BILL ANALYSIS                                                                                                                                                                                                    



                                                             


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|SENATE RULES COMMITTEE            |                   SB 400|
|Office of Senate Floor Analyses   |                         |
|1020 N Street, Suite 524          |                         |
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                       THIRD READING
                              

Bill No:  SB 400
Author:   Ortiz (D)
Amended:  4/22/99
Vote:     21

  
  SENATE PUBLIC EMP. & RET. COMMITTEE  :  4-0, 3/22/99
AYES: Ortiz, Baca, Karnette, Lewis
NOT VOTING: Haynes

  SENATE APPROPRIATIONS COMMITTEE  :  11-0, 4/19/99
AYES: Johnston, Alpert, Bowen, Burton, Karnette, Kelley,  
  Leslie, McPherson, Mountjoy, Perata, Vasconcellos
NOT VOTING: Escutia, Johnson
 

  SUBJECT  :    Public Employees' Retirement System:  benefits

  SOURCE  :     California Public Employees' Retirement System
            California State Employees' Association
            California Department of Forestry Retirees
            California School Employees' Association

 
 DIGEST  :    This bill establishes a new level of survivor  
benefits for state and school employee participants in the  
1959 Survivor Benefit Program, effective January 1, 2000  
until January 1, 2010, increasing the benefit level to more  
closely achieve comparability with Social Security.

  ANALYSIS  :    Existing PERS law contains the '59 Survivor  
Benefit which was designed to provide pre-retirement death  
benefits to PERS members not covered by Social Security.   
Employees who participate in the '59 Survivor Benefit  
                                                 CONTINUED





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program pay $2 per month for coverage.  It is understood  
that the program was originally enacted to mimic Social  
Security.  Over the years four distinct benefit levels have  
been enacted in the '59 Survivor Benefit.

Generally, state and school employees are covered by the  
existing Level 3, which provides survivors $350 per month  
for a single recipient, $700 per month for two recipients,  
or $840 per month for three or more recipients.

The '59 Survivor Benefits are fixed dollar amounts (not  
related to salary at the time of death), with no COLA  
(post-death Consumer Price Index increases).  Social  
Security death benefits are calculated based on the  
individual's earnings, and a CPI-indexed COLA.

According to PERS, the lack of a COLA is a chronic design  
flaw in the '59 Survivor Benefit.  Since the program is  
intended to replace Social Security, PERS views the  
proposed fifth level as an appropriate solution to the  
inadequacy of the current benefit.

Significant surpluses have built up in both the state and  
school '59 Survivor Benefit accounts that cannot be used  
for other purposes.

This bill:

1.Creates a new "5th" Level '59 Survivor Benefit and  
  requires all state members not participating in Social  
  Security to be covered, effective January 1, 2000.

2.Specifies that "5th" Level" survivors of deceased state  
  employees and school members would receive $750 per month  
  for a single recipient, $1,500 per month for two  
  recipients, or $1,800 per month for three or more  
  recipients.

3.  Requires the member and the employer, if necessary, to  
  each pay $2 per month for the increased benefit.  (Should  
  the needed total contribution ever exceed $4 per month,  
  the employee and employer would evenly share the cost.)

4.Requires that all surplus assets in both the state and  







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  school accounts be absorbed before any employer  
  contribution is required.

5.Sunsets January 1, 2010.
  

Comments  

According to the Senate Public Employees and Retirement  
Committee analysis, this bill, developed by PERS in  
consultation with a task force comprised of employee  
organizations and employers, addresses the current low  
level of benefit payments.  This 5th level of benefits will  
not contain any COLA.

AB 2437 (Ortiz), 1998, an identical bill, was vetoed by  
Governor Wilson.  His veto message states:

     "Under current law, state and local agencies may elect  
     to provide a pre-retirement death benefit enhancement  
     through the collective bargaining process.  This  
     measure eliminates that discretion by requiring state  
     and local governments to provide this benefit.  The  
     issue here is not whether the enhancement is  
     warranted.  It is the impropriety of circumventing the  
     collective bargaining process.

     "Despite the present existence of an accumulate  
     surplus of employee assets, retirement benefits are  
     more appropriately increased only by negotiation  
     required by the collective bargaining process.  As  
     long as state law requires that state and local  
     governments engage in collective bargaining as public  
     employers, it is improper to circumvent the required  
     negotiation by legislation."

AB 2437 passed the Senate Floor 24-9 on 8/13/98.
 NOES:  Brulte, Haynes, Hurt, Kelley, Knight, Kopp, Lewis,  
  Mountjoy, Wright

  FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
Local:  No









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                         Fiscal Impact (in thousands)


  Major Provisions             1999-2000       2000-01       2001-02    Fund  


Death benefit       ----------no net state costs-----PERS


According to the Senate Appropriations Committee analysis,  
the benefit increase proposed in this bill will be paid by  
surpluses in the 1959 Survivor Benefit Account.   There are  
sufficient surplus funds in the account to pay the state's  
costs for approximately 10 years, while members continue to  
pay $2 per month.   Although SB 400 contains a sunset after  
the ten year period, staff notes the state costs of the  
program if it were continued could range between $1 million  
and $2.5 million annually, since the 1959 SBP surplus would  
no longer be available to fund the state employer's share  
of this benefit.


The 1959 SBP was designed to provide pre-retirement death  
benefits to PERS members not covered by the federal OASI  
program.  There are 4 benefit levels within the SBP.   
However, the benefits are fixed without any increases for  
cost of living adjustments.  The new proposed level 5 will  
bring the benefits closer to current OASI benefits.  SB 400  
increases the benefit to $750 per month for a single  
recipient, $1,500 for two recipients and $1,800 for two or  
more. 

  SUPPORT  :    (Verified 4/21/99)

California Public Employees' Retirement System (co-sponsor)
California State Employees' Association (co-sponsor)
California Department of Forestry Retirees (co-sponsor)
California School Employees Association (co-sponsor)
California Professional Firefighters
American Federation of State, County & Municipal Employees
California Federation of Teachers
California Union of Safety Employees
California Association of Highway Patrolmen
California Department of Forestry Firefighters







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Retired Public Employees Association
San Bernardino County Sheriff


TSM:kb  4/22/99   Senate Floor Analyses 

               SUPPORT/OPPOSITION:  SEE ABOVE

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