BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 357
                                                                  Page  1

          Date of Hearing:   April 24, 2001

                   ASSEMBLY COMMITTEE ON BUSINESS AND PROFESSIONS
                                  Lou Correa, Chair
                    AB 357 (Correa) - As Amended:  April 16, 2001
           
          SUBJECT  :   Health studios contracts.

           SUMMARY  :   Prohibits a health studio from having contract in  
          excess of $2,000 for the use of its facilities and creates an  
          exception to that limit.  Specifically,  this bill  :  

          1)Increases the current contract limit between a health studio  
            and a member or other person from $1,000 to $3,000.

          2)Allows a health studio to enter into contracts in excess of  
            the specified limit as long as:

             a)   The contract establishes the right of the consumer to  
               cancel his or her obligation at any time during the term of  
               the contract under specified conditions.  However, the  
               contract may provide a clause that says if a consumer  
               cancels for reasons other than those specified, the  
               consumer will be liable for an amount not less than $1,000.

             a)   The health studio has been conducting business in the  
               state for more than three years under the same ownership  
               and management; or the studio maintains a surety bond and  
               the amount of the bond is 25% of the studio's gross  
               earnings of the previous business year, except that the  
               principal bond shall not be less than $100,000 if the  
               studio has been in business for less than one year.

          1)Provides a pro rata refund mechanism to protect consumers form  
            loosing entire fees paid to health studios in the event that a  
            consumer opts to terminate his or her contract before the  
            contract expires, minus initiation fees. 

           EXISTING LAW  requires a health studio contract to be in writing  
          and no contract shall require payments or financing by the  
          consumer for a period of more than three years.  Health studios  
          may not require payment from consumers in excess of $1,000 for  
          the use of their facilities.

           FISCAL EFFECT  :   Unknown








                                                                  AB 357
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           COMMENTS  :   The purpose of the bill is to increase from $1,000  
          to $3,000 the amount for which a studio may contract with a  
          person for the use of the health studio's facilities.  The  
          $1,000 limit was originally enacted to address the problem of  
          health studios that induced people to sign up for lifetime  
          memberships for a substantial sum of money, only to find  
          themselves with no recourse if the health studios went out of  
          business a short time later.

          The bill is intended to allow contracts in excess of the  
          proposed $3,000 limit for a health studio that has been doing  
          business in California for more than three years.  It also would  
          allow contracts in excess of the specified amount for health  
          studios that have been doing business in California for less  
          than three years as long as the studio maintains a surety bond  
          issued by a surety company admitted to do business in this  
          state.  The bond is to be filed with the Secretary of State.   
          The principal sum, for a health studio doing business in  
          California for more than three years, shall be 25 percent of the  
          health studio's gross income during the last fiscal year.  If a  
          company expects to require consumer contracts in excess of the  
          $3,000 limit, and the company has been doing business in  
          California less than three years, the surety bond may not be  
          less than $100,000.

          The bill also creates a pro rata return mechanism to protect  
          consumers from loosing entire contract fees in the event the  
          consumer opts to terminate his or her the contract before the  
          specified termination date, minus initiation fees.

          This bill would require the Secretary of State to enforce the  
          provisions that govern the filing and maintenance of bonds.  It  
          also requires the Secretary of State to charge and collect  
          filing fees not to exceed the cost of the filing of the surety  
          bond.

          The requirement for a surety bond is a consumer protection  
          measure.  The Secretary of State is the repository for similar  
          bond filings for several other types of businesses, including  
          auction companies, immigration consultants, and employment  
          counseling services.

          A related measure passed by the legislature last year, Senate  
          Bill 1744 (Murray), was vetoed by the Governor.  Unlike the  








                                                                  AB 357
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          current bill, however, SB 1744 totally eliminated the $1,000  
          limit on contracts and did not provide for a pro rata return of  
          funds to individuals who terminated their memberships before the  
          specified expiration on the contract.  SB 1744 also required  
          health studios to maintain a $500,000 bond for 10 years.  The  
          concerns cited by the Governor in his veto message of SB 1744  
          were that he was not convinced the bill would ensure consumer  
          protections against excessive fees charged by some health  
          studios.  And he thought that requiring a $500,000 surety bond  
          for the first ten years that a health studio was in business was  
          excessive and could adversely impact smaller health clubs.  The  
          current bill appears to address the Governor's concerns with the  
          earlier bill.

          From the mid 70's to the late 80's, the likelihood of a health  
          studio closing up shortly after opening was far more prevalent  
          than today.  Health clubs have since evolved into a more  
          professional and higher profile corporate industry, thereby  
          dismissing the likelihood of a health club opening and closing  
          shortly thereafter.

           SUGGESTED AMENDMENTS TO CORRECT DRAFTING ERRORS :  

          The bill contains two drafting errors:

          1)On page 2, line 8, the specified limit amount of $2,000 should  
            read $3,000.

          2)On page 3, line 25, strike the 0 before the word "fiscal".
            
           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Clubs of Distinction (Sponsor)

           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Chris L.Gallardo / B. & P. / (916)  
          319-3301