BILL ANALYSIS                                                                                                                                                                                                    



                                                                       


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          |SENATE RULES COMMITTEE            |                   AB 107|
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                                 THIRD READING
                                        

          Bill No:  AB 107
          Author:   Knox (D), et al
          Amended:  8/8/00 in Senate
          Vote:     21

            
           SENATE PUBLIC EMP. & RET. COMMITTEE  :  3-2, 6/26/00
          AYES:  Ortiz, Karnette, Soto
          NOES:  Haynes, Lewis

           SENATE APPROPRIATIONS COMMITTEE  :  8-4, 8/23/00
          AYES:  Johnston, Alpert, Bowen, Burton, Escutia, Karnette,  
            Perata, Vasconcellos
          NOES:  Johnson, Kelley, Leslie, Mountjoy

           ASSEMBLY FLOOR  :  Not relevant
           

           SUBJECT  :    Public employees' retirement investments

           SOURCE  :     Author

           
           DIGEST  :    This bill prohibits new or additional  
          investments by the State Public Employees' Retirement  
          System and the State Teachers' Retirement System, on and  
          after January 1, 2001, in tobacco companies, as defined,  
          and requires a divestment of those existing investments by  
          July 1, 2002.  Makes related legislative findings and  
          declarations.  It also provides for indemnification from  
          the General Fund by the State for present and former  
          members of the governing board of the funds, officers and  
          employees of the State, and investment managers under  
          contract with the State from all claims, demands, suits,  
                                                           CONTINUED





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          actions, damages, judgments, and other costs, charges, and  
          expenses sustained by them at any time by reason of any  
          decision not to invest in tobacco companies.

           ANALYSIS  :    Proposition 162, "The California Pension  
          Protection Act of 1992," was adopted by the voters in  
          November of that year.  Prop. 162 amended the California  
          Constitution, Article XVI, Section 17, to require that the  
          PERS and STRS boards of administration have the following  
          mandates:

          1.Exercise sole and exclusive "plenary" authority to  
            administer the system in a manner that will ensure prompt  
            delivery of benefits and related services to the  
            participants and their beneficiaries.

          2.Discharge their duties with respect to the system policy  
            in the interest of, and for the exclusive purpose of  
            providing benefits to participants and their  
            beneficiaries, minimizing employer contributions.

          3.Discharge their duties with respect to the system with  
            care, skill, prudence and diligence under the  
            circumstances then prevailing that a prudent person  
            acting in a like capacity would exercise.

          However, Proposition 162 also specifically provides:

          "The Legislature may by statute continue to prohibit  
          certain investments by a retirement board where it is in  
          the public interest to do so, and provided that the  
          prohibition satisfies the standard of fiduciary care and  
          loyalty required of a retirement board pursuant to this  
          section."

          Existing state constitutional law, pursuant to Prop. 162,  
          provides that all investment standards and procedures for  
          the PERS and STRS funds are derived from the fiduciary duty  
          to ensure that trust assets are used for the exclusive  
          purposes, as described above.

          This bill makes legislative declarations that:

          1.The cost to the State for healthcare services for persons  







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            with tobacco-related illnesses is $630 million annually.

          2.California spends $50 million annually on anti-smoking  
            education programs.

          3.The State Public Employees' Retirement System (PERS) and   
            the State Teachers' Retirement System (STRS) together  
            hold investments of close to one billion dollars in  
            tobacco companies; holdings which create an interest that  
            conflicts with the aims of California's healthcare and  
            anti-smoking education programs.

          4.In 1999, the leading cigarette manufacturer's stock lost  
            52 percent in value, and other public institutional  
            investors have restricted or ceased tobacco industry  
            investments.

          This bill requires that:

          1.On or after January 1, 2001, PERS and STRS would be  
            prohibited from making new or additional investments in  
            any "tobacco company," defined as a business entity that  
            makes more than 10% of its gross revenue from the  
            production of cigarettes or tobacco-related products.

          2.By July 1, 2002, PERS and STRS shall hold no investments  
            in tobacco companies.

          3.Present and former members of the PERS and STRS boards  
            shall be indemnified (by the General Fund of the State of  
            California) against all liability, losses or damages  
            "?sustained by reason of any decision not to invest in  
            tobacco companies pursuant to this chapter."

           Comments  

           STRS Board votes June 7, 2000, to divest of tobacco stocks
           
          Following is the Executive Summary of the June 7, 2000,  
          board item related to the passive (as opposed to active)  
          investment of tobacco related stocks.  The STRS board voted  
          to divest $238 million in tobacco stocks held in its  
          passive investment portfolio at the June 7 meeting.








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          "The California State Teachers' Retirement System (STRS/  
          System) on May 3, 2000 adopted a Benchmark Modification  
          Policy.  The STRS Investment Committee (Board) instructed  
          its Staff and Pension Consulting Alliance, Inc. (PCA) to  
          provide written analysis specific to the tobacco industry  
          as it pertains to the Benchmark Modification Policy  
          (Policy).

          "Due diligence was to determine whether a change in STRS'  
          existing benchmark(s) would be in the economic interest of  
          the System, as determined by specific indicators provided  
          in the Policy.  'Economic interest' is defined as when  
          either:  1) a more cost efficient alternative is available,  
          or 2) an industry or sector is exposed to economic risk.

          "This report focuses on the latter as it is of particular  
          relevance to the tobacco industry.  Economic risk  
          indicators, as outlined in the Policy, include product  
          liability judgments, industry-wide bankruptcy filings,  
          regulatory and/or legislative actions, as well as  
          deleterious effects of institutional policy decisions.  Our  
          findings indicate that all four of these indicators are  
          evidenced, thereby, meeting the minimum requirement for  
          benchmark modification that at least three of four be  
          present."

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

                          Fiscal Impact (in thousands)

           Major Provisions             2000-01            2001-02           
             2002-03             Fund

           Divestment                      -- Unknown, probably  
          significant --            STRF &
                                                                       
                                                            PERF

          Indemnification                                -- unknown  
          --                              General

          According to the Senate Appropriations Committee analysis:








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          The divestment of tobacco company holdings will result in  
          transaction costs as tobacco equities are sold and the  
          proceeds reinvested in other companies.  Additional ongoing  
          staff time will be required to monitor the activity of fund  
          managers to ensure that the restricted equities are not  
          purchased.  It is unknown what impact tobacco divestment  
          will have on the future investment returns of STRS' and  
          PERS' aggregate portfolios.

          The STRS Board has recently adopted a policy to modify its  
          existing benchmark to exclude tobacco manufacturers.   
          Therefore, that system will not be holding such investments  
          in its passive portfolio.  That decision, however, does not  
          apply to its active investments.

          STRS passively and actively invests a broadly diversified  
          portfolio valued at over $100 billion.  As of December 31,  
          1999, STRS held domestic and international equities in 22  
          companies that manufacture and distribute tobacco products  
          valued at $319 million - less than 0.5 percent of equity  
          holdings.


           SUPPORT  :   (Verified  8/24/00)

          American Federation of State, County and Municipal  
          Employees
          American Heart Association
          American Lung Association
          California Federation of Teachers
          California Teachers Association 
          County of Los Angeles
          County of San Diego
          Planned Parenthood Affiliates of California 
          United Teachers of Los Angeles

           OPPOSITION  :    (Verified  8/28/00)

          Department of Finance
          Public Employees' Retirement System

           ARGUMENTS IN OPPOSITION  :    The Department of Finance is  
          opposed to this bill for the following reasons:








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          "This bill would result in one-time costs of $56.6 million  
          to $89.2 million to CalPERS and STRS.

          "To the extent that the General Fund would be required to  
          indemnify CalPERS' and STRS' board members, officers,  
          employees, and investment managers, this bill would result  
          in indeterminable costs to the General Fund.

          "This bill would impede CalPERS' and STRS' constitutional  
          authority to make investments and carry out their fiduciary  
          duties to maximize investment returns on behalf of system  
          participants and beneficiaries, meet their benefit  
          obligations, and minimize employer retirement costs."


          TSM:cm  8/28/00   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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