BILL ANALYSIS                                                                                                                                                                                                    






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: ab 864
          SENATOR ALAN LOWENTHAL, CHAIRMAN               AUTHOR:  davis
                                                         VERSION: 6/5/07
          Analysis by: Mark Stivers                      FISCAL:  yes
          Hearing date: July 3, 2007







          SUBJECT:

          Identification of substandard building purchasers

          DESCRIPTION:

          This bill requires the buyers of substandard properties to  
          provide identifying information and a rehabilitation plan to the  
          local code enforcement agency.  

          ANALYSIS:

          The California Building Standards Code (Title 24 of the  
          California Code of Regulations) contains building standards and  
          regulations as adopted by the California Building Standards  
          Commission.  Buildings are considered substandard under state  
          law if a violation of building standards results in any of the  
          following conditions:

           Inadequate sanitation.
           Structural hazards.
           Nuisances.
           Unsafe or inoperable wiring, plumbing, mechanical equipment.
           Faulty weather protection.
           Other fire, health or safety hazards.

          Local building officials generally enforce building codes.  When  
          violations are discovered, a building official sends the owner a  
          letter notifying him or her of the deficiency.  Except in cases  
          of imminent danger, the officials then give the owner at least  
          thirty days to correct the violation.  If violations remain  
          uncorrected, the code officials may hold an administrative  
          hearing and pursue fines and/or liens on the property.  In rare  
          cases involving recalcitrant owners, a code enforcement agency  




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          may seek a receivership for the property or may ask the district  
          attorney or city attorney to file criminal charges.

          Current law requires that when a property changes ownership  
          during the time between the issuance of a notice of violation  
          and the abatement of that violation, the transferor (generally a  
          seller, and referred to here as such) must record a notice of  
          conveyance and provide the code enforcement agency with the  
          correct name, address, and identification number of the  
          transferee (generally a buyer, and referred to here as such).  

           This bill  requires the buyers of substandard properties to  
          provide identifying information and a rehabilitation plan to the  
          local code enforcement agency.  Specifically, the bill:

           Applies to any property for which the code enforcement agency  
            has recorded a notice of pending action, a notice of  
            substandard conditions, or a document stating that the  
            building is uninhabitable.
           Requires a buyer of such a property, concurrent with the  
            transfer of the property, to provide the code enforcement  
            agency with a notarized document containing the address of the  
            property, the names, addresses, telephone number, fax number,  
            and email of all owners, the date of the transfer, and a plan  
            of correction for the substandard conditions.
           Requires a buyer to also provide a government-issued  
            identification document that includes a picture of the buyer.
           Requires a buyer to verify, under penalty of perjury, that the  
            information provided is true and correct.  
           If the buyer is a legal entity, such as a partnership or  
            corporation, requires the buyer to provide the information  
            described above for one or more officers of the entity.  
           Requires an out-of-state buyer to designate a person within  
            California to manage the property and requires that person to  
            accept the designation in a notarized statement.
           Allows the enforcement agency, upon request, to share the name  
            and address of the buyer with a tenant or tenant association  
            or organization.
           For occupied properties of at least 16 units, requires that  
            the identifying information of the buyers be posted on the  
            property.
           Allows local governments to adopt and enforce local ordinances  
            that duplicate or supplement these requirements. 
           Provides that a person who fails to provide the information or  
            who provides false information is subject to a misdemeanor  
            punishable by imprisonment for up to one year, a fine of up to  




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            $10,000, or both.
           Prohibits a person who is not in compliance with these  
            requirements from collecting rent, issuing a notice of rent  
            increase, or issuing a three-day eviction notice.  
           Exempts property owned by a governmental entity or by a  
            financial institution that has acquired the property through  
            foreclosure.
          
          COMMENTS:

           1.Purpose of the bill  .  According to the author, substandard  
            properties cause blight and increased crime in our  
            neighborhoods.  These properties are particularly susceptible  
            to being transferred to sham transferees who have no intention  
            of fixing up the properties and who are difficult to locate.   
            Whereas current law requires the seller to provide information  
            on the buyer to the enforcement agency, this bill requires the  
            buyer to confirm this identification information as well as  
            provide a plan of correction.  This will help enforcement  
            agencies track down new owners and get them to repair  
            substandard properties.

           2.Difficulty of locating property owners  .  Effective enforcement  
            of building codes requires building code officials and  
            prosecutors to know exactly who owns the property.  Not only  
            is it critical that notice letters reach the actual owner, but  
            in cases where criminal charges are filed, the suit must name  
            an individual.  Ascertaining who actually owns an individual  
            parcel, however, can be a difficult task.  The names and  
            mailing addresses of property owners are often taken from  
            recorded deeds and listed at the county assessor's office.   
            These listings are unverified, can include fictitious business  
            names or unregistered corporations, may list only a post  
            office box for an address, and may not reflect changes in  
            ownership that are not recorded.  Even if an owner can be  
            identified, there may not be enough information to locate the  
            owner for the purposes of serving legal papers.  Serving an  
            owner is even more difficult if the assessor's roll lists an  
            owner in another state or foreign country.

           3.One or two bites at the apple  ?  Under current law, when a  
            substandard property is transferred, the transferor (generally  
            a seller) must record a notice of conveyance and provide the  
            code enforcement agency with the correct name, address, and  
            identification number of the transferee.  According to the  
            sponsor, this often does not occur, and enforcement agencies  




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            are reluctant to prosecute former owners who are no longer  
            responsible for the property.  To address this problem, this  
            bill shifts the reporting requirement to the transferee  
            (generally a buyer) and adds a number of additional  
            requirements, but the bill does not do away with the  
            requirement on the transferor.  As a result, both buyer and  
            seller would be required to report information on the buyer.   
            The committee may wish to consider whether the requirements of  
            this bill should replace the current requirements for sellers.
           
          4.How will buyers know of the reporting requirement  ?  This bill  
            requires the buyer of a substandard property to provide  
            identifying and contact information to the local enforcement  
            agency and makes failure to comply a misdemeanor.  The buyer  
            must provide this information concurrently with the sale of  
            the property.  With this concurrency requirement, it is the  
            author's belief that escrow companies will inform their  
            clients of the law and ensure that the buyer submits the  
            required paperwork.  
           
          5.Severe penalties for non-compliance  .  In the event that a  
            buyer fails to provide the required documentation or provides  
            false information, this bill allows the enforcement agency to  
            seek criminal penalties against the buyer, including jail time  
            of up to one year and fines of up to $10,000.  In addition,  
            the buyer is prohibited from collecting rents, increasing  
            rents, or evicting tenants for non-payment of rent until they  
            comply.  While these penalties will surely get a buyer's  
            attention and remove any incentive to avoid prosecution for  
            the code violations, they are severe for what amounts to a  
            failure to report.  The committee may wish to consider whether  
            the penalties are proportionate to the crime.

           6.The L.A. experience  .  AB 1112 (Goldberg), Chapter 487,  
            Statutes of 2001, established a three-year pilot program  
            requiring private apartment owners in Los Angeles County to  
            register with the county if a code enforcement agency had  
            recorded against the property a notice of substandard  
            conditions or other document declaring the property to be  
            untenantable.  At the end of the three-year period, the  
            county's Department of Health Services, which had been  
            designated by the Board of Supervisors to implement the  
            program, reported to the Legislature that the program was  
            ineffective.  A total of only 25 owners of substandard  
            apartment buildings registered with the county, and the  
            properties were all located in four of the county's 88 cities.  




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             Of the 35 cities that responded to a survey, 70% did not  
            utilize the program.  Of those that did, 83% said the program  
            was ineffective.  The author believes that this bill will be  
            more effective than the pilot program because the registration  
            requirement is triggered by a sale or other exchange.

           7.Exemption for lenders  . The bill creates an exemption from the  
            reporting requirement for financial institutions that assume  
            ownership of a property subject to the terms of a loan (i.e.,  
            foreclosure).  Exempt financial institutions include banks,  
            trust companies, savings associations, savings and loan  
            associations, industrial banks, finance lenders, residential  
            mortgage lenders, and credit unions.  The bill does not exempt  
            lenders who are real estate brokers or other beneficiaries  
            under a deed of trust.  The California Mortgage Association  
            has requested that the exemption apply to these lenders as  
            well who obtain a property pursuant to the terms of a loan.   
            The sponsor believes that exempting non-established entities,  
            such as individuals and real estate brokers, will defeat the  
            purpose of the bill.  Large established lenders can be easily  
            found by enforcement agencies, allowing them to continue  
            enforcement efforts and ensure repair of the property.  Small  
            lenders and individuals are not so easily found.  Without  
            contact information for these small lenders, the enforcement  
            agency cannot do its job.  The committee may wish to consider  
            whether small lenders should be exempt from the bill or not.   
            If an exemption is appropriate, the committee may wish to  
            consider whether it should be time-limited to a duration that  
            allows the lender to resell but not hold the property.  
          
           8.Arguments in opposition  .  Opponents argue that this bill will  
            discourage investment in and the rehabilitation of substandard  
            properties by placing unreasonable burdens on purchasers.  In  
            addition, legitimate buyers will not be able to provide a  
            rehabilitation plan at closing because they do not know the  
            extent of the needed repairs until they assume ownership and  
            have the ability inspect the property.  Opponents also believe  
            the criminal penalties provided in the bill are inappropriate.  


           9.Technical amendments  .

                 On page 4, line 8 strike "an agreement of"
                 On page 7, lines 4-5 strike "consistent with this  
               section.  When local laws" and insert "that"
                 On page 7, line 5 strike ", this" and insert ".  This"




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           10.  Double referral  .  The Senate Rules Committee has  
            double-referred this bill to the Transportation and Housing  
            Committee and the Public Safety Committee.  If the committee  
            approves this bill, it will be re-referred to the Public  
            Safety Committee.
          
          Assembly Votes:
               Floor:    43-34
               Appr: 12-5
               H&CD:   6-1

          POSITIONS:  (Communicated to the Committee before noon on  
          Wednesday,                                             June 27,  
          2007)

               SUPPORT:  Los Angeles City Attorney Rocky Delgadillo  
          (sponsor)
                         Bet Tzedek Legal Services
                         California Rural Legal Assistance Foundation
                         Habitat for Humanity
                         Oakland City Attorney John Russo
                         Western Center on Law and Poverty
          
               OPPOSED:  Apartment Association of California Southern  
          Cities
                         California Apartment Association
                         California Association of Realtors
                         California Land Title Association
                         California Mortgage Association
                         United Trustees Association