BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 581
                                                                  Page  1

          Date of Hearing:   June 20, 2007

            ASSEMBLY COMMITTEE ON PUBLIC EMPLOYEES, RETIREMENT AND SOCIAL  
                                      SECURITY
                              Ed Hernandez, O.D., Chair
                    SB 581 (Wiggins) - As Amended:  June 11, 2007

           SENATE VOTE  :   35-1
           
          SUBJECT  :   Firefighters: volunteer firefighters length of  
          service awards.

           SUMMARY  :   Transfers the Volunteer Firefighters Length of  
          Service Award System (VFLSAS) from the California Public  
          Employees' Retirement System (CalPERS) to the California State  
          Fire Employees Welfare Benefit Corporation (CSFEWBC).   
          Specifically,  this bill  :

          1)Removes, by March 1, 2008, responsibility for administration  
            of the VFLSAS from the CalPERS Board and places it with the  
            board of the CSFEWBC.

          2)Requires the CalPERS Board of Administration to divulge and  
            transfer to the CSFEWBC, data and files of the VFLSAS members  
            in its possession.

          3)Authorizes local fire departments to contract with the CSFEWBC  
            board to make their volunteer firefighter members of the  
            service award system.

          4)Requires the CSFEWBC board to maintain a benefit plan pursuant  
            to specified provisions of the Internal Revenue Code, and to  
            select a financial institution or other qualified entity to  
            act as trustee and establish a trust for the award system.

          5)Requires the CSFEWBC board to administer the award system  
            subject to specified fiduciary duties and for the exclusive  
            purpose of providing benefits to members of the service award  
            system.

          6)Requires the CSFEWBC board to adopt rules and regulations to  
            administer the award system, including, but not limited to,  
            eligibility requirements for membership in the award system,  
            requirements for a member to receive an award, and the amount  
            of an award payable.








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          7)Establishes a qualifications review commission for purposes of  
            determining eligibility for service award benefits.

          8)Requires a volunteer firefighter who is a member of the award  
            system and the members of the qualifications review  
            commission, as specified, to certify, under penalty of  
            perjury, that the volunteer firefighter has actively  
            participated in specified fire department activities.

          9)Requires the state to indemnify, from the General Fund, and  
            hold harmless, past, present and future CalPERS board members,  
            officers and employees from all claims, as specified, arising  
            out of the transfer of the VFLSAS.


           FISCAL EFFECT  :   According to the Senate Appropriations  
          Committee, "There could be some savings to fire districts which  
          participate in the program because the annual cost per person is  
          currently derived from three factors, activity in the program,  
          the interest earnings, and the cost of administrative expenses.   
          This bill, by providing a new administrator, could reduce the  
          annual per person cost paid by participating employers if the  
          new administrator is able to increase participation and lower  
          administrative costs.  Costs to CalPERS to transfer the VFLSAS  
          are expected to be minor, and will be deducted from the fund  
          prior to the transfer.

           COMMENTS  :   The VFLSAS was established by SB 273 (R. Johnson),  
          Chapter 1145, Statutes of 1979, to provide a means for fire  
          departments and districts to offer a small lifetime award each  
          month to their volunteer firefighters when they reach retirement  
          age as a recruitment and retention incentive, and to thank them  
          for their service.  The VFLSAS is administered by the CalPERS  
          Board and is funded entirely by contributions from contracting  
          fire entities and the investment earnings of the Volunteer  
          Firefighters Length of Service Award Fund.

          To be eligible for benefits, a VFLSAS member must have attained  
          age 60 and have at least 10 years of volunteer firefighter  
          service.  The years of service do not have to be consecutive  
          (due to the nature of the volunteer work, many members have  
          frequent breaks in their service).

          The monthly VFLSAS award is $100 per month for the lifetime of  








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          the member, reduced proportionately for service of less than 20  
          years (e.g. the award is $50 for 10 years of service, with an  
          additional five dollars for every year of service up to a  
          maximum of $100 with 20 years of service).

          The VFLSAS also provides a $3,000 lump sum death benefit payable  
          to the named beneficiary of any member of the system with 10  
          years of service.  A supplemental payment of 50 percent of the  
          basic award amount, not to exceed $50 per month, is authorized  
          in statute and may be added to the VFLSAS service award payment,  
          based on an actuarial analysis of the condition of the fund by  
          the CalPERS Board.  The supplemental payment is reviewed  
          annually by the CalPERS Board to ensure that it remains  
          consistent with the maintenance of adequate actuarial reserves.   
          A supplement was paid every year from the 1993-94 to 2002-03.   
          The CalPERS Board adopted no payment of the supplement for the  
          2007-08 plan year due to lack of adequate funding.

          According to the sponsor, the California State Firefighters  
          Association, "The ever rising cost to administer the system will  
          eventually make the system cost prohibitive.  While CalPERS has  
          been extremely supportive of this program, it has become clear  
          to CSFA as its creators, fire chiefs, and even CalPERS Board  
          members and staff that the program should not have been  
          legislatively created to be administered by CalPERS.  The VFLSAS  
          is not a retirement program, it a small stipend award that more  
          closely resembles a Rabbi Trust and 457 plan.  The future of the  
          program relies on its growth, but due to the high administrative  
          cost, the program has become stagnant.

          "The most recent CalPERS Actuarial Valuation presented to the  
          Legislature and Governor dated April 18, 2007 states, 'the  
          report shows the development of the actuarially required  
          employer contribution per active plan member for the fiscal year  
          July 1, 2007 to June 30, 2008.  This amount is $427.73 as  
          compared to $340.34 for the previous fiscal year.'

          "After working with the CalPERS staff for over four years trying  
          to research ways to save the program, we have all come to  
          determine that this very worthy program can no longer be  
          administered in its current form."

           REGISTERED SUPPORT / OPPOSITION  :

           Support 








                                                                 SB 581
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          California State Firefighters Association (Sponsor)
           
            Opposition 
           
          None on file

           Analysis Prepared by  :    Karon Green / P.E., R. & S.S. / (916)  
          319-3957