BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Kevin Murray, Chairman

                                           770 (Mullin)
          
          Hearing Date:  8/7/06           Amended: 8/7/06
          Consultant: Nora Lynn           Policy Vote: B, P & ED 3-2
          _________________________________________________________________ 
          ____
          BILL SUMMARY:  AB 770 creates, until July 1, 2009, the Office of  
          the Common Interest Development Ombudsperson within the  
          Department of Consumer Affairs (DCA) to provide education and  
          dispute resolution services to homeowners and homeowners  
          associations' officers. 
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2006-07      2007-08       2008-09     Fund
           Fee revenues                      ($2,200)**  ($4,300)**Special*
          Ombudsperson admin, dispute resolution        $7,100     
          $10,900Special*
          Printing, training materials                  $5,389***  
          $10,778***             Special*
          SOS: administration, IT           $250        $350      Special*
          _____
          * Fee Account of the Common Interest Development Ombudsperson  
          Fund, created in bill
          ** Based on estimated 4.3 million CID units paying $2 fee every  
          two years
          *** AB 770 authorizes the recouping of costs for these materials
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: This bill meets the criteria to be placed on the  
          Suspense file.

          Common interest developments (CIDs) are groups of homeowners  
          who, in addition to owning their own homes, also jointly own  
          common interest in a property - for example, condominiums,  
          housing cooperatives and planned unit developments. Current law  
          regulates CIDs and their home owners' associations (HOAs),  
          requiring among other things that they register with the  
          Secretary of State every two years.

          Effective July 1, 2007, AB 770 creates an ombudsperson's office  










          for HOAs and CIDs. The office would be required to offer  
          training and educational materials to CID directors and  
          homeowners on the operation of a CID and its rights and  
          responsibilities; to maintain a website and toll-free telephone  
          number to provide information; and places requirements on  
          homeowners' association directors and agents. The ombudsperson's  
          office will additionally, beginning in 2008, offer CID dispute  
          resolution services "within the limits of available resources."  
          AB 770 does not permit the ombudsperson's office to charge a fee  
          for these services.

          Ombudsperson activities would be funded by the proceeds of a  
          biennial fee assessed on HOAs based on their number of "separate  
          interests," or owners of separately-owned properties within a  
          CID. AB 770 sets the per-separate-interest biennial fee at $2  
          and requires HOAs to submit the fees upon filing information  
          with the Secretary of State 
                                   -- continued --

          Page 2
          AB 770 (Mullin)


          (SOS) every two years. The SOS then deposits these funds into  
          the Fee Account of the Common Interest Development Ombudsperson  
          Fund, created in the bill, to be used for purposes of  
          administering AB 770's provisions. AB 770 would sunset July 1,  
          2009.

          The number of "separate interests" in California is unknown,  
          though the Public Policy Institute of California estimates there  
          are more than 36,000 CIDs in the state and that CIDs make up  
          more than 3 million total housing units, representing  
          approximately one-quarter of the state's homes. It is also  
          unknown how many of these HOAs are unincorporated and, as a  
          result, not required to register with the state. 

          For purposes of an estimate, DCA assumed there are 4.3 million  
          CID units who would pay a $2 fee every two years, leading AB 770  
          to generate $4.3 million annually in fee revenues for the  
          office. DCA estimates administering the program, adopting needed  
          regulations, reimbursing the advisory committee's per diem and  
          expenses, preparing the required reports, creating and  
          maintaining a CID tracking system and website, staffing a  
          toll-free telephone line and two informal dispute resolution  
          offices, producing training materials, and general office  










          expenses will cost $8.7 million annually. 

          Staff estimates additional one-time costs to SOS for computer  
          hardware and database modifications of $100,000, ongoing  
          information technology costs of $50,000 and additional ongoing  
          staff costs of $300,000 annually to process increased payments,  
          phone and mail inquiries. 

          STAFF NOTES the $2 fee appears insufficient to offset fully the  
          programmatic requirements of AB 770. The author may wish to  
          consider increasing the initial fee to $6 and permitting the  
          ombudsperson to adjust it after one year of operation as needed  
          to fully offset all administrative and programmatic costs.