BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1129
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          Date of Hearing:   January 16, 2008

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Lori Saldana, Chair
                  AB 1129 (Arambula) - As Amended:  January 7, 2008
           
          SUBJECT  :   San Joaquin Valley Affordable Housing Trust

           SUMMARY  :   Allows for the creation of the San Joaquin Valley  
          Regional Affordable Housing Trust.  Specifically,  this bill  :  

          1)Provides findings and declarations with regard to the  
            projected substantial population growth and the need for  
            affordable housing in the San Joaquin Valley.

          2)Provides that it is the intent of the Legislature to establish  
            the San Joaquin Valley Regional Affordable Housing Trust to  
            assist communities in securing and distributing affordable  
            housing funds.

          3)Establishes the San Joaquin Valley Rural Regional Affordable  
            Housing Trust (Trust) for the purposes of administering  
            federal, state, local and private resources for the  
            development of affordable housing.  Additionally, the Trust  
            seeks to foster regional collaboration among local  
            governments, developers, financial and community organizations  
            to meet area affordable housing needs.

          4)Requires the Trust do all of the following:

             a)   Establish a governing board which may include, but is  
               not limited to one member from each participating council  
               of government in the San Joaquin Valley (the San Joaquin  
               Valley include the Counties of Kern, Kings, Tulare, Fresno,  
               Madera, Merced, Stanislaus, and San Joaquin), three from  
               the California Partnership for the San Joaquin Valley, one  
               affordable housing advocacy organization, one nonprofit  
               affordable housing developer, and one housing industry  
               representative.

             b)   Develop a region-wide strategy consistent with the  
               Regional Blueprint;

             c)   Raise funds from federal, state, local and private  
               organizations;








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             d)   Establish a revolving loan account for funding  
               affordable housing in the jurisdictions of the trust  
               members.  Make loans to entities seeking to build  
               affordable housing. Require loans to be contingent on  
               showing that the project is consistent with: housing  
               element; San Joaquin Regional Blueprint; all environmental  
               clearances; development permits; and local financial  
               commitment;

             e)   Develop criteria for project selection to include:  
               density, mixed income, infill, fair share allocation,  
               transit oriented development, proximity to employment;

             f)   Require local contributions;

             g)   Establish loan repayment terms;

             h)   Develop performance standards;

             i)   Provide technical assistance to members;

             j)   Assist in forming partnerships for affordable housing  
               demonstration projects;

             aa)  Prepare any required reports or other documentation;

             bb)  Develop a regional education campaign that promotes  
               higher density, mixed use, transit oriented development;

             cc)  Make recommendations to the Legislature and Governor to  
               eliminate obstacles to affordable housing; and

             dd)  Report to the Business, Transportation and Housing  
               Agency as well as the Department of Housing and Community  
               Development (HCD) on the activities of the Trust.

          5)Requires the governing board to adopt a set of bylaws.

          6)Prohibits the use of federal or state funds to be used for  
            administrative expenses.

          7)Provides the governing board with authority to approve grant  
            applications as well as loan conditions.  









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           EXISTING LAW : 

          Allocates $35 million of the $100 million Affordable Housing  
          Innovation Fund from Proposition 1C to the Local Housing Trust  
          matching grant program. Requires that half of the funds are to  
          be made available for newly established housing trusts.   
          Requires HCD to grant preference to trust funds that agree to  
          expend more than 65% of the state funds for downpayment  
          assistance to first time homebuyers, and requires HCD, when  
          making grants to newly established trust funds, to set aside  
          funding for 36 months from the date the funds are first made  
          available for newly established trust funds in counties of less  
          than 425,000 persons.

           FISCAL EFFECT  :   Unknown.

           COMMENTS  :   

           Background  

          In 2002, California voters approved Proposition 46, the $2.1  
          billion Housing and Emergency Shelter Trust Fund Act.   
          Proposition 46 provided funding for the following programs:  
          Multifamily Housing Program; Emergency Housing Assistance  
          Program; Supportive Housing; Farmworker Housing Grant Program;  
          CalHome Program; Local Housing Trusts; Code Enforcement Program;  
          California Homebuyer Downpayment Assistance Program; and Jobs  
          Housing Improvement Account. 

          Funds provided under Proposition 46 were mostly exhausted by the  
          end of 2006.  

          In November 2006, California voters approved Proposition 1C, the  
          Housing and Emergency Trust Fund Act of 2006.  Proposition 1C  
          maintains funding provided under Proposition 46 for most, but  
          not all, of the programs noted above.  One of the programs not  
          included in Proposition 1C was funding for local housing trusts.  
           Proposition 1C did include however, $100 million for the  
          Affordable Housing Innovation Fund to be used for "competitive  
          grants or loans to sponsoring entities that develop, own, lend,  
          or invest in affordable housing and used to create pilot  
          programs to demonstrate innovative, cost-saving approaches to  
          creating or preserving affordable housing."  

          In 2007, the case was successfully made that local housing  








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          trusts are inherently innovative, that is local housing leaders  
          can design individualized local programs to address affordable  
          housing needs in their communities.  Therefore, $35 million was  
          made available for local housing trusts to apply for grants.   
          One half of the $35 million is to be made available strictly for  
          new trusts.  Additionally, when awarding grants to new trusts,  
          HCD is required to set aside funding for a period of 36 months  
          for trusts in counties with a population of less than 425,000.

          This bill seeks to create the framework for a regional  
          affordable housing trust made up of the local governments within  
          the San Joaquin Valley.

           Need for the bill  

          According to the author, approximately 50% of San Joaquin Valley  
          residents cannot afford a median priced two bedroom rental unit.  
           

          The author asserts that rural communities frequently do not have  
          the resources and sophistication to compete for federal, state  
          and private funds to support the construction of affordable  
          housing.  Small rural communities lack the staff and experience  
          to plan for and manage affordable housing grant writing and  
          project administration.  

          The nature of rural areas prevents regional collaboration to  
          pool resources to create more affordable housing.  Vast expanses  
          of farm land separates communities and Valley land use decisions  
          have historically been made on a community-by-community basis.

          Existing law allows local agencies to enter into joint powers  
          agreements, which allows for the creation of affordable housing  
          trusts.  In California there are 35 housing trusts, all of which  
          are county- or city- specific.  However, asserts the author,  
          there is no mechanism to establish regional affordable housing  
          trusts that will promote state housing and community development  
          policies.

          According to the author AB 1129 will reflect state housing goals  
          and policies.  AB 1129 will require the San Joaquin Valley Trust  
          to prioritize funding based on: 1) increased housing densities;  
          2) mixed income development; 3) infill development; 4) fair  
          share allocation; 5) transit oriented development; 6) proximity  
          to employment.  Additionally AB 1129 seeks to encourage  








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          communities to collaborate.  

          The creation of the trust in statute, argues the author, gives  
          the trust more institutional stability which should give local  
          agencies more flexibility to join or exit the trust without the  
          need to reconstitute joint powers agreements.  

           Suggested Technical Amendments  

          Page five, line 23 change "environmental clearances" to  
          "environmental approvals".

          Page five line 24 after "local" add "public", to clarify that  
          the local financial commitment is from the local public agency.

          Page 5 line 28 add "Increased" before "housing densities" to  
          clarify that the criteria for project funding shall include  
          strategies to increase housing densities.

          Page 6 lines 36 and 37, with regard to administrative costs,  
          committee staff suggests redrafting to place a cap of five  
          percent on administrative fees which may be paid from trust  
          assets.  

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          City of Clovis
          City of Fowler
          City of Huron
          City of Mendota
          City of San Joaquin
          Council of Fresno County Governments
          Habitat for Humanity-Golden Empire, Bakersfield
          Housing Authority of the County of Kern
          Housing California
          Kings Canyon Unified School District
          Self-Help Enterprises, Visalia
          Sequoia Community Health Centers, Fresno
          Tulare County Association of Governments

           Opposition 
           
          None on file.








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          Analysis Prepared by  :    Hubert Bower / H. & C.D. / (916)  
          319-2085