inactive File  
            for further discussion. 



          4)Recent amendments. AB 2863 was amended by the author on June  
            9, 2016 to include new financial components (tax rate and a  
            license deposit), as well as new suitability standards for  
            licensed service providers. In summary, these amendments: 
          









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             a)   Established a graduated tax rate based on the size of  
               the Internet poker industry. The amended version of AB 2863  
               imposes a tax rate that is based on the size of the overall  
               online poker industry in California, as measured by  
               aggregate gross gaming revenues. The tax rate ranges from  
               the current corporate tax rate (8.847%) when total gaming  
               revenues are less than $150 million, to 15.0% when the  
               industry brings in gross gaming revenues in excess of $350  
               million a year. This graduated tax rate is meant to help  
               foster industry growth in the initial years. 


               The amended version of AB 2863 does not change how this tax  
               revenue is allocated. The first $60 million in tax revenue  
               collected on gross gaming revenues and license deposits  
               from operators (described below) will be allocated to the  
               California Horse Racing Board ($57 million) and the Fair  
               and Exposition Fund ($3 million). Collected revenue from  
               the tax and license deposits in excess of this $60 million  
               will remain in the General Fund.

             b)   Established a one-time license deposit of $12.5 million  
               for licensed operators. Unlike the previous version of AB  
               2863, this deposit can no longer be offset in future years  
               by reduced taxes on gross gaming revenues. 



             c)   Created new suitability standards for licensed service  
               providers. The amendments also created a "rebuttable  
               presumption" that an applicant is unsuitable if either the  
               applicant accepted bets of wagers of U.S. residents after  
               December 30, 2011, or if at any time a person in the  
               applicant, as defined, was instrumental in the executive  
               decision to accept bets or wagers and that this person is  
               still affiliated with the applicant. The amendments also  
               allow applicants to rebut this presumption with a  








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               preponderance of evidence that proves a number of  
               scenarios, including that the acceptance of a bet after  
               December 30, 2011, was not knowing or intentional. 



             d)   Allows regulators to address the issue of "tainted  
               assets" of service providers. The amendments also include  
               two provisions designed to limit the use of previously  
               acquired assets or infrastructure in the new legal Internet  
               poker market. Specifically, the bill allows CGCC to specify  
               what kind of assets that were previously acquired before  
               enactment of this legislation can be used moving forward.  
               The bill also specifies that no customer list acquired  
               prior to the enactment of this legislation can be used  
               until January 1, 2019. 
          


          5)Opposition. In a June 10, 2016 letter, a coalition of tribes  
            that includes Agua Caliente Band of Cahuilla Indians, Barona  
            Band of Mission Indians, Viejas Band of Kumeyaay Indians,  
            Yocha Dehe Wintun Nation, Lytton Band of Pomo Indians, and the  
            Pechanga Band of Luiseņo Indians, stated their opposition to  
            the amended version of AB 2863.  



            The opposition's primary concerns are about the issues of  
            suitability and "bad actors" participating in California's  
            Internet poker market. The coalition believes that "bad  
            actors" - those who accepted wagers from U.S. residents  
            between 2006 and 2011, when doing so was assumed to be  
            unlawful - could still get a service provider's license under  
            the current version of the bill. They contend that allowing  
            such bad actors to participate in California's Internet poker  
            market creates a bad precedent and an unfair competitive  
            advantage since these entities can utilize "tainted assets",  
            such as customer lists or their established brand, upon  








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            receiving a license. While recent amendments do include  
            provisions meant to limit use of such assets, the opposition  
            contends these provisions are not stringent enough. 





            The coalition is also opposed to the tax rate and the license  
            deposit, citing both as too burdensome on operators.



            


          6)Committee amendments. The Committee suggests a number of  
            substantive amendments to ensure that the state as a whole  
            benefits from Internet poker and that the market is  
            competitive and fair. Following the June 15, 2016 hearing, the  
            Committee no longer recommends an amendment related to a  
            service provider's use of assets accrued prior to enactment of  
            this bill. Specifically, the Committee now recommends  
            amendments to:  





             a)   Ensure that the General Fund receives funds in all  
               years. The current version of AB 2863 requires the first  
               $60 million in tax revenue collected on gross gaming  
               revenues and license deposits from operators be allocated  
               to the California Horse Racing Board ($57 million) and the  
               Fair and Exposition Fund ($3 million). Collected revenue in  
               excess of this $60 million will be left in the General  
               Fund. 










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          The current structure does not guarantee that Internet poker  
          will benefit the state's General Fund. With a 15% tax rate,  
          annual gross gaming revenues would need to be in excess of $400  
          million annually for the General Fund to receive any revenue.  
          Industry projections suggest this threshold will be met, but  
          some contend that legalized online poker has often  
          underperformed projections, especially in initial years of  
          operation. Therefore, the Committee recommends an amendment that  
          keeps 10% of tax revenue from gross gaming revenues in the  
          General Fund, no matter what annual gross gaming revenues are in  
          any given year. The remaining 90% will go to horseracing and  
          fairs until the previously discussed $60 million is reached.  
          After that, all revenue will go to the General Fund, similar to  
          the provisions in the current version of the bill.





             b)   Allow some of the license deposit to be offset by  
               reduced taxes on gaming revenues. AB 2863, prior to the  
               June 9, 2016 amendments, included a provision that the  
               license deposit could be offset by reduced taxes on gross  
               gaming revenues. That provision has since been removed.  
               Opponents to the current version of the bill argue that  
               this upfront deposit is prohibitive. The Committee  
               recommends that half of the $12.5 million deposit ($6.25  
               million) be offset by reduced taxes on gaming revenues.  
               This would ensure that more operators are given the  
               opportunity to participate in the market while still  
               providing an upfront infusion of revenue as a result of new  
               applicants joining the market.












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             c)   Replace the current rebuttal presumption language. The  
               Committee recommends replacing the rebuttable presumption  
               language in the current version of the bill with language  
               that better reflects a timeline that concerns opponents to  
               AB 2863. Specifically, a service provider (applicant) is  
               unsuitable if it or its corporate affiliate has a member of  
               its Board of Directors, Chief Executive Officer, or a  
               shareholder holding more than 10 percent of its shares, who  
               held a similar position with an organization that knowingly  
               and willfully accepted a bet or helped facilitate a bet  
               after December 31, 2006.  





             d)   Delay when some service providers can be provided a  
               license. The Committee recommends that service providers  
               that operated in the United States in the period between  
               December 31, 2006 and December 31, 2011 not be provided a  
               license until January 1, 2021. This does not preclude the  
               applicants from starting the process of applying prior to  
               this date. Alternatively, such applicants could pay a  
               one-time fee of $20 million, to be deposited into the  
               General Fund, to obtain a license before January 1, 2021.  

          Analysis Prepared by:Luke Reidenbach / APPR. / (916)  
          319-2081


















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