BILL NUMBER: SB 890	INTRODUCED
	BILL TEXT


INTRODUCED BY   Senator Gaines

                        JANUARY 20, 2016

   An act to amend Section 2070 of the Insurance Code, relating to
insurance.



	LEGISLATIVE COUNSEL'S DIGEST


   SB 890, as introduced, Gaines. Insurance: fire insurance.
   Existing law establishes a standard form for fire insurance
policies in this state. Existing law requires that all fire insurance
policies in California be on the standard form, with no additions to
that form, except as provided. Existing law prohibits any part of
the standard form from being omitted from the policy, except as
specified.
   This bill would make technical, nonsubstantive changes to that
provision.
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 2070 of the Insurance Code is amended to read:
   2070.   (a)    All fire policies on subject
matter in California shall be on the standard  form,
  form  and, except as provided by this 
article   article,  shall not contain additions
 thereto. No   to the form. 
    (b)     No  part of the standard form
shall be omitted  therefrom except that any  
from the policy. However, a  policy providing coverage against
the peril of fire only, or in combination with coverage against other
perils, need not comply with the provisions of the standard form of
fire insurance policy or Section  2080; provided, that
  2080, if the  coverage with respect to the peril
of fire, when viewed in its entirety, is substantially equivalent
 to   to,  or more favorable to the insured
 than   than,  that contained in 
such   the  standard form fire insurance policy.