BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1450
                                                                  Page  1

          Date of Hearing:   April 13, 2005

                       ASSEMBLY COMMITTEE ON LOCAL GOVERNMENT
                                Simon Salinas, Chair
                     AB 1450 (Evans) - As Amended:  April 4, 2005
           
          SUBJECT  :  Land use: density bonus.

           SUMMARY  :  Requires that units targeted for moderate-income  
          households as part of a housing development receiving a density  
          bonus be affordable at a rent that does not exceed 30% of 120%  
          of the area's median income, and creates requirements for the  
          continued affordability and resale of these units.   
          Specifically,  this bill  :  

          1)Requires that a housing development applicant agree, and the  
            local government ensure, the continued affordability of all  
            units that qualified the applicant for a density bonus for a  
            minimum of 30 years.

          2)Requires that units targeted for moderate-income households as  
            part of a housing development receiving a density bonus be  
            affordable at a rent that does not exceed 30% of 120% of the  
            area's median income.

          3)Requires that a housing development applicant agree, and the  
            local government ensure, that the initial occupants of the  
            moderate-income units that qualified the applicant for a  
            density bonus in a condominium or planned unit development are  
            persons and families of moderate income.

          4)Requires, upon any resale of these moderate-income units, the  
            local government to either:

             a)   Require restrictions and conditions on the resale to  
               ensure continued affordability to, and occupancy by,  
               moderate-income persons and families for at least 30 years;  
               or

             b)   Permit the seller to retain the value of any  
               improvements, the down payment, and the seller's  
               proportionate share of appreciation.

          5)Permits the local government to require that any resale or  
            other transfer of a unit be subject to its prior approval and  








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            reasonable restrictions and conditions, and to disapprove a  
            sale or transfer of a unit at less than 95% of full market  
            value.

           EXISTING LAW  :

          1)Requires a city, county, or city and county to grant a density  
            bonus and incentives or concessions when the applicant for the  
            housing development seeks and agrees to construct at least any  
            one of the following:

             a)   Ten percent of the total units of a housing development  
               for lower-income households, as defined in Section 50079.5  
               of the Health and Safety Code;

             b)   Five percent of the total units of a housing development  
               for very low income households, as defined in Section 50105  
               of the Health and Safety Code;

             c)   A senior citizen housing development as defined in  
               Sections 51.3 and 51.12 of the Civil Code; or

             d)   Ten percent of the total dwelling units in a condominium  
               project as defined in subdivision (f) of, or in a planned  
               development as defined in subdivision (k) of, Section 1351  
               of the Civil Code, for persons and families of moderate  
               income, as defined in Section 50093 of the Health and  
               Safety Code.

          2)Requires an applicant to agree to, and the local government to  
            ensure, continued affordability of all lower income units for  
            30 years or a longer period of time if required by the  
            construction or mortgage financing assistance program,  
            mortgage insurance program, or rental subsidy program.

          3)Requires that units targeted for lower-income households shall  
            be affordable at a rent that does not exceed 30% of 60% of  
            area median income, and that units targeted for very low  
            income households shall be affordable at a rent that does not  
            exceed 30% of 50% of area median income.

           FISCAL EFFECT  :   Unknown

           COMMENTS :









                                                                  AB 1450
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          1)SB 1818 (Hollingsworth), Chapter 928, Statutes of 2004, made  
            significant changes to the state's Density Bonus Law by, among  
            other things, raising the density bonus from 25% to 35% and  
            extending the bonus to developers who include moderate-income  
            units in condominium projects or planned developments.  The  
            stated purpose for including moderate income units was to  
            encourage the building of units affordable to first-time  
            homebuyers.  
          SB 1818 went into effect on January 1, 2005.

          2)The proponents of AB 1450 are concerned that SB 1818 contained  
            insufficient guarantees for the continued affordability of  
            moderate-income units past their initial sale.  Density bonus  
            law does include such guarantees for lower income units.  They  
            propose to require a local government to ensure the  
            "affordability" of all units that are used to obtain a density  
            bonus for a period of at least 30 years, permit a local  
            government to place restrictions and conditions on the resale  
            of these units to ensure continued affordability for at least  
            30 years, and permit a local government to require that any  
            resale or other transfer of a unit be subject to its prior  
            approval and reasonable restrictions and conditions, and to  
            disapprove a sale or transfer of a unit at less than 95% of  
            full market value.

          3)According to the opponents of AB 1450, the bill reverses the  
            effort to make the density bonus law a real incentive for the  
            construction of housing for first time homebuyers by placing  
            extremely long-term price restrictions on property, which make  
            homeownership of one of these units much more unattractive.   
            Homeowners could be required to obtain permission from the  
            city or county before selling one of these units, and  
            prohibited from selling for less than 95% of fair market  
            value.  The opponents maintain that deed restrictions have  
            always proven to be sufficient to provide for recouping of  
            local government's share of appreciation in such units.   
            Finally, the open-ended authorization for a local government  
            to place any "reasonable restriction" on the property that it  
            determines is necessary could lead to serious unintended  
            consequences.

          4)The author's staff has pointed out that currently local  
            governments are permitted to make and enforce affordability  
            covenants for moderate-income housing under inclusionary  
            zoning ordinances.  During the debate on SB 1818, a number of  








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            legislators expressed concern that the bill would interfere  
            with the enforcement of these ordinances, and were assured by  
            the affordable housing advocates supporting SB 1818 that this  
            was not the case.  The Committee may wish to ask both the  
            proponents and opponents of AB 1450 whether there is any  
            restriction on local governments adopting inclusionary zoning  
            ordinances in order to achieve the sort of middle-income  
            affordability guarantee this bill attempts to create through  
            statewide statute.

          5)The Committee may wish to seriously consider whether AB 1450  
            is premature and/or unnecessary.  SB 1818 has only been in  
            effect since January - not enough time to determine whether  
            the "abuses" of the moderate-income provisions cited by the  
            proponents have occurred or will occur.  SB 1818 was the  
            subject of intense discussion and negotiation.  This Committee  
            heard and approved it.  The bill passed and was signed into  
            law.  Insofar as 
          AB 1450 is an attempt to reopen the debate over one of the  
            central provisions of SB 1818 before the statute has been in  
            effect long enough to determine whether a problem exists, it  
            must be asked if it is either appropriate or timely.

          6)This bill has been double-referred to both the Committees on  
            Local Government and Housing and Community Development.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Sonoma County Housing Advocacy Group [SPONSOR]
          CA State Association of Counties (if amended)

           Opposition 
           
          CA Association of Realtors
          CA Building Association
          CA Chamber of Commerce
           

          Analysis Prepared by  :    J. Stacey Sullivan / L. GOV. / (916)  
          319-3958