BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                    AB 2867


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          Date of Hearing:  April 27, 2016


                    ASSEMBLY COMMITTEE ON UTILITIES AND COMMERCE


                                  Mike Gatto, Chair


          AB 2867  
          (Gatto) - As Amended March 28, 2016


          SUBJECT:  Cable and Internet service providers:  contracts


          SUMMARY:  Requires a cable or Internet service provider, if it  
          enables an individual to subscribe to its services through an  
          Internet Web site, to also enable all of its customers to cancel  
          their subscriptions through the Internet Web site.  


          EXISTING LAW:  


          1)Provides, under the Unfair Competition Law, that unfair  
            competition includes any unlawful, unfair, or fraudulent  
            business act or practice, including any unfair, deceptive, or  
            untrue advertising, or any act prohibited by the False  
            Advertising Act. (Business and Professions Code Section 17200  
            et seq.)



          2)Prohibits any person with the intent, directly or indirectly,  
            to sell any goods or service by making any statement, which is  
            untrue or misleading, and which is known, or which by the  
            exercise of reasonable care should be known, to be untrue or  
            misleading. Prohibits any person from making or disseminating  








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            any statement as part of a plan or scheme to sell any good or  
            service at a price other than the state or advertised price.   
            (Business and Professions Code Section 17500) 



          3)Specifies that it is unlawful for any business making an  
            automatic renewal or continuous service offer to a consumer to  
            do any of the following:


             a)   Fail to present the automatic renewal offer terms or  
               continuous service offer terms in a clear and conspicuous  
               manner before the subscription or purchasing agreement is  
               fulfilled and in visual proximity, or in the case of an  
               offer conveyed by voice, in temporal proximity, to the  
               request for consent to the offer.


             b)   Charge the consumer's credit or debit card or the  
               consumer's account with a third party for an automatic  
               renewal or continuous service without first obtaining the  
               consumer's affirmative consent to the agreement containing  
               the automatic renewal offer terms or continuous service  
               offer terms.


             c)   Fail to provide an acknowledgment that includes the  
               automatic renewal or continuous service offer terms,  
               cancellation policy, and information regarding how to  
               cancel in a manner that is capable of being retained by the  
               consumer. If the offer includes a free trial, the business  
               shall also disclose in the acknowledgment how to cancel and  
               allow the consumer to cancel before the consumer pays for  
               the goods or services.  (Business and Professions Code  
               Section 17602)

          FISCAL EFFECT:  Unknown.  This bill is keyed non-fiscal by the  
          Legislative Counsel.








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          COMMENTS:  


          1)Author's Statement:  "Cable and Internet providers in  
            particular continue to carry a reputation for poor customer  
            service and have been known to use aggressive sales tactics to  
            retain contracts, particularly when consumers request  
            cancellation.  A SoundCloud clip recently went viral  
            highlighting these aggressive tactics.  In this case, the  
            individual was transferred to a service representative trained  
            to talk people out of cancelling their contracts.  The  
            recording reveals the service representative continually  
            asking for an explanation as to why this individual was  
            choosing to cancel service, even though the man repeatedly  
            declined to answer.  This call was roughly 20 minutes long, at  
            which point many other consumers would have hung up the phone  
            before successfully canceling their service ? Consumers should  
            not have to endure aggressive sales tactics that border on  
            harassment in order to cancel a service contact. Therefore, AB  
            2867 will require a cable or Internet service provider who  
            allows consumers to subscribe to service online to also have  
            the option to cancel their service online." 


          2)Background:  In 2010, Congress passed the Restore Online  
            Shoppers' Confidence Act (ROSCA) which grew out of consumer  
            complaints in which a consumer who completes an online  
            transaction with one merchant is presented with a free trial  
            promotional offer from another third party merchant. If a  
            customer accepts the promotional offer, the original merchant  
            transfers the consumers' data to the third party seller who  
            continues to charge the customer on a recurring basis after  
            the trail period, or until the customer cancels.  This lead to  
            customer complaints that they were unaware that their payment  
            information would be transferred to a third party merchant  
            during the time of the promotion and that they would continue  
            to be charged after the free trial period.  ROSCA prohibited  








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            an online merchant from sharing billing information with a  
            third party seller, unless it obtained the consumer's  
            expressed informed consent before charging their accounts. It  
            also required sellers to provide simple mechanisms for a  
            consumer to stop recurring charges from being placed on his or  
            her account. 


            In addition, in 2009, the Legislature passed SB 340 (Yee),  
            Chapter 350, Statutes of 2009, which requires any business  
            making an automatic renewal or continuous service to clearly  
            and conspicuously disclose terms of the offer and obtain the  
            consumer's affirmative consent to the offer.  SB 340 was  
            prompted by an investigation by the Attorney General against  
            Time, Inc. in which subscribers to Time, Inc. magazines were  
            discovering that their subscriptions were automatically  
            renewed even though the consumer claimed they had never  
            knowingly consented to the renewal. 


          3)Comcast SoundCloud Cancellation Call:  In 2014, an audio  
            recording between a Comcast customer and a customer retention  
            specialist was posted on the online audio Web site SoundCloud.  
             The call lasted approximately 20 minutes in which the  
            customer repeatedly attempted to cancel his service while the  
            customer retention specialist kept asking why he was doing so  
            over and over again. Comcast issued an apology and in a memo  
            to its employees said that it regretted that the incident had  
            occurred, and that it was painful to listen to, but the  
            customer retention specialist did a lot of what he was trained  
            to do. According to the author, canceling services has become  
            an ordeal that often involves consumer calling in and a  
            company retention specialist trying to change the consumer's  
            mind.  Most customers would have hung up the phone before  
            successfully cancelling their service.  


            This bill requires a cable or Internet service provider that  
            allows an individual to subscribe to its services through an  








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            Internet Web site, to also allow all of its customers to  
            cancel their subscriptions through the Internet Web site.


             The author may wish to consider an amendment to also include  
            satellite providers to the bill.


           4)Arguments in Support:  According to the California Association  
            of Competitive Telecommunications Companies (CALTEL),  
            "Although it's always beneficial for the provider to  
            understand, and attempt to address, the concerns that are  
            prompting a customer to cancel, CALTEL recognizes that this  
            practice has been prone to industry abuse and is not always  
            perceived favorably by consumers."  


          5)Arguments in Opposition:  According to the California Chamber  
            of Commerce, the California Manufacturers and Technology  
            Association, the Direct Marketing Association, and CTIA - The  
            Wireless Association, "AB 2867 is duplicative of existing  
            federal law and the enactment of the measures would create  
            confusion for both consumer and companies ? AB 2867 adopts an  
            unrealistic view of the marketplace that fails to account for  
            the interests of customers, retailers and service providers in  
            attracting and pleasing consumer and the consumer benefits  
            that may be available. Indeed, by establishing rigid,  
            unbending rules, AB 2867 discourages consumers from resolving  
            problems in a way that is beneficial to them ? AB 2867 would  
            effectively create a significant hurdle to retention efforts  
            and likely result in increased contract terminations that  
            could have otherwise been avoided."


          6)Suggested Amendment:












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            1726. If a cable,  satellite,  or Internet service provider  
            enables an individual to subscribe to its services through an  
            Internet Web site, it shall also enable all of its customers  
            to cancel their subscriptions through the Internet Web site.

          7)Prior Legislation: 



            SB 340 (Yee), Chapter 350, Statutes of 2009:  Requires any  
            business making an "automatic renewal" or "continuous service"  
            to clearly and conspicuously disclose terms of the offer and  
            obtain the consumers' affirmative consent to the offer. 


          REGISTERED SUPPORT / OPPOSITION:




          Support


          California Association of Competitive Telecommunications  
          Companies




          Opposition


          California Cable & Telecommunications Association


          California Chamber of Commerce









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          California Manufacturers and Technology Association


          CTIA - The Wireless Association


          Direct Marketing Association




          Analysis Prepared by:Edmond Cheung / U. & C. / (916) 319-2083