BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 1154
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          SENATE THIRD READING
          SB 1154 (Figueroa)
          As Amended August 19, 2004
          Majority vote

           SENATE VOTE  :24-13  
          
           BUSINESS AND PROFESSIONS      9-3                               
           
           ----------------------------------------------------------------- 
          |Ayes:|Correa, Bermudez,         |     |                          |
          |     |Corbett, Koretz, Leno,    |     |                          |
          |     |Nation, Negrete McLeod,   |     |                          |
          |     |Vargas, Yee               |     |                          |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Shirley Horton,           |     |                          |
          |     |Aghazarian, Maze          |     |                          |
           ----------------------------------------------------------------- 

           SUMMARY  :  Regulates the offering and fulfillment of rebates for  
          consumer products, including requirements that consumers have a  
          minimum of 30 days to submit a rebate request and companies have  
          a maximum of 60 days to deliver the rebate, as well as  
          restrictions on what evidence and personal information a company  
          may require the consumer to provide.   Specifically,  this bill  :   
           

          1)Requires a company offering rebates to allow a minimum of 30  
            days from the eligibility date for the consumer to submit the  
            rebate request.

          2)Requires a company to mail the rebate check or otherwise  
            fulfill the terms of the offer no later than the same number  
            of days provided to consumers to submit their rebate request,  
            and no later than 60 days in any event, after either of the  
            following:

             a)   Upon receipt of a valid request; or,

             b)   Upon completion by the customer of the required minimum  
               service period and the receipt of a valid request.

          3)Prohibits a company from requiring a consumer to provide more  
            than all of the following as a proof of purchase for a  








                                                                  SB 1154
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            consumer rebate: a receipt; a universal product code, packing  
            slip, or other packaging element; a valid proof of an  
            electronic transaction; and the consumer's name, address,  
            telephone number, membership number, and signature.

          4)Prohibits a company offering a rebate from requiring any  
            personal information other than the consumer's name, address,  
            telephone number, membership number, and signature.  A company  
            would be permitted to require an email address rather than a  
            telephone number if the product was purchased over the  
            Internet.

          5)Permits a company to request reasonable additional  
            documentation before redeeming the rebate if the company has  
            reason to believe that:

             a)   The individual submitting the rebate is attempting to  
               commit fraud;

             b)   The individual has already received the offered rebate;  
               or,

             c)   The proof of purchase provided by the individual is not  
               from a legitimate company's product or service.

          6)Requires a company to provide the rebate redemption form  
            directly with the product, and at the same time and location  
            as the purchase.  Companies providing rebates must provide  
            retailers with sufficient quantities of rebate forms or a  
            means to create them.  In the case of Internet sales, a  
            generally accessible Web page may be used to provide the form.  
             In the case of telephone sales, a generally accessible Web  
            page may be used to comply, as can a form sent, upon request,  
            via regular mail, electronic mail, or telecopy.

          7)Requires a company to accept a copy of a receipt as sufficient  
            unless the consumer is provided with a duplicate original  
            receipt.

          8)Permits a company to require a consumer to write the model  
            number or other identifying information on the rebate form  
            only if the receipt does not provide that information.

          9)Requires a rebate offer to conspicuously disclose a telephone  
            number on the rebate form so that a consumer can check on the  








                                                                  SB 1154
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            status of his or her rebate request.

          10)Permits companies to use a Web site or other electronic means  
            to provide consumers with a means to check the status of his  
            or her rebate if the product was purchased over a Web site  
            operated by the company.

          11)Allows a company to request proof of ownership of another  
            product or service before redeeming a rebate if redemption of  
            the rebate is contingent upon the ownership of the other  
            product or service.

          12)Exempts from the provisions of this bill certain rebates  
            offered by gas or electric corporations, or local  
            publicly-owned electric utilities.

          13)Declares that this bill shall become operative on July 1,  
            2005. 

          14)Declares that this bill shall not impose any obligation to  
            recall any product or service shipped prior to the operative  
            date.  Any rebate offer in effect prior to the operative date  
            shall be deemed in compliance.  

          15)Defines the term "consumer rebate," so that it applies only  
            when a consumer has actually submitted a request for  
            redemption once he or she has satisfied the terms and  
            conditions of the offer.

          16)Defines "company" as the company or entity that funds the  
            consumer rebate.

           EXISTING LAW  :  There are no state or federal laws that  
          specifically address consumer rebates.  However, the California  
          Unfair Practices Act prohibits unfair competition, which is  
          defined in part as any unlawful, unfair or fraudulent business  
          act or practice and unfair, deceptive, untrue or misleading  
          advertising.
           
          The Federal Trade Commission Act has been used by the Federal  
          Trade Commission (FTC) to take action against the mail-in rebate  
          industry.  Title 15, United States Code, Section 45, prohibits  
          unfair methods of competition and unfair or deceptive acts or  
          practices in or affecting commerce, and FTC has used this law in  
          the past, for example, to take action against companies that  








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          failed to deliver rebates within the time specified by the  
          rebate offer.

           FISCAL EFFECT  :  Unknown.  This bill is keyed non-fiscal.

           COMMENTS  :  Purpose of this bill.  This bill is intended to  
          regulate the use of rebates for consumer products so that  
          consumers can send rebate requests and receive their checks  
          within a reasonable amount time and without unnecessary  
          requirements for documentation or personal information.  This  
          bill is sponsored by the Consumers Union.  In general, this bill  
          would enact a number of protections for consumers requesting a  
          product rebate, including: a minimum of 30 days for a consumer  
          to request a rebate and an equal amount of time (not to exceed  
          60 days) for the company to send it; restrictions on the  
          evidence and personal information a company can require a  
          consumer to submit; a requirement for the disclosure of a  
          contact point (telephone or electronic) to check the status of a  
          rebate; and a requirement that rebate forms be provided with the  
          product at the time of purchase.  In order to make these new  
          requirements practicable for the companies, rebate offers and  
          products shipped before the operative date of July 1, 2005 are  
          exempted.  

          Arguments in support.  According to the author, "SB 1154 sets  
          reasonable timelines for consumers to submit rebate requests and  
          for companies to make good on their offers.  SB 1154 will also  
          standardize and simplify the process by limiting the information  
          that a company can require on a rebate form."  Consumers Union  
          argues that "[w]hen a consumer purchases a product that includes  
          a rebate offer, the consumer expects to receive the rebate in a  
          timely manner without an unreasonable amount of hassle.  SB 1154  
          attempts to ensure that these consumer expectations are met."

          Arguments in opposition.  Because of recent amendments, the  
          current status of most opponents is unknown.  However, opponents  
          have previously offered a number of arguments against the bill,  
          including arguments that this bill:  may be unnecessary because  
          of existing contract laws and federal and state consumer  
          protection laws; may restrict the ability of companies to  
          contract with consumers when making rebate offers; and may  
          unduly burden nationwide rebate programs, noting that  
          state-specific legislation might cause conflicts for companies  
          among the various states and leading to the exclusion of  
          California from rebate offers.








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          Recent amendments.  This bill was recently amended as a result  
          of lengthy discussions between the author, sponsor, and  
          opponents.  The sponsor notes that "SB 1154 has been  
          significantly amended at the request of many businesses.  These  
          amendments address the legitimate workability concerns voiced by  
          businesses without compromising the integrity of the  
          legislation."


           Analysis Prepared by  :    Pablo Garza / B. & P. / (916) 319-3301   
                                FN: 0008259