BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                  AB 1296|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                 THIRD READING


          Bill No:  AB 1296
          Author:   Torrico (D)
          Amended:  7/12/07 in Senate
          Vote:     21

           
           SENATE PUBLIC EMP. & RET. COMMITTEE  :  3-2, 6/25/07
          AYES:  Wiggins, Migden, Negrete McLeod
          NOES:  Ashburn, McClintock

           SENATE JUDICIARY COMMITTEE  :  4-1, 7/10/07
          AYES:  Corbett, Harman, Kuehl, Steinberg
          NOES:  Ackerman
           
          SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8

           ASSEMBLY FLOOR  :  70-1, 6/4/07 - See last page for vote


           SUBJECT  :    Public employee health benefits:  disclosures

           SOURCE  :     Public Employees Retirement System


           DIGEST  :    This bill requires that a health benefit plan or  
          contract, or an entity offering services relating to the  
          administration of health benefit plans to Public Employees'  
          Retirement System (PERS) members and annuitants, disclose  
          to the PERS Board and staff the cost, utilization, actual  
          claim payments, and contract allowance amounts for health  
          care services rendered by participating hospitals to each  
          member and annuitant.

                                                           CONTINUED





                                                               AB 1296
                                                                Page  
          2

           ANALYSIS  :    Existing law requires the PERS Board, pursuant  
          to the Public Employees' Medical and Hospital Care Act, to  
          adopt all necessary rules and regulations to establish the  
          scope and content of health benefit plans for public  
          employees and annuitants, and reasonable minimum standards  
          for health benefit plans.  

          Existing law authorizes the PERS Board to enter into  
          contracts with carriers offering health benefit plans,  
          specifies certain criteria the board may take into account  
          with respect to a plan, and allows the board to require  
          specified documents from the plan.  

          Existing federal law, the Health Insurance Portability and  
          Accountability Act of 1996 (HIPAA) specifies, among other  
          things, minimum privacy protections for patients' personal  
          medical information, including "Standards for Privacy of  
          Individually Identifiable Health Information" (Privacy  
          Rule).  The Privacy Rule provides, among other things, that  
          protected health information, as defined, may not be used  
          or disclosed, except as specified.  

          This bill:

          1. Requires that a health benefit plan or contract, or an  
             entity offering services relating to the administration  
             of health benefit plans to members and annuitants,  
             disclose to the board and staff the cost, utilization,  
             actual claim payments, and contract allowance amounts  
             for health care services rendered by participating  
             hospitals to each member and annuitant.

          2. Provides that the above information would be deemed  
             confidential information and protected in accordance  
             with the federal HIPAA (42 U.S.C. Section 300gg), the  
             final regulations issued pursuant to the Act by the  
             United States Department of Health and Human Services  
             (45 C.F.R. Parts 160 and 164), and the Confidentiality  
             of Medical Information Act.  This bill provides that  
             information provided to the Board and staff shall not  
             include individual member or annuitant identifying  
             information.

          3. Provides that the Board shall not disclose the  







                                                               AB 1296
                                                                Page  
          3

             above-specified information in either individual or  
             aggregated form to any other health care service plan or  
             insurer or any entity offering services relating to the  
             administration of health benefit plans, and shall not  
             make this information available to the public,  
             including, but not limited to, any summaries,  
             compilations, or rankings derived from this information.  
              This bill provides that the information will be used  
             only to make decisions that materially affect the  
             members and annuitants of the health benefits plan  
             established by the Board.

          4. Provides that the information specified above, in either  
             individual or aggregate form, shall be exempt from the  
             California Public Records Act.

          5. Provides that, upon request from a hospital, the Board  
             shall provide, on an annual basis, the hospital a  
             reasonable opportunity to validate the data that has  
             been provided to the board by a health insurer, health  
             care service plan, or other entity pursuant to this  
             bill's provisions.  

          6. Defines "actual claim payment" to mean the actual amount  
             paid by the health care plan or administrator to the  
             participating hospital for a health care service  
             rendered to a member or annuitant, exclusive of member  
             or annuitant cost sharing and any other payment  
             adjustments.

          7. Defines "contract allowance amounts" to mean the  
             negotiated rate that the participating hospital agrees  
             to accept as payment for a health care service rendered  
             to a member or annuitant under the provider agreement  
             between the health plan or administrator and the  
             participating hospital.  

          8. Defines "cost" to mean the full amount billed by the  
             participating hospital for a health care service  
             rendered to a member or annuitant.  

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No








                                                               AB 1296
                                                                Page  
          4

           SUPPORT  :   (Verified  8/21/07)

          Public Employees' Retirement System (source)
          American Federation of State, County and Municipal  
          Employees, AFL-CIO
          Blue Shield of California
          California Labor Federation, AFL-CIO
          California Professional Firefighters
          California School Employees Association
          California State Employees Association
          Independent Employees of Merced County
          Organization of SMUD Employees
          Professional Engineers in California Government
          Riverside Sheriffs' Association
          San Bernardino Public Employees Association
          San Diego County Employees Association
          San Luis Obispo County Employees Association
          Santa Rosa City Employees Association
          Service Employees International Union
          State Treasurer Bill Lockyer

           OPPOSITION  :    (Verified  8/21/07)

          California Hospital Association

           ARGUMENTS IN SUPPORT  :    The bill's sponsor writes:

            "Current law does not allow CalPERS to obtain claims  
            payment information between health plans and the  
            hospitals and physicians that provide care to CalPERS  
            members.  As the third largest purchaser of employee  
            health benefits in the nation, CalPERS' health program  
            will spend $4.9 billion in 2007 to purchase health  
            benefits to cover 1.2 million active and retired state  
            and local government public employees and their families.  
             Over the last five years, premiums for the Basic HMO  
            plans have increased by 101 percent and Basic PPO plans  
            have increased by 78 percent.  As such, the CalPERS Board  
            has a responsibility to its members and California  
            taxpayers to make fully informed decisions during rate  
            negotiations.  

            "However, many hospitals prohibit contracting health  
            plans from disclosing to CalPERS the actual rate  







                                                               AB 1296
                                                                Page  
          5

            hospitals are paid, thereby preventing CalPERS from  
            validating relevant information needed to negotiate the  
            best rate for its members.

            "This bill would allow CalPERS to obtain the necessary  
            information that would enable staff to more effectively  
            analyze benefit plan designs, validate the true cost of  
            health care, and reliably determine health program  
            effectiveness during the health plan annual rate  
            negotiation process.  As a result, the Board will be in a  
            better position to negotiate the best rates possible for  
            its employees and members.  Additionally, the information  
            will be aggregated in compliance with the Health  
            Insurance Portability and Accountability Act of 1996  
            (HIPPA) [sic] and held proprietary by CalPERS."

           ARGUMENTS IN OPPOSITION  :    Opponent, the California  
          Hospital Association (CHA), objects to one subdivision of  
          this bill (f), as amended, which provides that upon request  
          from a hospital, the Board shall provide the hospital, on  
          an annual basis, a reasonable opportunity to validate the  
          data that has been provided to the Board by a health  
          insurer, health care service plan, or other defined entity.  
           
           
           CHA argues that the better approach would be to have each  
          participating hospital and the health plan to agree on a  
          standard reporting format prior to submission of the data  
          to the Board, and, if there is not agreement on the format  
          or the information to be submitted, the participating  
          hospital can register its objections to the Board and have  
          them considered.  


           ASSEMBLY FLOOR  : 
          AYES:  Anderson, Arambula, Bass, Beall, Benoit, Berg,  
            Berryhill, Blakeslee, Brownley, Caballero, Charles  
            Calderon, Carter, Cook, Coto, Davis, De La Torre, De  
            Leon, DeSaulnier, DeVore, Duvall, Dymally, Emmerson, Eng,  
            Evans, Feuer, Fuentes, Fuller, Gaines, Galgiani, Garcia,  
            Garrick, Hancock, Hayashi, Hernandez, Horton, Houston,  
            Huff, Huffman, Jones, Karnette, Krekorian, La Malfa,  
            Laird, Leno, Levine, Lieber, Lieu, Ma, Maze, Mendoza,  
            Mullin, Nava, Niello, Parra, Portantino, Price,  







                                                              AB 1296
                                                                Page  
          6

            Richardson, Sharon Runner, Ruskin, Salas, Saldana, Silva,  
            Solorio, Spitzer, Swanson, Torrico, Tran, Villines, Wolk,  
            Nunez
          NOES:  Adams
          NO VOTE RECORDED:  Aghazarian, Jeffries, Keene, Nakanishi,  
            Plescia, Smyth, Soto, Strickland, Walters


          JJA:mw  8/21/07   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****