BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1450
                                                                  Page  1

          Date of Hearing:   January 11, 2006

                       ASSEMBLY COMMITTEE ON LOCAL GOVERNMENT
                                Simon Salinas, Chair
                     AB 1450 (Evans) - As Amended:  April 4, 2005
           
          SUBJECT  :  Land use: density bonus.

           SUMMARY  :  Requires that a housing development applicant agree,  
          and the local government ensure, the continued affordability of  
          all units that qualified the applicant for a density bonus for a  
          minimum of 30 years, and creates other requirements related to  
          moderate-income units under density bonus law.  Specifically,  
           this bill  :  

          1)Requires that a housing development applicant agree, and the  
            local government ensure, the continued affordability of all  
            units that qualified the applicant for a density bonus for a  
            minimum of 30 years.

          2)Requires that units targeted for moderate-income households as  
            part of a housing development receiving a density bonus be  
            affordable at a rent that does not exceed 30% of 120% of the  
            area's median income.

          3)Requires that a housing development applicant agree, and the  
            local government ensure, that the initial occupants of the  
            moderate-income units that qualified the applicant for a  
            density bonus in a condominium or planned unit development are  
            persons and families of moderate income.

          4)Requires, upon any resale of these moderate-income units, the  
            local government to either:

             a)   Require restrictions and conditions on the resale to  
               ensure continued affordability to, and occupancy by,  
               moderate-income persons and families for at least 30 years;  
               or

             b)   Permit the seller to retain the value of any  
               improvements, the down payment, and the seller's  
               proportionate share of appreciation.

          5)Permits the local government to require that any resale or  
            other transfer of a unit be subject to its prior approval and  








                                                                 AB 1450
                                                                  Page  2

            reasonable restrictions and conditions, and to disapprove a  
            sale or transfer of a unit at less than 95% of full market  
            value.

           EXISTING LAW  :

          1)Requires a city, county, or city and county to grant a density  
            bonus and incentives or concessions when an applicant for a  
            housing development seeks and agrees to construct at least any  
            one of the following:

             a)   Ten percent of the total units of a housing development  
               for lower-income households, as defined in Section 50079.5  
               of the Health and Safety Code;

             b)   Five percent of the total units of a housing development  
               for very low-income households, as defined in Section 50105  
               of the Health and Safety Code;

             c)   A senior citizen housing development as defined in  
               Sections 51.3 and 51.12 of the Civil Code; or

             d)   Ten percent of the total dwelling units in a common  
               interest development, as defined in Section 1351 of the  
               Civil Code, for persons and families of moderate income, as  
               defined in Section 50093 of the Health and Safety Code,  
               provided that all units in the development are offered to  
               the public for purchase.

          2)Requires an applicant to agree to, and the local government to  
            ensure, continued affordability of all low- and very  
            low-income units for 30 years or a longer period of time if  
            required by the construction or mortgage financing assistance  
            program, mortgage insurance program, or rental subsidy  
            program.

          3)Requires that rents for the units targeted for lower-income  
            households be set at an affordable rent as defined in Section  
            50053 of the Health and Safety Code.

          4)Requires that owner-occupied units be available at an  
            affordable housing cost as defined in Section 50052.5 of the  
            Health and Safety Code.

          5)Requires local governments to enforce an equity-sharing  








                                                                  AB 1450
                                                                  Page  3

            agreement, unless it is in conflict with the requirements of  
            another public funding source or law, for moderate-income  
            units that are directly related to a density bonus.

          6)Stipulates that upon resale of a moderate-income unit directly  
            related to a density bonus, the seller shall retain the value  
            of any improvements, the downpayment, and the seller's  
            proportionate share of appreciation, and the local government  
            shall recapture any initial subsidy and its proportionate  
            share of appreciation.

           FISCAL EFFECT :   Unknown

           COMMENTS  :

          1)SB 1818 (Hollingsworth), Chapter 928, Statutes of 2004, made  
            significant changes to the state's density bonus law by, among  
            other things, raising the density bonus from 25% to 35% and  
            extending the bonus to developers who include moderate-income  
            units in condominium projects or planned developments.  The  
            stated purpose for including moderate- income units was to  
            encourage the building of units affordable to first-time  
            homebuyers.  
          SB 1818 went into effect on January 1, 2005.

          2)SB 435 (Hollingsworth), Chapter 496, Statutes of 2005, made  
            additional changes to density bonus law to clarify and clean  
            up certain provisions of SB 1818, including expanding the  
            moderate-income provisions to all common interest  
            developments,  stating that all units in the common interest  
            development  for the developer is applying for a density bonus  
            on the basis of the inclusion of moderate income units must be  
            offered to the public for purchase, and clarifying the resale  
            requirements for moderate-income units.

          3)The proponents of AB 1450 are concerned that SB 1818 contained  
            insufficient guarantees for the continued affordability of  
            moderate-income units past their initial sale, and that SB 435  
            did not rectify this situation. Density bonus law does include  
            such guarantees for lower-income units. They propose to  
            require a local government to ensure the affordability of all  
            units that are used to obtain a density bonus for a period of  
            at least 30 years, and permit a local government to require  
            that any resale or other transfer of a unit be subject to its  
            prior approval and reasonable restrictions and conditions, and  








                                                                  AB 1450
                                                                  Page  4

            to disapprove a sale or transfer of a unit at less than 95% of  
            full market value.

          4)By requiring moderate-income units to remain affordable for at  
            least 30 years, this bill would ensure that local governments  
            are not compelled to grant developers substantial density  
            bonuses based on production of moderate-income units only to  
            see those units cease to be part of their affordable housing  
            stock at the first transfer of ownership.  Local governments  
            would get a stable, long-term stock of affordable housing for  
            moderate-income households in exchange for the concessions  
            granted in the density bonus.  

          5)According to the opponents of AB 1450, the bill reverses the  
            effort to make the density bonus law a real incentive for the  
            construction of housing for first-time homebuyers by placing  
            extremely long-term price restrictions on property, which make  
            homeownership of one of these units much more unattractive.   
            In addition, homeowners could be required to obtain permission  
            from the city or county before selling one of these units, and  
            prohibited from selling for less than 95% of fair market  
            value.  The opponents maintain that deed restrictions have  
            always proven to be sufficient to provide for recouping of  
            local government's share of appreciation in such units.   
            Finally, the open-ended authorization for a local government  
            to place any "reasonable restriction" on the property that it  
            determines is necessary could lead to serious unintended  
            consequences.

          6)The author's staff has pointed out that currently local  
            governments are permitted to make and enforce affordability  
            covenants for moderate-income housing under inclusionary  
            zoning ordinances.  During the debate on SB 1818, a number of  
            legislators expressed concern that the bill would interfere  
            with the enforcement of these ordinances, and were assured by  
            the affordable housing advocates supporting SB 1818 that this  
            was not the case.  The Committee may wish to ask both the  
            proponents and opponents of AB 1450 whether there is any  
            restriction on local governments adopting inclusionary zoning  
            ordinances in order to achieve the sort of middle-income  
            affordability guarantee this bill attempts to create through  
            statewide statute.

           7)PROPOSED AMENDMENTS .  In its current form, AB 1450 appears to  
            contain a contradiction.  It makes the continued affordability  








                                                                  AB 1450
                                                                  Page  5

            of moderate-income units for at least 30 years a requirement,  
            but it also appears to give local governments the option of  
            either requiring 30-year affordability or continuing to allow  
            resale at a profit. The author has proposed dealing with this  
            issue by amending the bill to state that the 30-year  
            affordability requirement applies to all units used to qualify  
            for a density bonus and leaving all other provisions of  
            existing density bonus law alone.

            The committee may wish to consider whether treating  
            moderate-income units the same as low- and very low-income  
            units would render unnecessary the current provisions of law  
            relating to the resale of moderate-income units, found in  
            Government Code Sec. 65915(c)(2).

           8)TECHNICAL AMENDMENTS  .  The language of AB 1450 does not  
            currently correspond to the changes in density bonus law made  
            by SB 435, which went into effect on January 1.  The bill  
            needs to be redrafted to reflect current law.  Any amendments  
            agreed to in Local Government will require adoption in the  
            Appropriations Committee due to deadline constraints.

          9)This bill has been double-referred to both the Committees on  
            Local Government and Housing and Community Development.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Sonoma County Housing Advocacy Group [SPONSOR]
          American Planning Association, CA Chapter (if amended)
          League of CA Cities

           Opposition 
           
          CA Association of Realtors
          CA Building Association
          CA Chamber of Commerce
           

          Analysis Prepared by  :    Anya Lawler / L. GOV. / (916) 319-3958