BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2842
                                                                  Page  1

          Date of Hearing:   April 20, 2004

                 ASSEMBLY COMMITTEE ON ELECTIONS, REDISTRICTING AND 
                              CONSTITUTIONAL AMENDMENTS
                                John Longville, Chair
                     AB 2842 (Leno) - As Amended:  April 14, 2004
           
          SUBJECT  :   Political Reform Act of 1974.

           SUMMARY  :  Provides that the proceeds of a loan obtained by a  
          candidate from a commercial lending institution and loaned by  
          the candidate to his or her campaign are subject to the $100,000  
          personal loan limitation.

           EXISTING LAW  : 

          1)Provides that a candidate for elective state office may not  
            personally loan to his or her campaign an amount in excess of  
            $100,000.

          2)Prohibits a candidate for state elective office from returning  
            a contribution made by the candidate to his or her own  
            campaign.

           FISCAL EFFECT  :   Unknown.  State-mandated local program;  
          contains a crimes and infractions disclaimer.

           COMMENTS  :   

           1)Purpose of the Bill  :  According to the author, "This measure  
            closes the candidate bank loan loophole used by multiple  
            candidates so that loans are limited to $100,000, consistent  
            with the current limit on personal loans.  AB 2842 will make  
            California law consistent with the decision in Camp v.  
            Schwarzenegger.  Since this was a Superior Court ruling, it  
            does not have the force of law.  
           
           2)Bank Loans and the Personal Loan Limit  : Title 2, California  
            Code of Regulations, Section 18530.8(c) provides, in part:

          "(c) The proceeds of a loan made to a candidate by a commercial  
            lending institution for which the candidate is personally  
            liable . . . which the candidate then lends to his or her  
            campaign do not count toward the $100,000 loan limit."









                                                                  AB 2842
                                                                  Page  2

          Based on this provision and on advice from the Fair Political  
            Practices Commission (FPPC), a number of candidates for state  
            elective office have taken out bank loans in excess of  
            $100,000, and have loaned the proceeds of those bank loans to  
            their campaigns.  However, the Sacramento County Superior  
            Court ruled in  Camp v. Schwarzenegger  (2004) Super. Ct.  
            Sacramento County, No. 03AS05478, that the state law does not  
            permit a candidate for state elective office to loan his or  
            her campaign an amount in excess of the $100,000 loan limit,  
            regardless of the source of funds.  The court found that the  
            provisions of Title 2, California Code of Regulations, Section  
            18530.8(c) are "an erroneous and unreasonable construction of"  
            state law.
           
          In light of the Superior Court ruling in  Camp  , the FPPC has  
            indicated its intent to revisit its interpretation that  
            excludes bank loans from the personal loan limit.  The FPPC is  
            scheduled to review that regulation in August of this year.

          This bill would, in effect, codify the court's ruling in  Camp  ,  
            by specifying that the proceeds of a loan obtained by a  
            candidate from a commercial lending institution are included  
            in the $100,000 limit on the amount that a candidate for  
            elective state office may personally loan to his or her  
            campaign.

           3)Related Legislation  :  SB 1449 (Johnson), pending in the Senate  
            Elections Committee, clarifies that the proceeds of a loan  
            obtained by a candidate from a commercial lending institution  
            and loaned by the candidate to his or her campaign are subject  
            to the $100,000 personal loan limitation.

           4)Political Reform Act of 1974 (PRA)  : California voters passed  
            an initiative, Proposition 9, in 1974 that created the FPPC  
            and codified significant restrictions and prohibitions on  
            candidates, officeholders and lobbyists. Amendments to the PRA  
            that are not submitted to the voters, such as those contained  
            in this bill, require a 2/3 vote of both houses of the  
            Legislature.

           5)Urgency Clause  :  This bill contains an urgency clause and, if  
            signed into law before November 2, 2004, would apply to this  
            year's statewide general election.

           REGISTERED SUPPORT / OPPOSITION  :   








                                                                  AB 2842
                                                                  Page  3


           Support 
           
          None on file.

           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Ethan Jones / E., R. & C. A. / (916)  
          319-2094