BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1168
                                                                  Page  1


          ASSEMBLY THIRD READING
          AB 1168 (Jones)
          As Amended June 1, 2007
          Majority vote 

           JUDICIARY           10-0        HIGHER ED           6-0         
           
           ----------------------------------------------------------------- 
          |Ayes:|Jones, Tran, Adams,       |Ayes:|Portantino, Horton,       |
          |     |Evans, Feuer, Keene,      |     |Arambula, Beall, Cook,    |
          |     |Krekorian, Laird, Levine, |     |Ruskin                    |
          |     |Lieber                    |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           APPROPRIATIONS      12-0                                    
           
           -------------------------------- 
          |Ayes:|Leno, Caballero, Davis,   |
          |     |DeSaulnier, Huffman,      |
          |     |Karnette, Krekorian,      |
          |     |Lieu, Ma, Nava, Solorio,  |
          |     |Feuer                     |
          |     |                          |
           -------------------------------- 
           
          SUMMARY  :  Requires specified public entities to truncate social  
          security numbers (SSNs) when the numbers are displayed in public  
          records.  Specifically,  this bill  :  

          1)Requires a local agency to redact the first five digits of any  
            SSN before disclosing a record that is required to be open to  
            the public, unless the local agency is otherwise required by  
            law to display the full number.  Specifies, however, that this  
            provision shall not apply to a county recorder that has  
            instituted a program, as provided for in another provision of  
            this bill, to convert older official records into electronic  
            public records.  Makes conforming changes to the Commercial  
            Code relative to the filing of financial statements under the  
            Uniform Commercial Code and the forms required for such  
            filings. 

          2)Requires the county recorder of each county to establish a SSN  
            truncation program in order to convert existing official  








                                                                 AB 1168
                                                                  Page  2


            records into an electronic public record with truncated SSNs  
            for new and old records, dating to January 1, 1935. Provides  
            that a county recorder shall be deemed in compliance with this  
            provision by using due diligence and that a county recorder  
            shall not be liable for failure to truncate SSNs.  Provides  
            procedures for reporting on the progress of this program to  
            the Office of Privacy Protection and the Judiciary Committees  
            of the Assembly and Senate. 

          3)Provides that when a person requests that his/her SSN be  
            truncated in a public record, and identifies the exact  
            location of the SSN within a public record, the county  
            recorder that receives that request shall truncate that number  
            within 10 days of receiving the request. 

          4)Provides that when an electronic public record version of an  
            official record exists, the county recorder shall make  
            available only the electronic public record version.  Provides  
            further that a county recorder shall provide an official  
            record only in response to a subpoena or court order.  

          5)Requires, unless prohibited by federal law, the Franchise Tax  
            Board to redact the first five digits of any SSN on lien  
            abstracts or any other public records created by the board  
            that are disclosable under the California Public Records Act  
            before disclosing the record to the public. 

          6)Requires the Office of Privacy Protection to establish a task  
            force to conduct a review of the use of SSNs by all colleges  
            and universities in order to recommend practices to minimize  
            the collection, use, storage, and retention of SSNs.   
            Specifies, in general, the composition of the task force and  
            sets out the elements and scope of the task force review. 

           FISCAL EFFECT  :  According to the Assembly Appropriations  
          Committee:

          1)Task Force.  One-time costs of $100,000 for OPP to coordinate  
            the task force and one-time GF costs of around $1 million each  
            for UC and CSU participation in the task force. UC indicates  
            that its costs mainly derive from the requirement to inventory  
            all existing uses of SSNs at every campus. It is assumed that  
            CSU will incur similar costs..









                                                                  AB 1168
                                                                  Page  3


          2)Cost for county recorders to implement required program would  
            be substantial but would be financed with additional filing  
            fees.

           COMMENTS  :  Identity theft occurs whenever someone uses the  
          personal identifying information of another person for an  
          unlawful purpose, including obtaining or attempting to obtain  
          credit, goods, services, or medical information in the name of  
          the other person without that person's consent.  According to  
          the Federal Trade Commission (FTC), identity theft has  
          consistently topped the list of consumer fraud complaints for at  
          least the last six years.  The 255,000 complaints of identity  
          theft filed with the FTC in 2005 constituted 37% of all  
          complaints, far surpassing any other single complaint.  The most  
          common form of identity theft is opening a line of credit in the  
          victim's name.  For the identity thief, the SSN is the  
          single-most useful tool.  According to the author, the risk of  
          identity theft is even greater in California, which accounted  
          for 45,000 of the 255,000 reported cases in 2005.

          Because a SSN is such a crucial piece of information in  
          facilitating identity theft, this bill requires the truncation  
          of SSNs in various local and state records that may be disclosed  
          to the public.  First, this bill generally prohibits a local  
          public agency from disclosing public records unless any SSN  
          contained in those records has been truncated to no more than  
          the last four digits, unless the agency is otherwise required to  
          disclose the entire number by state or federal law.   This bill  
          would further require local public agencies to establish a  
          program for converting existing official, paper records, dating  
          to January 1, 1935, into electronic forms with the SSN  
          truncated.  This bill would similarly require the Franchise Tax  
          Board to redact the first five digits of any SSN on lien  
          abstracts or any other public records created by the board,  
          unless disclosure of the entire number is required by law.   
          Finally, this bill would require the Office of Privacy  
          Protection to establish a task force to review the use of SSNs  
          by colleges and universities in order to recommend best  
          practices for minimizing the collection, use, storage, or  
          retention of SSNs. 

          This bill is supported by the American Association of Retired  
          Persons, American Civil Liberties Union, Consumer Action, the  
          Consumer Federation of California, Consumers Union, Crime  








                                                                  AB 1168
                                                                  Page  4


          Victims United of California, Gray Panthers of California and  
          the Privacy Rights Clearinghouse, and California Secretary of  
          State, Debra Bowen.  

           
          Analysis Prepared by  :    Thomas Clark / JUD. / (916) 319-2334     
                                    FN: 0001277