BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 581
                                                                  Page  1

          SENATE THIRD READING
          SB 581 (Wiggins)
          As Amended August 30, 2007
          Majority vote

           SENATE VOTE  :35-1  
           
           PUBLIC EMPLOYEES    6-0         APPROPRIATIONS      16-0        
           
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          |Ayes:|Hernandez, Jeffries,      |Ayes:|Leno, Walters, Caballero, |
          |     |Anderson, Mullin,         |     |Davis, DeSaulnier,        |
          |     |Swanson, Torrico          |     |Emmerson, Huffman,        |
          |     |                          |     |Karnette, Krekorian, La   |
          |     |                          |     |Malfa, Lieu, Ma,          |
          |     |                          |     |Nakanishi, Nava, Sharon   |
          |     |                          |     |Runner, Solorio           |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
            SUMMARY  :  Transfers the Volunteer Firefighters Length of  
          Service Award System (VFLSAS) from the California Public  
          Employees' Retirement System (CalPERS) to the California State  
          Fire Employees Welfare Benefit Corporation (CSFEWBC).   
          Specifically,  this bill  :

          1)Removes, upon the date of transfer, responsibility for  
            administration of VFLSAS from the CalPERS Board and places it  
            with the Board of CSFEWBC.

          2)Requires the CalPERS Board of Administration to divulge and  
            transfer to CSFEWBC, data and files of the VFLSAS members in  
            its possession.

          3)Authorizes local fire departments to contract with the CSFEWBC  
            Board to make their volunteer firefighter members of the  
            service award system.

          4)Requires the CSFEWBC Board to maintain a benefit plan pursuant  
            to specified provisions of the Internal Revenue Code, and to  
            select a financial institution or other qualified entity to  
            act as trustee and establish a trust for the award system.

          5)Requires the CSFEWBC Board to administer the award system  
            subject to specified fiduciary duties and for the exclusive  








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            purpose of providing benefits to members of the service award  
            system.

          6)Requires the CSFEWBC Board to adopt rules and regulations to  
            administer the award system, including, but not limited to,  
            eligibility requirements for membership in the award system,  
            requirements for a member to receive an award, and the amount  
            of an award payable.

          7)Establishes a qualifications review commission for purposes of  
            determining eligibility for service award benefits.

          8)Requires a volunteer firefighter who is a member of the award  
            system and the members of the qualifications review  
            commission, as specified, to certify, under penalty of  
            perjury, that the volunteer firefighter has actively  
            participated in specified fire department activities.

          9)Require CalPERS, in the event the transfer of the VFLSAS is  
            not completed on or before March 1, 2008, to terminate the  
            program, reimburse itself for administrative expenses  
            incurred, and distribute the remaining assets first to award  
            recipients and those qualified to receive an award as of March  
            1, 2008, as a lump-sum payment, and the remainder of award  
            system assets to participating fire districts on a pro-rata  
            basis.

          10)Requires CalPERS or the CSFEWBC to notify award recipients  
            and participating fire districts in writing of the transfer of  
            the award system, and requires fire districts to provide  
            written notice of the transfer to its participating volunteer  
            firefighters.

          11)Requires the state to indemnify, from the General Fund, and  
            hold harmless, past, present and future CalPERS Board members,  
            officers and employees from all claims, as specified, arising  
            out of the transfer of the VFLSAS.

           FISCAL EFFECT  :  According to the Assembly Appropriations  
          Committee, potential savings to fire districts which participate  
          in the VFLSAS program.  Costs to CalPERS for transferring the  
          program are expected to be minor, and will be deducted from the  
          fund prior to the transfer.  Any local enforcement costs  
          associated with the provision requiring participants in the  
          VFLSAS program to provide certain information under the penalty  








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          of perjury is not state-reimbursable.

           COMMENTS  :  VFLSAS was established by SB 273 (Ross Johnson),  
          Chapter 1145, Statutes of 1979, to provide a means for fire  
          departments and districts to offer a small lifetime award each  
          month to their volunteer firefighters when they reach retirement  
          age as a recruitment and retention incentive, and to thank them  
          for their service.  VFLSAS is administered by the CalPERS Board  
          and is funded entirely by contributions from contracting fire  
          entities and the investment earnings of the Volunteer  
          Firefighters Length of Service Award Fund.

          To be eligible for benefits, a VFLSAS member must have attained  
          age 60 and have at least 10 years of volunteer firefighter  
          service.  The years of service do not have to be consecutive  
          (due to the nature of the volunteer work, many members have  
          frequent breaks in their service).

          The monthly VFLSAS award is $100 per month for the lifetime of  
          the member, reduced proportionately for service of less than 20  
          years (e.g., the award is $50 for 10 years of service, with an  
          additional $5 for every year of service up to a maximum of $100  
          with 20 years of service).

          VFLSAS also provides a $3,000 lump sum death benefit payable to  
          the named beneficiary of any member of the system with 10 years  
          of service.  A supplemental payment of 50% of the basic award  
          amount, not to exceed $50 per month, is authorized in statute  
          and may be added to the VFLSAS service award payment, based on  
          an actuarial analysis of the condition of the fund by the  
          CalPERS Board.  The supplemental payment is reviewed annually by  
          the CalPERS Board to ensure that it remains consistent with the  
          maintenance of adequate actuarial reserves.  A supplement was  
          paid every year from the 1993-94 to 2002-03.  The CalPERS Board  
          adopted no payment of the supplement for the 2007-08 plan year  
          due to lack of adequate funding.

          According to the sponsor, the California State Firefighters  
          Association, "The ever rising cost to administer the system will  
          eventually make the system cost prohibitive.  While CalPERS has  
          been extremely supportive of this program, it has become clear  
          to CSFA as its creators, fire chiefs, and even CalPERS Board  
          members and staff that the program should not have been  
          legislatively created to be administered by CalPERS.  The VFLSAS  
          is not a retirement program, it a small stipend award that more  








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          closely resembles a Rabbi Trust and 457 plan.  The future of the  
          program relies on its growth, but due to the high administrative  
          cost, the program has become stagnant.

          "The most recent CalPERS Actuarial Valuation presented to the  
          Legislature and Governor dated April 18, 2007 states, 'the  
          report shows the development of the actuarially required  
          employer contribution per active plan member for the fiscal year  
          July 1, 2007 to June 30, 2008.  This amount is $427.73 as  
          compared to $340.34 for the previous fiscal year.

          "After working with the CalPERS staff for over four years trying  
          to research ways to save the program, we have all come to  
          determine that this very worthy program can no longer be  
          administered in its current form."


           Analysis Prepared by  :    Karon Green / P.E., R. & S.S. / (916)  
          319-3957 


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