BILL ANALYSIS                                                                                                                                                                                                    




            SENATE REVENUE & TAXATION COMMITTEE

            Senator Lois Wolk, Chair

                                                         AB 50 - Nava

                                                 Amended: June 24, 2009

                                                                Urgency

            Hearing: July 9, 2009                           Fiscal: Yes




            SUMMARY: Adds to Disaster Provisions in the Personal Income  
                 Tax Law, Corporation Tax Law, and Property Tax for  
                 Santa Barbara County, and taxpayers in Santa Barbara  
                 County affected by the 2008 wildfires; requires 75%  
                 state reimbursement of Santa Barbara County disaster  
                 costs.

             

            INCOME AND CORPORATION TAXES  :

                 EXISTING STATE AND FEDERAL LAW allows taxpayers to  
            deduct disaster losses in the year the loss occurs or in  
            the preceding year by filing an amended return.  Disaster  
            losses result from fires, storms, floods or other natural  
            events proclaimed a disaster by the President or the  
            Governor.  Disaster losses are the amounts not compensated  
            for by insurance or other means.  

                 EXISTING FEDERAL LAW, which California conforms to,  
            only allows loss deductions for personal income taxes that  
            exceed $100 per taxpayer and 10% of their adjusted gross  
            income for the year. 

                 EXISTING STATE LAW limits disaster losses for  
            corporate taxpayers to the amounts set by state law for net  
            operating losses - 55% for 2000 and 2001, 60% for 2002 and  
            2003, and 100% for 2004 and thereafter - and the  
            carry-forward to five years. State law allows a limited  








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            percentage to be carried forward up to 10 years

                 Starting with the forest fires in 1985, and  
            approximately 30 times thereafter for various disasters,  
            the Legislature enacted measures that allow a 100%  
            carry-forward of excess disaster losses for up to five  
            years and a carry-forward of the excess disaster losses  
            under the above percentages for up to an additional 10  
            years.

                 THIS BILL enacts identical allowances for taxpayers  
            with excess disaster losses in Santa Barbara County  
            resulting from wildfires commencing in November, 2008 or  
            May, 2009.

             

            PROPERTY TAXES  :

                 EXISTING LAW allows counties to adopt ordinances  
            allowing taxpayers to apply for a reassessment of property  
            destroyed or damaged by "a major misfortune or calamity" if  
            the Governor proclaims a disaster. Taxes that had  
            previously been paid are deemed "excess" as a result of a  
            downward reassessment and are refunded to the taxpayer.   
            County Assessors must defer the payment of property taxes  
            when they receive a timely filed application from an  
            affected taxpayer.

                 Beginning in 1990, the Legislature provided state  
            reimbursement of property tax revenue losses to local  
            governments resulting from the downward-reassessment of  
            damaged or destroyed properties for most disasters for one  
            year.

                 THIS BILL enacts identical provisions that require the  
            state to backfill first-year local revenue losses resulting  
            from the reassessment of property in Los Angeles, and  
            Ventura Counties resulting from wildfires in those counties  
            occurring in October and November of 2008 or May of 2009.

                 THIS BILL requires that Santa Barbara County certify  








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            to the Director of Finance an estimate of the amount of  
            reduced 2008-09 property tax revenues resulting from  
            reassessment by October 30, 2009.  The Director of Finance  
            then verifies and certifies the revenue loss estimate to  
            the Controller, who then sends the certified amount to the  
            Santa Barbara County.  Before October 30, 2010, the Santa  
            Barbara County Auditor must remit to the Controller any  
            overestimated balance.  If the loss was underestimated, the  
            Controller must return the difference to the affected  
            county.  For wildfires in May 2009, the measure requires  
            that Santa Barbara County certify to the Director of  
            Finance an estimate of the amount of reduced 2008-09  
            property tax revenues resulting from reassessment by June  
            30, 2010.  The Director of Finance then verifies and  
            certifies the revenue loss estimate to the Controller, who  
            then sends the certified amount to the Santa Barbara  
            County.  Before June 30, 2011, the Santa Barbara County  
            Auditor must remit to the Controller any overestimated  
            balance.  If the loss was underestimated, the Controller  
            must return the difference to the affected county.  

             

            PROPERTY TAXES (HOMEOWNERS' EXEMPTION)  :

                 EXISTING LAW provides a homeowners' exemption from  
            property taxes equal to $7,000 in assessed value (at a one  
            percent property tax rate, the exemption reduces property  
            taxes by roughly $70) for owner-occupied homes.  Once  
            granted, homeowners' exemptions are generally permanent.   
            However, an Assessor may deny a homeowner's exemption if  
            the property becomes vacant or is under construction as of  
            the January 1st lien date.

                 THIS BILL provides that Assessors may not disqualify  
            an otherwise qualified residence for a homeowners'  
            exemption solely on the basis that the dwelling was  
            temporarily damaged, destroyed, under reconstruction by the  
            owner, or temporarily uninhabited as a result of restricted  
            access to the property due to the Santa Barbara County  
            wildfires in November of 2008 or May of 2009.









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             California Disaster Assistance Act (CDAA)

                  Existing law, the CDAA, provides that the state must  
            pay 5% of the non-federal share of eligible costs for any  
            state-declared emergency.  For some statutorily specified  
            disasters the state is required to pay 100 percent of the  
            non-federal cost.

                 THIS BILL adds the Southern California wildfires  
            commencing on or about October 20, 2007 to the list of  
            incidents for which the state provides 75% reimbursement.

                 Existing law allows the Legislature to provide for a  
            state share of local costs that exceeds 75% of total state  
            eligible costs if the city, county, or city and county has  
            adopted a local hazard mitigation plan in accordance with  
            the federal Disaster Mitigation Act (DMA) of 2000. Existing  
            law prohibits the state share of reimbursement for local  
            costs due to a disaster from exceeding 75% of total state  
            eligible costs, unless the local agency is located within a  
            city or county that has adopted a local HMP in        
            accordance with the federal DMA as part of the safety  
            element. Existing law requires the HMP to include:

                             An initial earthquake performance  
                      evaluation of public facilities that provide  
                      essential services,  shelter, and critical  
                      government functions.
                             An inventory of private facilities that  
                      are potentially hazardous, including, but not  
                      limited to, multiunit, soft story, concrete  
                      tilt-up, and concrete frame buildings.

                             A plan to reduce the potential risk from  








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                      private and governmental facilities in the event  
                      of a  disaster.

                 THIS BILL deletes the required contents of the HMP.


            FISCAL EFFECT: 

                 Franchise Tax Board estimates income tax revenue  
            losses of $6,000 in 2008-09, and gains of $4,000 in 2009-10  
            and $2,000 2010-11, due to accelerated claims on amended  
            returns, as result of disaster loss treatment.

                 Board of Equalization estimates a state revenue loss  
            of approximately $26,384 annually due to homeowners'  
            exemption provisions, and a $2,811,195 subvention in  
            2009-10 for first-year backfill of downwardly-reassessed  
            property.




            COMMENTS:

            
            A.   Purpose of the Bill
                 According to the Author, "AB 50 will provide disaster  
            relief assistance to the affected counties and victims of  
            the 2008 Tea Fire and the 2009 Jesusita Fire in Santa  
            Barbara and all the wildfire disasters that received an  
            administrative emergency proclamation across the state in  
            2007.  Counties in which homes were lost in the fires will  
            suffer a loss in property taxes due to reassessed values.   
            AB 50 provides that the state will reimburse these counties  
            for their losses due to the reassessment of property that  
            was damaged as a result of these wildfires.  In addition,  
            homeowners are not eligible for homeowner tax exemptions  
            unless they live in the property.  AB 50 requires that a  
            homeowner not be denied his or her homeowners' property tax  
            exemption solely on the basis that the owner was not  
            residing in the dwelling while it was temporarily damaged  
            or destroyed if it was being reconstructed as a result of  








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            these disasters.  Finally AB 50 will align the State  
            requirements for Hazard Mitigation Plans with federal  
            guidelines."

            B.   A Better Way

                 Through last year, the Legislature has amended Revenue  
            and Taxation Code 218 fourteen times for separate  
            disasters to ensure that Assessors may not deny homeowners'  
            exemptions for disaster-related reasons, added 33 code  
            sections to allow for excess disaster losses for both the  
            Personal Income Tax Law and the Corporation Tax Law, and  
            enacted 90 sections providing for the first year backfill  
            of local property tax losses resulting from disaster  
            reassessments.  The Legislature always litters the code  
            with these provisions when disaster strikes, so why not  
            enact a statute which triggers these tax benefits whenever  
            the Governor declares a disaster?

                 However, efforts to mandate consistency have stalled.   
            In 2005-06, AB 3039 (Houston) and SB 1607 (Machado)  
            attempted to change this statute to provide statewide  
            protection, thereby ensuring that future disaster-specific  
            measures were not necessary.  The Assembly Revenue and  
            Taxation Committee held AB 3039, and deleted the relevant  
            provision from SB 1607, which was subsequently enacted.   
            Additionally, the Governor directed the Office of Emergency  
            Services and the Office of Planning and Research to work  
            with the Legislature to enact standard purpose legislation  
            when he signed a disaster-specific bill (AB 18, La Malfa,  
            2005).   The Legislature has previously enacted statewide  
            legislation in response to a flurry of local  
            jurisdiction-specific bills, notably in the areas of  
            transaction and use taxes (SB 566, Scott, 2003), and  
            disputes over property tax allocation errors (AB 169,  
            Wiggins, 2001).



            C.   When Disaster Strikes

                 The Committee will also hear AB 15 (Fuentes) and AB 79  








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            (Duvall) at its June 24, 2009 hearing, which enacts  
            disaster tax relief provisions for wildfires in October and  
            November of 2008 in Los Angeles, Orange, Riverside, San  
            Bernardino, and Ventura Counties.  




            Support and Opposition

                 Support:County of San Diego; County of Santa Barbara



                 Oppose:None received.



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            Consultant: Colin Grinnell