BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 50
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          ASSEMBLY THIRD READING
          AB 50 (Nava)
          As Amended June 1, 2009
          2/3 vote.  Urgency 

           LOCAL GOVERNMENT    7-0         REVENUE & TAXATION  9-0         
           
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          |Ayes:|Caballero, Knight,        |Ayes:|Charles Calderon, DeVore,  |
          |     |Arambula, Davis, Duvall,  |     |Beall, Coto, Harkey, Ma,   |
          |     |Krekorian, Skinner        |     |Nielsen, Portantino, Fong  |
          |-----+--------------------------+-----+---------------------------|
          |     |                          |     |                           |
           ------------------------------------------------------------------ 
           APPROPRIATIONS      17-0                                        
           
           ----------------------------------------------------------------- 
          |Ayes:|De Leon, Nielsen,         |     |                          |
          |     |Ammiano,                  |     |                          |
          |     |Charles Calderon, Davis,  |     |                          |
          |     |Duvall, Fuentes, Hall,    |     |                          |
          |     |Harkey, Miller,           |     |                          |
          |     |John A. Perez, Price,     |     |                          |
          |     |Skinner, Solorio, Audra   |     |                          |
          |     |Strickland, Torlakson,    |     |                          |
          |     |Krekorian                 |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Adds the wildfires that occurred in Santa Barbara  
          County in 2008 and 2009 (Santa Barbara Wildfires) to the list of  
          disasters eligible for full state reimbursement of local  
          property tax losses, beneficial homeowners' property tax  
          exemption treatment, and special "carry forward" treatment of  
          excess disaster losses.  Specifically,  this bill  :

          1)Provides a mechanism for reimbursing Santa Barbara County for  
            property tax losses resulting from the reassessment of  
            properties damaged by the Santa Barbara Wildfires.

          2)Provides that any dwelling that qualified for a homeowners'  
            property tax exemption before the Santa Barbara Wildfires,  
            that was damaged or destroyed by the Santa Barbara Wildfires,  
            and that has not changed ownership since the Santa Barbara  








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            Wildfires, shall not be denied a homeowners' exemption solely  
            because that dwelling was temporarily damaged or destroyed, or  
            was being reconstructed by the owner, or was temporarily  
            uninhabited as a result of restricted access.

          3)Provides that any taxpayer's excess disaster loss resulting  
            from the Santa Barbara Wildfires shall be carried forward to  
            each of the five taxable years following the taxable year for  
            which the loss is claimed.  However, if there is any excess  
            disaster loss remaining after this five-year period, then the  
            applicable percentage of that excess disaster loss shall be  
            carried forward to each of the next 10 taxable years. 

          4)Specifies that, if the Commission on State Mandates determines  
            that this bill contains costs mandated by the state, local  
            agencies and school districts will be reimbursed for those  
            costs.

          5)Adds the wildfires that occurred in Southern California  
            starting on or about October 20, 2007, to the list of  
            disasters eligible for full state reimbursement of local  
            agency costs.

          6)Deletes provisions in current law that require the inclusion  
            of certain elements in a local hazard mitigation plan,  
            including an initial earthquake performance evaluation of  
            public facilities that are potentially hazardous, and a plan  
            to reduce the potential risk from private and government  
            facilities in the event of a disaster.

          7)Takes effect immediately as an urgency measure.

           EXISTING LAW  :

          1)Property Tax Reassessment:  Allows each county, by ordinance,  
            to provide for the reassessment of properties damaged by a  
            calamity, disaster, or misfortune.  Taxpayers owning damaged  
            property must apply for a reassessment within the time period  
            specified in the applicable county's ordinance or within 12  
            months of the misfortune or calamity, whichever is later.  The  
            application for reassessment must show the condition and value  
            of the property after the damage and the dollar value of the  
            damage.  Once the property is reassessed, the taxpayer is  
            entitled to a refund of any excess property tax paid on the  








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            property.  If the affected property is subsequently repaired,  
            its value is subject to an upward reassessment by the county.

          2)Homeowners' Exemption:

             a)   Exempts the first $7,000 of the full value of a dwelling  
               from property tax, when the dwelling is occupied by an  
               owner as his/her principal residence.  However, if a  
               property is no longer owner-occupied or is vacant on the  
               lien date (January 1), the property is not eligible for the  
               exemption for the succeeding tax year; and,  

             b)   Provides certain disaster-related exceptions to the  
               general rule that a property must be owner-occupied on the  
               lien date to receive the homeowners' exemption.  Under  
               these exceptions, properties that were eligible for the  
               homeowners' exemption immediately before the disaster, do  
               not change ownership after the disaster, and are vacant  
               solely because of damage incurred during the disaster,  
               continue to be eligible for the homeowners' exemption.

          3)Income Tax Losses:   

             a)   Allows non-business taxpayers with casualty losses that  
               are not reimbursed by insurance and that exceed $100 plus  
               10% of the taxpayer's adjusted gross income (AGI) to claim  
               these losses as itemized deductions on their tax return.   
               Taxpayers may carry forward 100% of any remaining losses  
               for up to 10 years.  Corporate taxpayers with casualty  
               losses that are not reimbursed by insurance are not subject  
               to the $100 plus 10% of AGI threshold, but are subject to  
               the same carry forward rules that apply to individual  
               taxpayers; and, 

             b)   Allows both individual and corporate taxpayers who  
               experience losses as a result of certain named disasters to  
               claim these losses either in the year in which the loss  
               occurred or in the preceding year.

           FISCAL EFFECT  :

          1)Property Tax Reassessment:  The Board of Equalization (BOE)  
            estimates that the cost of reimbursing Santa Barbara County's  
            property tax losses would be roughly $2.8 million.








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          2)Homeowners' Exemption:  BOE estimates that extending the  
            homeowners' exemption to homes that are uninhabitable on the  
            lien date will result in revenue losses of less than roughly  
            $26,000. 

           COMMENTS  :  The author has introduced this bill to provide  
          financial relief to those affected by the Santa Barbara  
          Wildfires.  In addition, this bill provides a property tax  
          revenue backfill to Santa Barbara County.

          Proponents note, "The bill would reimburse Santa Barbara County  
          for property tax losses related to the wildfires of November  
          2008.  The bill further provides that dwellings that qualified  
          for the homeowner's property tax exemption may not be denied the  
          exemptions solely due to it being damaged, destroyed, on  
          uninhabitable by those wildfires."  

          Committee staff notes this bill:

          1)Was double-referred with the Committee on Local Government,  
            and passed out of that Committee by a vote of 7 to 0 on April  
            1, 2009.    

          2)Is similar to both AB 15 (Fuentes) and AB 79 (Duvall), also  
            introduced in the current Legislative Session.  Should all  
            three bills continue to progress through the Legislature,  
            double-jointing amendments may become necessary.  


           Analysis Prepared by  :  M. David Ruff / REV. & TAX. / (916)  
          319-2098 




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