BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                           56 (Portantino)
          
          Hearing Date:  8/27/2009        Amended: 7/8/2009
          Consultant: Katie Johnson       Policy Vote: Health 7-2
          _________________________________________________________________ 
          ____
          BILL SUMMARY:  AB 56 would require health care service plan  
          contracts and individual or group health care insurance policies  
          to provide coverage for mammography screening or diagnostic  
          purposes upon the referral of a participating physician  
          assistant and would require plans and insurers to provide  
          enrollees or insureds with information regarding recommended  
          timelines for screening for breast cancer.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2009-10     2010-11       2011-12     Fund
                                                                  
          Increased number of      $0     up to        $375      up to  
          $375          General/
          Medi-Cal, AIM, and                                Federal/
          MRMIP mammographies                               Special
          _________________________________________________________________ 
          ____

          STAFF COMMENTS:  SUSPENSE FILE. AS PROPOSED TO BE AMENDED.
          
          Existing law provides for the regulation of health care service  
          plans and health insurance policies by the Department of Managed  
          Health Care (DMHC) and the California Department of Insurance  
          (CDI). Existing law requires that health plans and insurers  
          cover mammography for screening or diagnostic purposes upon  
          referral by a participating nurse practitioner, certified  
          nurse-midwife, or physician.

          This bill would require health plan contracts and health  
          insurance policies issued, amended, delivered, or renewed on or  
          after July 1, 2010, to cover mammography for screening or  
          diagnostic purposes upon the referral of a participating  
          physician assistant, in addition to those providers under  
          current law.











          This bill would, commencing July 1, 2010, require plans and  
          insurers to provide enrollees or insureds with information  
          regarding recommended timelines for an individual to undergo  
          tests for the screening or diagnosis of breast cancer, as  
          specified.

          Any costs to CDI and DMHC as a result of implementing these  
          provisions would be minor and absorbable.

          According to a 2009 analysis of this bill by the California  
          Health Benefits Review Program (CHBRP), this bill would cause  
          20,000 more women to receive mammographic screening and  
          diagnosis annually, which could impact health care programs  
          administered and funded by the state. Since the analysis'  
          publication, the requirement for health plans and insurers to  
          provide written notification to women the year that national  
          guidelines indicate they should start screening for breast  
          cancer has been 
          Page 2
          AB 56 (Portantino)

          deleted, so the 20,000 mammograms annually may no longer be  
          accurate. Instead, this bill would require health plans and  
          insurers to provide information to enrollees and insureds  
          regarding recommended timelines for the screening and diagnosis  
          of breast cancer in the form of a written letter, publication in  
          a newsletter, publication in evidence of coverage, a telephone  
          call, an email, and various other means. However, to the extent  
          that this bill increases the number of mammograms annually,  
          there would be costs to Medi-Cal, Access for Infants and Mothers  
          (AIM), and the Major Risk Medical Insurance Program (MRMIP).  
          This could result in up to approximately $375,000 in additional  
          costs, using the 20,000 additional mammograms as the high end  
          estimate of additional mammograms resulting from this bill's  
          provisions.

          Medi-Cal costs are generally shared equally between the federal  
          government (FF) and state General Fund (GF). However, as a  
          result of the passage of the American Reinvestment and Recovery  
          Act (ARRA) in February of 2009, the Federal Medical Assistance  
          Percentage (FMAP) increased from 50 percent to 61.59 percent.  
          Thus, retroactively from October 1, 2008, through December 31,  
          2010, the federal government would pay for approximately 62  
          percent and the state General Fund would pay for 38 percent of  
          benefit-related Medi-Cal expenditures. After December 31, 2010,  
          the FMAP reduces to 50 percent FF, 50 percent GF.











          The Access for Infants and Mothers (AIM) program and the Major  
          Risk Medical Insurance Program (MRMIP) are generally funded by  
          enrollee premiums and tobacco tax revenues. However, due to  
          recent budget cuts of $85 million of AIM's $149 million  
          appropriation, MRMIB indicates that AIM will close in January  
          2010.

          There would also be minor and absorbable costs to the  
          state-payer portion of the California Public Employees  
          Retirement System (CalPERS) and no fiscal impact on the Healthy  
          Families Program. 

          The author's proposed amendments would make changes throughout  
          this bill to change "enrollee" to "subscriber" and "insured" to  
          "policyholder" and other minor technical changes.