BILL ANALYSIS                                                                                                                                                                                                    






          SENATE PUBLIC EMPLOYMENT & RETIREMENT    BILL NO: AB 1296
          Patricia Wiggins, Chair       Hearing date: June 25, 2007
          AB 1296 (Torrico)    as amended 5/31/07     FISCAL:   YES

           PEMHCA:  REQUIRE PARTICIPATING HEALTH PLANS TO PROVIDE  
          SPECIFIED DATA
           
           HISTORY  :

              Sponsor:  California Public Employees Retirement System  
          (PERS)

              Prior legislation:  none

           ASSEMBLY VOTES  :

              PER & SS             5-0       4/18/07
              Judiciary            10-0      4/24/07
              Appropriations       16-0      5/09/07
              Assembly Floor       70-1      6/04/07


           SUMMARY  :

          Would require health benefit plans providing services under  
          the Public Employees' Medical and Hospital Care Act (PEMHCA)  
          to provide PERS with claims payment data for each member, and  
          contract payment amounts for services rendered by hospitals.


           BACKGROUND  :  

           1)  The committee is advised by PERS, the sponsor, that:

            "Current law does not allow CalPERS to obtain claims  
            payment information between health plans and the hospitals  
            and physicians that provide care to CalPERS members.  As  
            the nation's third largest purchaser of employee health  
            benefits, CalPERS will spend approximately $4.9 billion in  
            2007 to purchase health benefits to cover 1.2 million  
            active and retired state and local government public  
            employees and their families.  Over the last 5 years,  
            premiums for the Basic HMO plans have increased by 101  
          David Felderstein
          Date: 6/18/07                                          Page 1  










            percent and Basic PPO plans have increased by 78 percent.  
            As such, the CalPERS Board has a responsibility to its  
            members and the California taxpayers to make fully informed  
            decisions during rate negotiations.





































          David Felderstein
          Date: 6/18/07                                          Page 2  










            "The ability to obtain actual provider claims payment  
            information will place CalPERS in a better position to  
            negotiate the best rates with contracting health plans.   
            The Bureau of State Audits (BSA) further validated this  
            point in an audit conducted in 2004, which concluded that,  
            'the Legislature should consider enacting legislation that  
            would allow PERS, during its contract negotiation process,  
            to obtain relevant documentation supporting any analyses it  
            will use to make decisions that materially affect the  
            members of the health benefits program.' (emphasis added)

            "Consistent with the BSA's recommendation, AB 1296 would  
            allow CalPERS to obtain the necessary information to enable  
            staff to more effectively analyze benefit plan designs,  
            validate the true cost of health care, and reliably  
            determine health program effectiveness during the health  
            plan annual rate negotiation process."  


          ANALYSIS  :
          
          1)   This bill  :

            a)  requires a health benefit plan or contract, or an  
            entity offering health benefit plan administration services  
            under PEMHCA, to disclose to CalPERS the cost, utilization,  
            and actual claim payments at an individual level for health  
            care services rendered by hospitals, including the provider  
            contract allowance amounts,

            b)  specifies that the information provided will be deemed  
            confidential and protected in accordance with the federal  
            Health Insurance Portability and Accountability Act (HIPAA)  
            of 1996, and requires the information to be provided in a  
            manner that does not include individual member or annuitant  
            identifying information, and

            c)  specifies the information provided will be deemed  
            confidential trade secret information, will not be made  
            available to the public, and is exempt from disclosure  
            under the California Public Records Act.


          David Felderstein
          Date: 6/18/07                                          Page 3  










           FISCAL EFFECT  :

          According to the Assembly Appropriations Committee, no added  
          administrative costs to PERS and potential savings, to the  
          extent that additional claims information enables PERS to  
          negotiate lower health insurance rates.



































          David Felderstein
          Date: 6/18/07                                          Page 4  










           COMMENTS  :
          
          1)   Arguments in support  

          Supporters state:

            "The skyrocketing cost of health care has become a growing  
            problem for employees, employers and retirees.  One way to  
            control costs is to improve data collection and evaluate  
            data to insure that charges are appropriate and fair.   
            CalPERS is the second largest purchaser of health care in  
            the United States, yet still is hindered in the collection  
            of data.  Health care providers claim confidentiality or  
            otherwise refuse to provide the data needed to adequately  
            evaluate health care costs and insure cost containment.  AB  
            1296 would protect the confidentiality of date, but still  
            allow CalPERS access to data in order to properly represent  
            employers and employees and provide quality care at a fair  
            rate."

          2)   Arguments in opposition  

          The California Hospital Association has taken an "Oppose  
          Unless Amended" position on  this bill  .  Their letter to the  
          committee states, in part:

            "AB 1296 attempts to protect proprietary contract  
            information from disclosure under the California Public  
            Records Act request.  These protections, however, should be  
            enhanced by stating clearly and directly that proprietary  
            information can only be used to achieve CalPERS' stated  
            goal of internal review.  For example, the bill should  
            specifically state that the information obtained by CalPERS  
            will only be used to internally analyze benefit plan  
            designs, validate health insurance costs and determine  
            health program effectiveness.  The bill should also  
            specifically prohibit CalPERS, either directly or  
            indirectly, from using this proprietary information to  
            leverage negotiations with other participants in the health  
            care marketplace.  While the bill states that the  
            information CalPERS obtains about contracts and prices  
            between certain health plans and hospitals is not available  
            to the public, the language should be strengthened to  
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          Date: 6/18/07                                          Page 5  










            ensure that any summaries, compilations or rankings derived  
            from the data are also not publicly available or  
            inappropriately shared with competing health plans."

          3)   This bill is double-referred to the Senate Judiciary  
          Committee
           
          The committee is advised by the sponsor (PERS) that they are  
          working with the California Hospital Association (CHA) to  
          address the CHA's concerns described above.

           This bill  is double-referred to the Senate Judiciary  
          Committee, and there will be an opportunity in a policy  
          committee to take any amendments that are requested by the  
          author and sponsor to address CHA's concerns.


























          David Felderstein
          Date: 6/18/07                                          Page 6  










          4)   SUPPORT  :

               California Public Employees' Retirement System (Sponsor)
               Bill Lockyer, California State Treasurer
               American Federation of State, County and Municipal  
          Employees (AFCSME)
               Blue Shield of California
               California Labor Federation 
               California Professional Firefighters (CPF)
               California School Employees Association 
               California State Employees Association (CSEA)
               Independent Employees of Merced County
               Organization of SMUD Employees
               Professional Engineers in California Government (PECG)
               Riverside Sheriff's Association
               San Bernardino Public Employees Association
               San Diego County Court Employees Association
               San Luis Obispo County Employees Association
               Santa Rosa City Employees Association
               Service Employees International Union
               Service Employees International Union, Local 1000

          5)   OPPOSITION  :

               California Hospital Association (CHA) Oppose, unless  
          amended

















          David Felderstein
          Date: 6/18/07                                          Page 7  













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          David Felderstein
          Date: 6/18/07                                          Page 8