BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                           29X3 (Coto)
          
          Hearing Date:  3/26/2009        Amended: 3/25/2009
          Consultant:  Bob Franzoia       Policy Vote: Labor 4-0
          _________________________________________________________________ 
          ____
          BILL SUMMARY: AB 29 (3x) would do the following:
          - For unemployment insurance (UI) claims filed with an effective  
          date no later than April 3, 2011, for which a valid claim or  
          benefit year cannot be established under the currently defined  
          base periods, establish an alternative base period (ABP), as  
          provided.
          - Require a claimant to submit specified information regarding  
          wages to the Employment Development Department (EDD) via an  
          affidavit.
          - Require the EDD to promptly notify each of a claimant's (for  
          UI benefits) base period employers of the computation on the  
          claim, as specified.
          - Require the Unemployment Insurance Appeals Board to permit a  
          party or representative to participate in a hearing by telephone  
          upon the party's request and a showing of good cause, in  
          accordance with regulations adopted by the board.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2009-10      2010-11       2011-12     Fund
           Establish alternate base period
             Increased UI payments          $35,000         $69,000  
          ongoing                    Special*

             Administration
               Computer system upgrade  $23,700 one time                    
                             Federal
            
               Alternate base period                                   
          $30,500 ongoing                       Federal/
               eligibility determinations                           
          General**

          Appeals Board hearings           Unknown, potential costs and  
          savings           Special***       via telephone                  
                                                                      











          * Unemployment Fund (0871), $839,000 of federal fund will be  
          transferred to the Unemployment Trust Fund Account within this  
          fund.  While this is new funding and will be used to pay  
          benefits, it counts against the amount the state owes to the  
          federal Unemployment Trust Fund 
          ** EDD Contingent Fund (0185) (penalties and interest collected  
          pursuant to the UI Code, with exceptions), increased  
          expenditures from this fund results in reduced year end  
          transfers to the General Fund
          *** The Appeals Board is funded primarily by federal funds  
          deposited in the Unemployment Administration Fund (0870) and by  
          the Unemployment Compensation Disability Fund (0588).  For  
          2009-10, it will receive less than $1,500 total from the General  
          Fund, EDD Contingent Fund and reimbursements (0995)
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: This bill meets the criteria for referral to the  
          Suspense File.
          
          Page 2
          AB 29 x3 (Coto)

          The rise in unemployment due to the current recession has  
          created an increased demand for UI benefits. The number of  
          people filing for benefits has increased at least 80 percent  
          from the same time last year and the number of calls coming into  
          EDD UI call centers has doubled.  Adding to the demand is the  
          federal extension of UI benefits that EDD also processes.

          UI benefits are funded by employer payroll taxes collected by  
          the EDD and held by the US Treasury.  The monies are drawn down  
          by the state to cover the cost of benefit
          payments.  An October 2008 EDD forecast projects an Unemployment  
          Fund deficit of $2.4 billion by the end of 2009, increasing to a  
          deficit of $4.9 billion by the end of 2010.  The state has  
          borrowed federal funds to pay UI benefits and will continue to  
          borrow until the fund is solvent.  All loans must be repaid with  
          interest.  The interest rate for UI federal loans for a calendar  
          year is based on the yield on Unemployment Trust Fund  
          investments for the quarter ending in December.  For the 2009  
          calendar year, the interest rate determined by the US Treasury  
          as of December 2008 was 4.6 percent. 

          Under current law, the base period upon which UI benefits shall  










          be based excludes earnings in the last three to six months of  
          employment.  The federal American Recovery and Reinvestment Act  
          (ARRA) provides the state $839 million one time to support the  
          UI program if the state adopts an ABP method of calculating UI  
          benefits.  This bill proposes an ABP such that unemployed  
          persons who fail to qualify for benefits under current law would  
          have their eligibility determined by counting earnings as recent  
          as one to three months.  This proposed change can establish UI  
          eligibility for some seasonal or low wage workers.

          The number of potential ABP claims for investigation is based on  
          the following:
          (1) For calendar year 2007, of all new UI claims (2,126,863 from  
          October 2008 forecast) 13.35 percent (283,936) had no earnings  
          or insufficient earnings to establish a valid UI claim under the  
          current base period (first four of last five completed calendar  
          quarters).  This percentage is used to project the total of new  
          claims for calendar year 2009.
          (2) Of the estimated new UI claims with no earnings or  
          insufficient earnings (13.35 percent), based on historical data,  
          approximately 30 percent (85,181) are invalid due to lack of  
          earnings. 
          This results in an estimated 198,755 claims.

          The ARRA also provides monetary incentives for states to  
          modernize their UI programs.  Of the $60 million available for  
          this purpose, any funds available after EDD modernizes its  
          computer system could be used to fund increased EDD costs  
          associated with the administering the ABP.  After these ARRA  
          funds are exhausted, likely within one or two years, these costs  
          will be paid from the EDD Contingent Fund which has a General  
          Fund impact.  As noted above, all monies remaining in the  
          Contingent Fund at the end of the fiscal year are transferred to  
          the General Fund.  Additionally, there are insufficient monies  
          in the Contingent Fund to fully cover the increased  
          administrative costs.  Thus, the fiscal impact is either an  
          increase in General Fund costs to backfill the Contingent Fund  
          when it is low or a reduction in year end transfers to the  
          General Fund because all Contingent Funds have been expended.

          Page 3 
          AB 29 x3 (Coto)

          Beginning 2011-12, Contingent Fund and General Fund monies will  
          be needed to repay the interest on the state's loan from the  
          federal unemployment trust fund.  The ARRA 










          funds have acted, and will continue to act, as an interest free  
          loan through December 31, 2010.  The state is not required to  
          make payments between January 2011 and October 2011 but will  
          continue to incur interest on the loan.  The ARRA interest  
          waiver will save the state an estimated $20 million in 2009 and  
          $133.5 million in 2010.

          The Appeals Board conducts hearings of cases concerning claims  
          for unemployment and disability benefits. These cases are  
          appeals of determinations made by the EDD. The Appeals Board  
          also holds hearings on petitions from taxpayers concerning  
          assessments made by EDD's tax branch. The initial hearings and  
          decisions are heard in 12 Offices of Appeals throughout the  
          state. These offices conduct the first level of appeal. A losing  
          party at the first level may appeal to the second level. The  
          Appeals Board decides over 300,000 separate cases per year. 
                 260,000 decided in one of the field offices at the first  
               level of appeal.
                 40,000 cases are decided at the second level of appeal. 

          Good cause for scheduling an electronic hearing is presumed:
          - For the department if there is no department branch office  
          within a 50 mile radius from the place of the hearing.
          - For any other party, excluding any representative, if it has  
          no residence or office within a 50 mile radius from the place of  
          the hearing,
          - For a representative if a hearing is scheduled as an  
          electronic hearing for its client, and the representative will  
          be at the client's location during the hearing, or
          - For a witness if the witness resides outside a 50 mile radius  
          from the place of the hearing.

          The Appeals Board commenced a telephone pilot project this year  
          and has not collected sufficient data to determine the costs or  
          savings to provide electronic hearings.  Increasing electronic  
          or telephone hearings should assist the Appeals Board in  
          reducing a hearing backlog but may increase the need for  
          additional staff while decreasing the need for capital  
          facilities.

          Under current law, EDD is required to make a computation on a  
          new claim for UI benefits that sets forth the maximum amount of  
          benefits potentially payable during the benefit year and the  
          weekly benefit amount and notify the claimant's base period  
          employers.  EDD should have absorbable costs to increase the  
          information that must be reported to include the number of weeks  










          that the claimant will be eligible for benefits in the benefit  
          year, the weekly benefit amount, and the maximum amount of  
          benefits potentially payable during the benefit year based on a  
          specified determination.