BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Kevin Murray, Chairman

                                           551 (Lowenthal)
          
          Hearing Date:  1/17/06          Amended: 1/9/06
          Consultant: Nora Lynn           Policy Vote: T&H 9-4; BP&ED 4-1

















































          _________________________________________________________________ 
          ____
          BILL SUMMARY:  SB 551 creates, until Jan. 1, 2011, the Office of  
          the Common Interest Development Ombudsperson within the  
          Department of Consumer Affairs (DCA) to provide education to  
          homeowners and homeowners associations' officers.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2006-07      2007-08       2008-09     Fund
           Fee revenues           ($6,000)** ($12,000)**  
          ($12,000)**Special*
          Ombudsperson admin     $163       $337        $337      Special*
          Education, miscellaneous          $348        $860       
          $860Special*
          Printing, training materials***               $7,520***  
          $7,520***              Special*
          _____
          * Fee Account of the Common Interest Development Ombudsperson  
          Fund (continuously appropriated fund created in the bill; see  
          staff comments)
          ** Based on 2.4 million separate interests being assessed $10  
          biennially; see comments
          *** SB 551 authorizes the recouping of costs for these  
          materials; see comments
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: 
          
          Common interest developments (CIDs) are groups of homeowners  
          who, in addition to owning their own homes, also jointly own  
          common interest in a property - for example, condominiums,  
          housing cooperatives and planned unit developments. Current law  
          regulates CIDs and their home owners' associations (HOAs),  
          requiring among other things that they register with the  
          Secretary of State every two years.

          SB 551 creates a nonregulatory ombudsperson's office for HOAs  
          and CIDs. The office would be required to offer training and  
          educational materials to CID directors and homeowners on the  
          operation of a CID and its rights and responsibilities; to  
          maintain a website and toll-free telephone number to provide  
          information; and places requirements on homeowners' association  
          directors and agents. The ombudsperson's office would  
          additionally prepare two types of reports to the Legislature -  









          an annual report and a report of recommendations pertaining to  
          the ombudsperson's role in enforcement, overseeing association  
          elections, and whether the office's scope and powers should be  
          broadened or narrowed.

          Ombudsperson activities would be funded by the proceeds of a  
          biennial fee assessed on HOAs based on their number of "separate  
          interests," or owners of separately-owned properties within a  
          CID. SB 551 sets the initial per-separate-interest biennial fee  
          at $10 and authorizes the ombudsperson to increase or decrease  
          the fee every two years as needed to generate only sufficient  
          revenues to offset operating costs. In no case may 
                                         -1-
          Page 2
          SB 551 (Lowenthal)


          the biennial fee exceed $20. These funds are to be deposited  
          into the Fee Account of the Common Interest Development  
          Ombudsperson Fund, created in the bill, which is continuously  
          appropriated. 

          The number of "separate interests" in California is unknown,  
          though the Public Policy Institute of California estimates there  
          are more than 36,000 CIDs in the state and that CIDs make up  
          more than 3 million total housing units, representing  
          approximately one-quarter of the state's homes. It is also  
          unknown how many of these HOAs are unincorporated and, as a  
          result, not required to register with the state.

          Assuming there are 3 million separate interests in California  
          and that 80 percent of them live in incorporated HOAs, requiring  
          them to register and pay mandated fees, SB 551 will generate $12  
          million annually in fee revenues for the office. DCA estimates  
          administering the program, adopting needed regulations,  
          reimbursing the advisory committee's per diem and expenses,  
          preparing the required reports, creating and maintaining a CID  
          tracking system and website, staffing a toll-free telephone  
          line, producing training materials and general office expenses  
          will require 12 PYs and $8.7 million annually. 

          STAFF NOTES the fund created in SB 551 is continuously  
          appropriated. STAFF RECOMMENDS the bill be amended to delete its  
          continuous appropriation in order to maintain legislative  
          oversight.

          STAFF NOTES that the ombudsperson is authorized to seek  









          reimbursement for costs associated with printed and training  
          materials, which are projected to amount to more than $7 million  
          annually. These costs make up the lion's share of expenses  
          associated with the measure and, if recouped as authorized and  
          when coupled with anticipated fee revenues, could leave a  
          substantial funding surplus for the program. The ombudsperson is  
          also authorized to increase or decrease the biennial fee after  
          two years to "provide only the revenue that it estimates will be  
          necessary for its operation during the next two-year period"  
          (page 7, lines 15-17). THE COMMITTEE MAY WISH TO CONSIDER  
          reducing the initial biennial fee below $10 and permitting the  
          ombudsperson to adjust it after one year of operation as needed.

          STAFF NOTES that the term "separate interest," although defined  
          elsewhere in the Civil Code, is not referenced in SB 551. STAFF  
          RECOMMENDS, given the bill's funding mechanism is based on  
          assessments of separate interests and that SB 551's definition  
          of "owner" uses the term "special interest," that SB 551 be  
          amended to include a cross-reference to the existing definition.
          
          STAFF NOTES that SB 551 mandates members of any advisory  
          committee convened by the ombudsperson receive per diem and  
          reimbursement for expenses (page 6, line 6). STAFF RECOMMENDS  
          the reimbursement language be made permissive in order to permit  
          advisory committee members to serve in a voluntary capacity.

          STAFF NOTES that SB 551 is similar to AB 770 (Mullin), which is  
          currently pending in the Assembly Appropriations Committee.