BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 942
                                                                  Page  1

          Date of Hearing:   June 27, 2007

                           ASSEMBLY COMMITTEE ON INSURANCE
                                   Joe Coto, Chair
                      SB 942 (Migden) - As Amended:  May 8, 2007
           
          SUBJECT  :   Workers' Compensation

           SUMMARY  :   Provides a financial incentive for injured employees  
          to obtain education and career retraining, and requires  
          employers to return employees to work within five days of  
          receiving notice that the employee is able to return to work.   
          Specifically,  this bill  :

          1)Entitles employees injured after January 1, 2008, to  
            supplemental job displacement benefits in the form of a  
            voucher for education-related retraining and/or skill  
            enhancement at state accredited schools if the employee  
            experiences permanent partial disability and the injured  
            employee does not return to work within 60 days after the  
            disability becomes permanent and stationary, with specified  
            exceptions.  The exceptions are that the employer would not be  
            liable for these supplemental job displacement benefits if the  
            employer offers the injured employee regular work, modified  
            work, or alternative work in the manner prescribed by the  
            Administrative Director of the Division of Workers'  
            Compensation, and the work lasts for a period of at least 12  
            months.  

           2) Sets $10,000 as the maximum amount for this education and  
            skill-related voucher, and further specifies that the maximum  
            amount of the voucher for tuition, fees, books, and other  
            expenses for a school shall not exceed $5,000 per year.  
           
          3)Requires an employer to reinstate an employee to his or her  
            pre-injury job within five working days after receipt of a  
            written statement by the treating physician that the employee  
            is able to perform the essential functions of the employee's  
            regular position.  This would be notwithstanding the risks  
            inherent in the position, without a risk of further injury to  
            the employee being increased due to the effects of the injury  
            or illness, and where the employee is willing and available to  
            return to work.  This type of medical release is referred to  
            as a "full release without restrictions."









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          4)Requires the employer to reimburse the employee (see 1, above)  
            for lost wages and work benefits if the employer refuses to  
            reinstate the employee to his or her pre-injury job.    

          5)Prohibits an employer from requiring an employee to perform  
            additional physical duties that the employee was not required  
            to perform prior to the injuries or illness as a condition of  
            returning to work, unless the additional physical duties are  
            reasonably required to accommodate the employee's  
            disabilities.   

          6)Requires the employer to reimburse the employee (see 3, above)  
            for lost wages and work benefits for any time that the  
            employee is unable to work due to the imposition of additional  
            physical duties that are not reasonably required to  
            accommodate the employee's disability.

          7)Requires any employer that refuses to reinstate an employee to  
            his or her pre-injury job to pay a civil penalty of $100 per  
            day, and the employee shall be entitled to reimbursement for  
            lost wages and work benefits.

          8)Provides that this bill shall not preclude an employer from  
            objecting to the opinion of the treating physician or from  
            obtaining an opinion from an agreed medical evaluator or  
            qualified medical evaluator.  However, the employee shall  
            continue to be entitled to reimbursement for lost wages and  
            work benefits during the time an employer is objecting to the  
            opinion or obtaining another opinion.

          9)Specifies that the report of the agreed medical evaluator or  
            qualified medical evaluator shall be based on an in-person  
            physical examination of the employee.  

          10)Specifies that if the report of the agreed medical evaluator  
            or the qualified medical evaluator states that the employee is  
            unable to perform the essential functions of the employee's  
            regular position, or is unable to perform the essential  
            functions of the employee's regular position without the risk  
            of further injury or illness to the employee being increased  
            due to the effects of the injury or illness, then the employer  
            shall have no further obligation to pay the employee full  
            wages and benefits for any period after the date of service of  
            the report, and the employer shall not be liable for lost  
            wages and work benefits (see 5 above).   








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           11)Makes it a misdemeanor for an insurer to advise or threaten  
            an insured employer to cancel or raise a premium or otherwise  
            discriminate against an employee because the  employer  
            testified in another employee's case before the Workers'  
            Compensation Appeal Board.   

           12)Creates a presumption that an employer has unlawfully  
            discriminated against an employee if the employer denies an  
            employee the right to predesignate a treating physician prior  
            to injury or illness or denies an employee the right to see  
            his or her properly predesignated physician or a medical  
            provider to whom the predesignated physician has referred the  
            employee after the injury or illness.   

           13) Provides that nothing stated above is intended to limit any  
            rights or remedies otherwise provided by law.  

           14) Makes a technical correction to a section of law (Section  
            3201.81 of the Labor Code) authorizing a labor organization  
            representing jockeys to negotiate a collective bargaining  
            agreement that establishes an alternative dispute resolution  
            system pursuant to labor-management agreements.  A code  
            reference is corrected: Section 3208.1 is stricken and  
            replaced with Section 3201.7 of the Labor Code.  

          EXISTING LAW  :

          1)Makes an injured worker eligible for a supplemental job  
            displacement benefit in the form of a voucher for  
            education-related retraining and/or skill enhancement at  
            state-approved or accredited schools if the worker has  
            experienced a permanent partial disability and the injured  
            employee does not return to work for the employer within 60  
            days of the termination of temporary disability, with  
             specified exceptions  .

           2)Specifies the following   exceptions  in which an employer is not  
            liable for the supplemental job displacement benefit:

               a)     If the employer, within 30 days of the termination  
                 of temporary disability benefits, offers and the employee  
                 rejects or fails to accept modified work accommodating  
                 the employee's work restrictions, and lasting at least 12  
                 months; or 








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               b)     If the employer, within 30 days of the termination  
                 of temporary disability benefits, offers and the employee  
                 rejects or fails to accept alternative work in which the  
                 employee has the ability to perform the essential  
                 functions, the job is in a regular position lasting at  
                 least 12 months, the job pays wages and compensation  
                 within 15% of those paid to the employee at the time of  
                 injury, and the job is located within commuting distance  
                 of the employee's residence at the time of the injury.

          3)Declares that it is the policy of this state that there should  
            not be discrimination against workers who are injured in the  
            course and scope of their employment.

          4)Makes it unlawful for an employer to discharge or threaten to  
            discharge, or in any other manner discriminates against, any  
            employee who files a workers' compensation claim.  Violation  
            of this law is a misdemeanor and the employee's compensation  
            must be increased by one-half, but not to exceed $10,000,  
            together with costs and expenses not to exceed $250.  

          5)Specifies that the employee is entitled to reinstatement and  
            reimbursement for lost wages and work benefits caused by the  
            acts of the employer.

          6)Makes it a misdemeanor for an insurer to advise or threaten an  
            insured employer to cancel or raise a premium or otherwise  
            discriminate against an employee because the employee  
            testified in another employee's case before the Workers'  
            Compensation Appeals Board.

           FISCAL EFFECT  :   Undetermined.

           COMMENTS  :

           1)Purpose of Bill.   According to the author, the purpose of the  
            bill is help formerly injured workers return to work, and gain  
            better compliance with workers' compensation laws from  
            employers.

           2)Need for bill.   The author states the following: 

             1)   The best outcome of a workers' compensation case is that  
               an injured worker receives medical treatment, fully  








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               recovers, and returns to his or her work.  This bill  
               promotes that outcome by penalizing employers for refusing  
               to reinstate injured workers even after they are released  
               to return to work by their doctor.  It allows employers to  
               seek an alternative medical opinion and, if it contradicts  
               the worker's doctor, the employer is released from  
               liability.

             2)   Under current law, employers are not obligated to bring  
               workers back after a workers' compensation injury.  In  
               fact, employers are using the workers' compensation system  
               to get rid of older, more senior employees.  Current  
               statutory incentives to put injured workers back to work  
               are not working.  While employers who don't take back  
               injured workers pay a 15% higher permanent disability (PD)  
               benefit, the recent cuts to the PD schedule, averaging 50%,  
               have slashed benefits so dramatically that these incentives  
               are now insufficient.

              3)   Support Arguments.   The Sponsors, the California  
               Federation of Labor and the Teamsters, state the following:

               a)     California's workers' compensation system has  
                 undergone dramatic changes over the past five years.   
                 Employers have enjoyed considerable savings and insurance  
                 companies are reaping historic profits, with injured  
                 workers paying the price.  Not only are workers receiving  
                 greatly reduced benefits, but many are also facing  
                 significant obstacles when they try to return to work.

               b)     Benefits have become so low that some employers find  
                 it cheaper to keep a worker on permanent disability (PD)  
                 and pay out a lower benefit than put the worker back to  
                 work.  Others have used the system to get rid of older  
                 employees.  Workers who have been on the job longer tend  
                 to have accrued higher wages, more vacation days, and  
                 better benefits.  It can be cheaper for the employer to  
                 replace these older workers with younger, healthier, and  
                 lower-paid workers.

               c)     Some injured workers are prevented from returning to  
                 work because the employer adds new tasks to the job to  
                 make it impossible for that worker to accomplish the  
                 work.  Instead of reducing litigation, a stated objective  
                 of SB 899 from a few years ago, the refusal to return  








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                 injured workers to their jobs has forced many workers to  
                 find employment lawyers to file anti-discrimination  
                 lawsuits.  Union members are forced to grieve and  
                 arbitrate decisions that keep them off the job.  

               d)     This bill would reduce conflict between employers  
                 and employees by providing the following clear rules for  
                 the return to work process:  i) respect the  
                 recommendation of the treating physician, ii) penalize  
                 employers who discriminate against injured workers by  
                 refusing to return them to work, iii) prohibit employers  
                 from changing job requirements to prevent injured workers  
                 from returning, and iv) prohibit discrimination against  
                 an employee for exercising the right to pre-designate a  
                 doctor.

              1)   Opponents Arguments.   Opponents argue that this bill  
               creates unreasonable requirements for employers when  
               bringing injured employees back to work.  The bill does not  
               take into account many typical situations that may justify  
               a delay in return to work, including instances when  
               essential job functions change or questions over the  
               medical release.  The Chamber of Commerce states that in  
               instances when an employer closes down a facility and does  
               not have a job for an injured worker, they would be  
               required to pay full salary and benefits.  Also, there is  
               no exception for an employee who is terminated for cause  
               during the return period.  The bill's requirement to return  
               to work a previously injured employee within five days or  
               face new monetary costs, places the employer on the  
               defensive, and opens the door to more claims.   

             2)   Additional Duties.   The bill would prohibit an employer  
               from requiring an employee to perform additional physical  
               duties that the employee was not required to perform prior  
               to the injuries or illness as a condition of returning to  
               work, unless the additional physical duties are reasonably  
               required to accommodate the employee's disabilities.   In  
               order to also accommodate changing technologies and  
               operating procedures in today's workplace, should the bill  
               be amended to allow the change in physical duties as are  
               presently being required of employees in the same class or  
               assignment as the employee filled when he or she was  
               injured?









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             3)   $100 Fine Per Day.   The bill specifies that if the  
               report on the agreed medical evaluator or the qualified  
               medical evaluator states that the employee is unable to  
               perform the essential functions of the employee's regular  
               position, or is unable to perform the essential duties  
               without risk of increased injury, then the employer shall  
               have no further obligation to pay the employee full wages  
               and benefits for any period after the date of the report,  
               and the employer shall not be liable for lost wages and  
               work benefits.  The bill is silent, however, on whether the  
               employer would remain liable for the civil penalty of $100  
               per day.   Is it the author's intent to also release this  
               liability as well?

             4)   Technical Correction.   The bill would make it a  
               misdemeanor for an insurer to advise or threaten an insured  
               employer to cancel or raise a premium or otherwise  
               discriminate against and employee because the  employer   
               testified in another employee's case before the Workers'  
               Compensation Appeals Board.  The author's office and  
               committee staff point out that this is a drafting error  
               since existing law specifically uses the word  employee  in  
               this part of the code, and the context also indicates  
               (through the use of the words "in another employee's  
               case").  It is understood that the author will offer an  
               author's amendment to make the following  technical  
               correction:   On page 6, line 13, strike the word "employer"  
               and replace it with the word "employee."  

          REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Labor Federation, AFL-CIO (Sponsor)
          California Teamsters Public Affairs Council (Sponsor)
          California Applicants Attorneys Association
          California Professional Firefighters
          Peace Officers Research Association of California (PORAC)
          Service Employees International Union (SEIU), CA State Council
          California Conference Board of the Amalgamated Transit Union
          United Food and Commercial Workers Union, Western States Council
          UNITE HERE!
          California Conference of Machinists
          Professional & Technical Engineers, Local 21
          International Longshore and Warehouse Union








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          Strategic Committee of Public Employees, Laborers' International  
          Union of North America
          California State Employees Association
          American Federation of State, County and Municipal Employees  
          (AFSCME)
          California Federation of Teachers

           Opposition 
           
          California Chamber of Commerce
          American Insurance Association (AIA)
          Los Angeles Unified School District
          County of Los Angeles
          California Manufacturers and Technology Association
          California Coalition on Workers Compensation
          Regional Council of Rural Counties
          California State Association of Counties (CSAC)
          League of California Cities 
          CSAC Excess Insurance Authority
          California Association of Joint Powers Authorities
          California Special Districts Association
          Association of California Insurance Companies (ACIC)
          Greater Riverside Chambers of Commerce
          Independent Maintenance Contractors Association
          Torrance Area Chamber of Commerce
          California Spa & Pool Industry Education Council
          California Hospital Association (CHA)
          California Grocers Association
          Redondo Beach Chamber of Commerce
          County of San Diego
           
          Analysis Prepared by  :    Manny Hernandez / INS. / (916) 319-2086