BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1600
                                                                  Page  1

          Date of Hearing:  May 8, 2001

                            ASSEMBLY COMMITTEE ON HEALTH
                                Helen Thomson, Chair
                    AB 1600 (Keeley) - As Amended:  April 30, 2001
           
          POLICY QUESTIONS  :

          1)Should the Legislature state its intent to implement a  
            solution to achieve the state's health care priorities by  
            allowing competing health care providers to renegotiate  
            contracts with health plans?

          2)Should the Legislature intend that this solution is consistent  
            with the state action immunity doctrine, which establishes  
            immunity from federal antitrust laws?

          3)Should health care providers, on a class basis, and health  
            plans be permitted to agree to negotiate and mediate any  
            contract term or condition upon renewal of a contract or  
            during the contract term if there is no provision for  
            renegotiation?

          4)Should, in the event mediation is unsuccessful, the matter be  
            required to be referred to arbitration?

          5)Should the mediator or arbitrator be required to lodge a copy  
            of the mediation decision or arbitration award and a statement  
            of reasons and submitted evidence to the Department of Managed  
            Health Care (DMHC) to be reviewed and confirmed, modified or  
            vacated?

          6)Should DMHC, when considering the award, be required to  
            consider whether it is supported by substantial evidence  
            consistent with specified factors including the reasonableness  
            of reimbursement rates?

           SUBJECT  :  Health care service plans:  provider contracts.

           SUMMARY  :  States legislative intent to implement a solution to  
          achieve the state's health care priorities, and states this  
          solution would allow competing health care providers to  
          renegotiate contracts with health plans.  Permits health care  
          providers, on a class basis, and health plans to agree to  
          negotiate and mediate, any contract term or condition upon  








                                                                  AB 1600
                                                                  Page  2

          renewal of a contract or during the contract term, if there is  
          no provision for renegotiation.  Permits the parties, in the  
          event the parties reach an impasse during the negotiations, upon  
          mutual agreement, to submit the issues in dispute to mediation.   
          Requires, in the event mediation is unsuccessful, the matter to  
          be referred to arbitration.  Specifically,  this bill  :

          1)Finds and declares the principal priorities of the Legislature  
            for health care are the following:

             a)   The citizens of this state have access to the highest  
               quality health care;
             b)   Patients have the opportunity for continuing access to  
               their own health care providers;
             c)   Health care costs be reasonable and affordable;
             d)   Administrative costs in the health care service plan and  
               health care provider relationship be as low as possible in  
               order to keep health care costs affordable; and,
             e)   Health care service plans and health care providers  
               remain financially solvent in order to provide the highest  
               quality care and to retain patients' continuing access to  
               their own health care providers.

          1)Finds and declares that the current health care service plan  
            and health care provider relationship is not satisfactorily  
            meeting the state's health care priorities for the following  
            reasons:

             a)   There is evidence that some health care providers are  
               choosing not to practice in California because of this  
               relationship, thereby threatening the quality of, and  
               access to, health care in this state;
             b)   Some patients have not been able to have continuing  
               access to their own health care providers because health  
               care service plans and health care providers have been  
               unable to reach agreement on contract extensions;
             c)   Administrative costs in the health care service plan and  
               health care provider relationship are still high, resulting  
               in higher health care costs for both health care service  
               plans and health care providers; 
             d)   A large number of providers have been economically  
               failing, threatening the quality of, and access to, health  
               care in this state and the continuity of care for patients;
             e)   Too much of a health care provider's time is spent in  
               the administrative aspects of the relationship, determining  








                                                                  AB 1600
                                                                  Page  3

               what care may be provided to patients and settling claims,  
               thereby reducing the amount of time that providers spend  
               with patients, increasing the cost of health care, reducing  
               patient access to health care, and impairing the quality of  
               care available; and,  
             f)   The negotiating relationship between health care service  
               plans and health care providers is imbalanced.

          2)States legislative intent to implement a solution to achieve  
            the state's health care priorities, given the unsatisfactory  
            relationship between health care service plans and health care  
            providers.  States this solution would allow competing health  
            care providers to renegotiate contracts with health care  
            service plans, thereby allowing an improved balance in the  
            contracting relationship that should result in improvements in  
            the state's priorities because of the interests of health care  
            service plans and health care providers to resolve issues that  
            are consistent with the interests of the state.  States this  
            solution would displace unfair competitive practices and have  
            an actively supervised state program to ensure that health  
            care service plan contracts with health care providers are  
            fair, reasonable, and provide appropriate reimbursement,  
            consistent with the best interests of the patients and this  
            act.  

          3)States the legislature's intent that this solution is  
            consistent with the state action immunity doctrine, which  
            establishes immunity from federal antitrust laws for conduct  
            taken or supervised by a state.

          4)Permits health care providers, on a class basis, and health  
            care service plans to agree to negotiate and mediate any  
            contract term or condition upon renewal of a contract or  
            during the contract term, if there is no provision for  
            renegotiation.

          5)Permits, in the event the parties reach an impasse during the  
            negotiations, the parties, upon mutual agreement, to submit  
            the issues in dispute to mediation.  Defines "impasse" as when  
            the parties to a dispute have reached a point in meeting and  
            negotiating where their differences in position are so  
            substantial or prolonged that future meetings would be futile.

          6)Requires, in the event mediation is unsuccessful, the matter  
            to be referred by the parties to arbitration.  








                                                                  AB 1600
                                                                  Page  4


          7)Prohibits an arbitration conducted under the provisions of  
            this bill from limiting the rights and remedies otherwise  
            available to the parties under common or statutory law.  

          8)Permits, in addition to 8) above, the arbitrator to order a  
            party, the party's attorney, or both, to pay reasonable  
            expenses, including attorney's fees, incurred by another party  
            as a result of bad faith actions or tactics that are frivolous  
            or that are solely intended to cause unnecessary delay.

          9)Requires DMHC to adopt regulations by July 1, 2002, that  
            ensure that the mediation and arbitration processes described  
            in this bill are fair and effective.  Requires these  
            regulations to include a provision requiring that the mediator  
            and arbitrator be neutral.  Requires the regulations to  
            specify factors to be considered by the mediator or arbitrator  
            when resolving the issues that include, but are not limited  
            to, the following:

             a)   The stipulations of the parties;
             b)   The interest and welfare of patients;
             c)   The patient's access to care;
             d)   The ability of health care providers to render quality  
               health care services;
             e)   The cost of providing the services, taking into  
               consideration the increasing age of the population, new  
               pharmaceuticals, the increasing sophistication of medical  
               technology, and the medical demographics of the population  
               of the plan's enrollees; and,
             f)   The reasonableness of the reimbursement rates.

          1)Requires, upon reaching the decision, the mediator, or if  
            mediation is unsuccessful, the arbitrator, to file a copy of  
            the mediation decision or arbitration award, a statement of  
            reasons, and submitted evidence with DMHC for review and to  
            confirm, modify, or vacate the decision or award.  

          2)Requires DMHC, when considering the award, to consider whether  
            it is supported by substantial evidence consistent with the  
            factors described in 10) above.

           EXISTING LAW  : 

          1)Licenses and regulates health care service plans by DMHC.








                                                                  AB 1600
                                                                  Page  5


          2)Declares to be illegal under federal law every contract,  
            combination in the form of trust or otherwise, or conspiracy  
            in restraint of trade or commerce among the several states.

          3)Requires all health care service plan contracts with providers  
            to be fair, reasonable, and consistent with the objectives of  
            the body of law governing health care service plans (the  
            Knox-Keene Act).  

          4)Requires all health care service plan contracts with providers  
            to contain provisions requiring a fast, fair, and  
            cost-effective dispute resolution mechanism under which  
            providers may submit disputes to the plan, and requires the  
            plan to inform its providers upon contracting with the plan,  
            or upon change to these provisions, of the procedures for  
            processing and resolving disputes, including the location and  
            telephone number where information regarding disputes may be  
            submitted.

          5)Requires each health care service plan to ensure that a  
            dispute resolution mechanism is accessible to noncontracting  
            providers for the purpose of resolving billing and claims  
            disputes.

          6)Requires DMHC, on or before July 1, 2001, to adopt regulations  
            that ensure that plans have adopted a dispute resolution  
            mechanism.  The regulations are to require that any dispute  
            resolution mechanism of a plan is fair, fast, and  
            cost-effective for contracting and non-contracting providers.

          7)Defines a "provider," for purposes of the Knox-Keene Act  
            regulating health care service plans, as any professional  
            person, organization, health facility, or other person or  
            institution licensed by the state to deliver or furnish health  
            care services.

           FISCAL EFFECT  :  Unknown

           COMMENTS  :   

           1)PURPOSE OF THIS BILL  .  According to the author, at present,  
            the goal of ensuring that Californians receive high-quality  
            health care coverage in the most efficient and cost-effective  
            manner possible is not being achieved.  The author states  








                                                                  AB 1600
                                                                  Page  6

            physicians, particularly specialists, are leaving the state  
            and patients are not receiving the care they deserve.  The  
            author argues that part of the problem is market imbalance in  
            that several plans control over 80% of the market, and for  
            chiropractors, one plan controls over 90% of the market.   
            Another major factor is the dominance of capitated managed  
            care as costs have risen while capitated rates have stayed  
            static or declined.  This bill states the intent of the  
            Legislature to implement a solution to achieve the state's  
            health care priorities, given the unsatisfactory relationship  
            between health care service plans and health care providers,  
            to allow competing health care providers to renegotiate  
            contracts with health care service plans.  This bill states  
            that the Legislature intends that this solution is consistent  
            with the state action immunity doctrine, which establishes  
            immunity from federal antitrust laws for conduct taken or  
            supervised by a state. 

           2)SUPPORT  .  This bill's sponsor, the California Medical  
            Association (CMA), states this bill will allow providers to  
            obtain contracts that are fair, reasonable and sufficient to  
            assure patient access.  The University of California writes in  
            support that this bill provides an important tool to level the  
            playing field for health care providers who are often forced  
            to accept unreasonable contracts from health plans that  
            prescribe terms on a "take-it-or-leave-it" basis.  The  
            California Psychological Association (CPA) and the California  
            Chiropractic Association (CCA) write that the disproportionate  
            market dominance of specialized health care service plans has  
            led to contracting relationships between plans and providers  
            which are unfair because of the economically lopsided market,  
            making the existing contract dispute resolution processes  
            ineffective.  CPA and CCA state this bill will prevent a  
            health plan from imposing contract terms that are not in the  
            best interest of patients.

           3)OPPOSITION  .  This bill is opposed by health plans, agents and  
            the California Chamber of Commerce.  Health Net writes in  
            opposition that this bill purports to provide for voluntary  
            bargaining but it will have the effect of granting health care  
            providers immunity from anti-trust laws.  Health Net states  
            this bill will allow otherwise competing providers, including  
            those not party to a contract, to join together to coerce  
            health plans to bargain with them.  Health Net argues this  
            aggregation of economic power is prohibited by anti-trust laws  








                                                                  AB 1600
                                                                  Page  7

            that are designed to protect consumers from the harm caused by  
            concerted economic action by economic parties that are  
            expected to compete, not conspire, for economic gain.  Health  
            Net states this bill would protect the interest of health care  
            providers to the disadvantage of health plans, payors and  
            consumers, and that competition in health care promotes  
            innovation and cost containment, and this bill would endanger  
            both.  

          The California Association of Health Plans has proposed  
            amendments to this bill that would strike the contents of this  
            bill and instead allow, when a plan/provider contract is due  
            to expire within 30 days and the parties have been negotiating  
            for at least 30 days, the Director of DMHC to order the  
            contract to continue for up to 60 days, and to order that both  
            parties jointly retain the services of a private mediator.

           4)STATE ACTION EXEMPTION FROM FEDERAL ANTI-TRUST LAW  .  Existing  
            federal law declares every contract, combination in the form  
            of trust or otherwise, or conspiracy in restraint of trade or  
            commerce among the several states to be illegal.  To establish  
            anti-trust immunity under the "state action" doctrine, an  
            activity that would otherwise violate anti-trust law must be  
            clearly articulated and affirmatively expressed as state  
            policy and be actively supervised by the state itself.
           
          This bill's intent language and authorization for health care  
            providers, on a class basis, and health care service plans to  
            agree to negotiate and mediate any contract term or condition,  
            as specified, would appear to meet the first test of the state  
            action doctrine in that the state is expressing its intent to  
            allow competing health care providers to negotiate contracts  
            with health plans.  However, it is not clear that this bill  
            meets the second test that there be active supervision by the  
            state, which would include the state exercising sufficient  
            independent judgment and control so that the details of the  
            contract are a product of deliberate state intervention,  
            particularly if the parties reach an agreement voluntarily.

           5)RELATED LEGISLATION  .  SB 801 (Speier) requires the Director of  
            DMHC, or the Commissioner of the Department of Insurance, to  
            assist in non-binding negotiations between a health care  
            provider and a health plan/insurer when a provider and the  
            health plan/insurer are unable to reach an agreement on the  
            terms of a contract.








                                                                  AB 1600
                                                                  Page  8


           6)PREVIOUS LEGISLATION  .  AB 1455 (Scott), Chapter 827, Statutes  
            of 2000, and SB 1177 (Perata), Chapter 825, Statutes of 2000,  
            among other provisions, requires each health care service plan  
            to ensure that a dispute resolution mechanism is accessible to  
            noncontracting providers for the purpose of resolving billing  
            and claims disputes.  AB 1455 and SB 1177 also require, on and  
            after January 1, 2002, each health care service plan to  
            annually submit a report to DMHC regarding its dispute  
            resolution mechanism, and requires the report to 

            include information on the number of providers who utilized  
            the dispute resolution mechanism and a summary of the  
            disposition of those disputes.  

            AB 1455 and SB 1177 also require DMHC, on or before July 1,  
            2001, to adopt regulations that ensure that plans have adopted  
            a dispute resolution mechanism required under existing law.   
            The regulations are to require that any dispute resolution  
            mechanism of a plan is fair, fast, and cost-effective for  
            contracting and non-contracting providers.

           7)COMMENTS  .  This bill permits health care providers, on a class  
            basis, and health care service plans to negotiate and mediate  
            any contract term or condition, upon renewal of a contract or  
            during the contract term, if there is no provision for  
            renegotiation.  The Knox-Keene Act defines a "provider" as any  
            professional person, organization, health facility, or other  
            person or institution licensed by the state to deliver or  
            furnish health care services.  While individual health care  
            providers (e.g., a physician or a chiropractor) or a  
            particular facility (e.g., a hospital) may lack market power  
            in negotiating with health plans, this bill allows providers  
            on a class basis, irrespective of size or provider type, to  
            negotiate and mediate any contract term or condition with  
            health plans upon renewal of a contract or during the contract  
            term, as specified.
           
          The support and opposition listed below is on previous versions  
            of this bill.  The Committee has not received letters  
            indicating any of the groups listed below have changed their  
            position due to recent amendments.

           8)DOUBLE REFERRAL  .  Should this bill pass out of this committee,  
            it will be referred to the Assembly Committee on Judiciary.








                                                                  AB 1600
                                                                  Page  9


           REGISTERED SUPPORT / OPPOSITION  :   

           Support  

          California Medical Association (sponsor)
          American Academy of Pediatrics
          American Federation of State, County and Municipal Employees
          AOS Medical Center
          California Academy of Family Physicians
          California Chiropractic Association
          California Dental Association
          California Podiatric Medical Association
          California Psychiatric Association
          California Psychological Association
          Union of American Physicians & Dentists
          University of California
          2 individuals

           Opposition 
           
          American Medical Group Association
          Association of California Life and Health Insurance Companies
          Blue Cross of California
          Blue Shield of California
          California Association of Health Plans
          California Association of Health Underwriters
          California Association of Physician Organizations
          California Chamber of Commerce
          Health Insurance Association of America
          Health Net
          National Independent Practice Association Coalition
          PacifiCare of California
           
          Analysis Prepared by  :  Scott Bain / HEALTH / (916) 319-2097