BILL ANALYSIS                                                                                                                                                                                                    







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|SENATE PUBLIC EMPLOYMENT & RETIREMENT   |  BILL NO: SB 400 |
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|Deborah V. Ortiz,   |           Hearing date: March 22, 1999|
|Chair               |                                       |
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|SB 400  (Ortiz) as introduced2/12/99   |       FISCAL:   Yes|
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|David Felderstein    |                                 SB 400 |
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|Date: March 17, 1999 |                                  Page 1|
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PERS:  1959 Survivor Benefit Program:  New 5th Level of 
Benefits Proposed
  
  HISTORY  :

     Sponsor:   California Public Employees' Retirement  
System (PERS,  co-sponsor)
               California State Employee's Association  
          (CSEA, co-sponsor)
               California Department of Forestry Retirees  
          (CDF, co-sponsor)
               California School Employees Association  
          (co-sponsor)

     Prior legislation:  AB 2437 (Ortiz), 1998   Vetoed

  SUMMARY  : 

Would establish a new level of survivor benefits for state  
and school employee participants in the 1959 Survivor  
Benefit Program, effective January 1, 1999,  increasing the  
benefit level to more closely achieve comparability with  
Social Security.

  BACKGROUND  : 

1)    Existing PERS law  contains the '59 Survivor Benefit  
which was designed to provide pre-retirement death benefits  
to PERS members not covered by Social Security.  Employees  
who participate in the '59 Survivor Benefit program pay  
$2.00 per month for coverage.  It is understood that the  
program was originally enacted to mimic Social Security.   
Over the years  four distinct benefit levels  have been  
enacted in the '59 Survivor Benefit.

2)  Generally, state and school employees are covered by  
the  existing Level 3  , which provides survivors $350 per  
month for a single recipient, $700 per month for two  
recipients, or $840 per month for three or more recipients.
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|David Felderstein    |                                 SB 400 |
|---------------------+----------------------------------------|
|Date: March 17, 1999 |                                  Page 2|
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3)   '59 SURVIVOR BENEFITS:  

The '59 Survivor Benefits are fixed dollar amounts (not  
related to salary at the time of death), with no COLA  
(post-death Consumer Price Index increases).  Social  
Security death benefits are calculated based on the  
individual's earnings, and a CPI-indexed COLA.

According to PERS, the lack of a COLA is a chronic design  
flaw in the '59 Survivor Benefit.  Since the program is  
intended to replace Social Security, PERS views the  
proposed 5th level as an appropriate solution to the  
inadequacy of the current benefit.

Significant surpluses have built up in both the state and  
school '59 Survivor Benefit accounts that cannot be used  
for other purposes.
  ANALYSIS  :

  This bill  :

  a)  creates a new "5th  Level" '59 Survivor Benefit and  
  requires all state members not participating in Social  
  Security to be covered,

  b) specifies that "5th Level" survivors of deceased state  
  employees and school members would receive $750 per month  
  for a single recipient, $1,500 per month for two  
  recipients, or $1,800 per month for three or more  
  recipients,

  c)  requires the member, and the employer  if necessary  ,  
  to each pay $2.00 per month for the increased benefit  
  (should the needed total contribution ever exceed $4.00  
  per month, the employee and employer would evenly share  
  the cost), and

  d)  requires that all surplus assets in both the state  
  and school accounts be absorbed before any employer  
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|David Felderstein    |                                 SB 400 |
|---------------------+----------------------------------------|
|Date: March 17, 1999 |                                  Page 3|
|                     |                                        |
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  contribution is required.
  
COMMENTS  :

1)  The committee is advised that  this bill  , developed by  
PERS in consultation with a task    force comprised of  
employee organizations and employers, addresses the current  
low level of benefit payments.  This 5th  level of benefits  
would not contain any COLA.

2)  AB 2437 (Ortiz) 1998, an identical bill, was vetoed by  
Governor Wilson.  His veto message states:

  "Under current law, state and local agencies may elect to  
  provide a pre-retirement death benefit enhancement  
  through the collective bargaining process.  This measure  
  eliminates that discretion by requring state and local  
  governments to provide this benefit.  The issue here is  
  not whether the enhancement is warranted.  It is the  
  impropriety of circumventing the collective bargaining  
  process.

  "Despite the present existence of an accumulated surplus  
  of employee assets, retirement benefits are more  
  appropriately increased only by negotiation required by  
  the collective bargaining process.  As long as state law  
  requires that state and local governments engage in  
  collective bargaining as public employers, it is improper  
  to circumvent the required negotiation by legislation."

3)   SUPPORT  :

California Professional Firefighters (CPF)
American Federation of State, County & Municipal Employees  
(AFSCME)
California Federation of Teachers (CFT)

4)   OPPOSITION  :  None to date
                         # # # # #
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|David Felderstein    |                                 SB 400 |
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|Date: March 17, 1999 |                                  Page 4|
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