BILL ANALYSIS                                                                                                                                                                                                    



                                                                       


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          |SENATE RULES COMMITTEE            |                  SB 1154|
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                              UNFINISHED BUSINESS


          Bill No:  SB 1154
          Author:   Figueroa (D)
          Amended:  6/24/04
          Vote:     21

           
           SENATE BUSINESS & PROFESSIONS COMMITTEE  :  5-0, 4/19/04
          AYES:  Aanestad, Cedillo, Machado, Murray, Figueroa
          NO VOTE RECORDED:  Brulte, Vincent

           SENATE APPROPRIATIONS COMMITTEE :  Senate Rule 28.8

           SENATE FLOOR  :  24-13, 5/17/04
          AYES:  Aanestad, Alarcon, Alpert, Bowen, Burton, Cedillo,  
            Ducheny, Dunn, Escutia, Figueroa, Florez, Karnette,  
            Kuehl, Machado, Murray, Ortiz, Perata, Romero, Scott,  
            Sher, Soto, Speier, Torlakson, Vasconcellos
          NOES:  Ackerman, Ashburn, Battin, Brulte, Denham,  
            Hollingsworth, Johnson, Margett, McClintock, McPherson,  
            Morrow, Oller, Poochigian
          NO VOTE RECORDED:  Chesbro, Vincent, Vacancy

           ASSEMBLY FLOOR  :


           SUBJECT  :    Consumer rebates

           SOURCE  :     Consumers Union


           DIGEST  :    This bill regulates the offering and fulfillment  
          of rebates for consumer products, including requirements  
          that consumers have a minimum of 30 days to submit a rebate  
          request and companies have a maximum of 60 days to deliver  
                                                           CONTINUED





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          the rebate, as well as restrictions on what evidence and  
          personal information a company may require the consumer to  
          provide.

           Assembly Amendments  made various changes, including the  
          following:

          1. Requiring a company to allow a minimum of 30 rather than  
             60 days for a consumer to submit a rebate request.

          2. Requiring the company to mail the rebate check or  
             otherwise fulfill the terms of the offer no later than  
             the same number of days provided to consumers to submit  
             their rebate request, and no later than 60 days in any  
             event after either receipt of a valid request or upon  
             completion by the consumer of the required minimum  
             service period and the receipt of a valid request.  The  
             Senate version required to mail the rebate check no  
             later than 30 days from receipt of a valid rebate  
             request.

          3. Specifying an operative date of July 1, 2005.

           ANALYSIS  :    There are no state or federal laws that  
          specifically address consumer rebates.  However, the  
          California Unfair Practices Act prohibits unfair  
          competition, which is defined in part as any unlawful,  
          unfair or fraudulent business act or practice and unfair,  
          deceptive, untrue or misleading advertising.

          The Federal Trade Commission Act has been used by the  
          Federal Trade Commission (FTC) to take action against the  
          mail-in rebate industry.  Title 15, United States Code,  
          Section 45, prohibits unfair methods of competition and  
          unfair or deceptive acts or practices in or affecting  
          commerce, and the FTC has used this law in the past, for  
          example, to take action against companies that failed to  
          deliver rebates within the time specified by the rebate  
          offer.

          This bill:

          1. Requires a company offering rebates to allow a minimum  
             of 30 days from the eligibility date for the consumer to  







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             submit the rebate request.

          2. Requires a company to mail the rebate check or otherwise  
             fulfill the terms of the offer no later than the same  
             number of days provided to consumers to submit their  
             rebate request, and no later than 60 days in any event,  
             after either of the following:

             A.    Upon receipt of a valid request. 

             B.    Upon completion by the customer of the required  
                minimum service period and the receipt of a valid  
                request.

          3. Prohibits a company from requiring a consumer to provide  
             more than all of the following as a proof of purchase  
             for a consumer rebate:  a receipt, any universal product  
             code or other packaging element, and the consumer's  
             name, address, telephone number, membership number, and  
             signature.

          4. Permits a company to require an email address rather  
             than a telephone number if the product was purchased  
             over the Internet.

          5. Requires a company to provide the rebate redemption form  
             directly with the product, and at the same time and  
             location as the purchase.   Companies providing rebates  
             must provide retailers with sufficient quantities of  
             rebate forms or a means to create them.  In the case of  
             Internet sales, a generally accessible web page may be  
             used to provide the form.  In the case of telephone  
             sales, a generally accessible web page may be used to  
             comply, as can a form sent, upon request, via regular  
             mail, electronic mail, or telecopy.

          6. Requires a company to accept a copy of a receipt as  
             sufficient unless the consumer is provided with a  
             duplicate original receipt.

          7. Permits a company to require a consumer to write the  
             model number or other identifying information on the  
             rebate form only if the receipt does not provide that  
             information.







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          8. Requires a rebate offer to conspicuously disclose a  
             telephone number on the rebate form so that a consumer  
             can check on the status of his/her rebate request.

          9. Permits companies to use a web site or other electronic  
             means to provide consumers with a means to check the  
             status of his/her rebate if the product was purchased  
             over a web site operated by the company.

          10.Exempts from the provisions of this bill certain rebates  
             offered by gas or electric corporations, or local  
             publicly-owned electric utilities.

          11.Declares that this bill shall become operative on July  
             1, 2005.

          12.Declares that this bill shall not impose any obligation  
             to recall any product or service shipped prior to the  
             operative date.  Any rebate offer in effect prior to the  
             operative date shall be deemed in compliance.

          13.Defines the term "consumer rebate."

           Comments
           
           Purpose of this bill  .  This bill is intended to regulate  
          the use of rebates for consumer products so that consumers  
          can send rebate requests and receive their checks within a  
          reasonable amount time and without unnecessary requirements  
          for documentation or personal information.  This bill is  
          sponsored by Consumers Union.

          In general, this bill enacts a number of protections for  
          consumers requesting a product rebate, including (1) a  
          minimum of 30 days for a consumer to request a rebate and  
          an equal amount of time (not to exceed 60 days) for the  
          company to send it, (2) restrictions on the evidence and  
          personal information a company can require a consumer to  
          submit, (3) a requirement for the disclosure of a contact  
          point (telephone or electronic) to check the status of a  
          rebate, and (4) a requirement that rebate forms be provided  
          with the product at the time of purchase.  In order to make  
          these new requirements practicable for the companies,  







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          rebate offers and products shipped before the operative  
          date of July 1, 2005 are exempted.

           Rebate programs and consumer complaints  .  According to the  
          author, "the use of rebates as a marketing tool has  
          exploded over the past few years, and with it, the number  
          of complaints from consumers regarding rebates has  
          increased.  Problems with rebates range from very short  
          deadlines to submit the rebate form (as little as two weeks  
          is a common deadline) to a maze of specific instructions  
          buried in the fine print on the exact way to submit a  
          rebate request.  Even if you follow the exact instructions  
          and get the rebate form in the mail before the deadline, it  
          often takes several months to receive a check.

          "Mail-in rebates have grown increasingly common, especially  
          for consumer electronics.  Manufacturers use rebates to  
          lower prices temporarily, to increase market share, and  
          sometimes to gain demographic information about customers.   
          Sellers frequently outsource their programs, thereby  
          shifting their rebate responsibility to a third party.   
          Although redemption rates vary widely depending on the  
          value of the rebate, according to the Aberdeen Group, a  
          Boston-based market research firm, only about
          40 percent of qualifying buyers actually redeem a rebate  
          check.  Another 40 percent of rebate offers are never even  
          submitted, and the remaining 20 percent are disqualified."

          Consumers Union notes that, "[t]here are various reasons  
          for denial including consumers not following the directions  
          exactly or not providing all of the specified information.   
          It is unfortunate that while promising good value, rebates  
          often result in significant consumer frustration."   
          Furthermore, the FTC expected to receive 1,700 complaints  
          last year on rebates, which is up 70 percent from the three  
          previous years.  In California, the State Department of  
          Consumer Affairs reports that they have received 384  
          rebate-related complaints over the past three years  
          (2001-2003).

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No    
          Local:  No

           SUPPORT  :   (Verified  6/22/04)







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          Consumers Union (source)
          American Federation of State, County and Municipal  
          Employees, AFL-CIO
          Consumer Alliance for Consumer Protection
          Consumer Federation of California

           OPPOSITION  :    (Verified  6/22/04)

          American Electronics Association
          California Manufacturers & Technology Association
          Cricket Communications
          Global Fulfillment Services
          Promotional Marketing Association
          Young America Corporation

           ARGUMENTS IN SUPPORT  :    According to the author's office,  
          this bill sets reasonable timelines for consumers to submit  
          rebate requests and for companies to make good on their  
          offers.  This bill also standardizes and simplifies the  
          process by limiting the information that a company can  
          require on a rebate form.

          Consumers Union argues that, "[w]hen a consumer purchases a  
          product that includes a rebate offer, the consumer expects  
          to receive the rebate in a timely manner without an  
          unreasonable amount of hassle.  This bill attempts to  
          ensure that these consumer expectations are met.


          CP:mel  6/29/04   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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