BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1168
                                                                  Page  1

          Date of Hearing:   May 2, 2007

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                  Mark Leno, Chair

                    AB 1168 (Jones) - As Amended:  April 16, 2007 

          Policy Committee:                               
          JudiciaryVote:10-0
                        Higher Education                        6-0

          Urgency:     No                   State Mandated Local Program:  
          Yes    Reimbursable:              Yes

           SUMMARY  

          This bill requires specified public agencies to truncate Social  
          Security numbers (SSNs) in any records that might be displayed  
          to the public. Specifically, this bill:

          1)Requires all colleges and universities located in California  
            to truncate SSNs from electronic records accessible through  
            the Internet so that no more than the last four digits of any  
            SSN are displayed. 

          2)Authorizes the Attorney General, or any injured person, to  
            bring a civil action to enforce the above provision.

          3)Prohibits a local agency from disclosing to the public any  
            record that is required to be open to the public by any  
            provision of law if the record displays more than the last  
            four digits of any SSN, and makes conforming changes to the  
            Commercial Code relative to the filing of financial statements  
            under the Uniform Commercial Code and the forms required for  
            such filings.

          4)Requires the Franchise Tax Board (FTB), unless prohibited by  
            federal law, to redact the first five digits of any SSN on  
            lien abstracts or any other public records created by FTB. 

           FISCAL EFFECT  


           1)California State University (CSU)  . CSU uses Oracle software  
            systemwide. This database does not provide for the truncation  








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            of social security numbers, and according to CSU, to do so,  
            every read/write operation needs to be modified. The entire  
            system baseline would need to be rewritten, as well as every  
            third party application that touches the data. CSU believes  
            the initial rewrite could far exceed $10 million, and there  
            will be similar multi-million dollar costs required to analyze  
            and modify each new system "application release" received from  
            Oracle.  


          2)The University of California does not have an estimate but  
            believes that costs will be significant.  The university  
            indicates that it is working with the author. 


          3)The California Community Colleges indicates that the  
            Chancellor's Office and the districts are already in  
            compliance with the bill's requirements. 


          4)County recorders believe the bill, as currently written, would  
            make it impractical operationally to continue releasing public  
            records containing SSNs, but indicate that they are working  
            with the author. 


          5)The Franchise Tax Board indicates no additional costs.


           COMMENTS  

           Background and Purpose  . Identity theft occurs whenever someone  
          uses the personal identifying information of another person for  
          an unlawful purpose, including to obtain, or attempt to obtain,  
          credit, goods, services, or medical information in the name of  
          the other person without that person's consent. According to the  
          Federal Trade Commission (FTC), identity theft has consistently  
          topped the list of consumer fraud complaints for at least the  
          last six years. The 255,000 complaints of identity theft filed  
          in 2005 with the FTC constituted 37% of all complaints. The most  
          common form of identity theft is opening a line of credit in the  
          victim's name. For the identity thief, the social security  
          number is the single-most useful tool.

          According to the author, the risk of identity theft is even  








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          greater in California, which accounted for 45,000 of the 255,000  
          reported cases in 2005. Because the social security number is  
          such a crucial piece of information in facilitating identity  
          theft, this bill would prohibit various public entities from  
          disclosing more than the last four digits of a social security  
          number unless they are otherwise required to do so by federal  
          law. In particular, the author targets three areas that have  
          proven most subject to abuse: (1) local public records,  
          especially court records, (2) colleges and universities, and (3)  
          the California Franchise Tax Board.

           Analysis Prepared by  :    Chuck Nicol / APPR. / (916) 319-2081