BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 65
                                                                  Page  1

          Date of Hearing:   April 22, 2009

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Kevin De Leon, Chair

                 AB 65 (Hayashi) - As Introduced:  December 9, 2008 

          Policy Committee:                              P.E.R. &  
          S.S.Vote:    5-1

          Urgency:     No                   State Mandated Local Program:  
          No     Reimbursable:              

           SUMMARY  

          This bill establishes a self-funded vision care program for  
          local, school, and university members of the California Public  
          Employees' Retirement System (CalPERS) and requires CalPERS to  
          administer the program by no later than January 1, 2011. The  
          bill also:

          1) Authorizes CalPERS to contract with one or more vision care  
            plans to provide the benefits.

          2)Specifies that the retiree electing coverage is responsible  
            for the monthly vision care premium and requires the premium  
            to be deducted from the participant's monthly retirement  
            allowance.

          3)Allows premiums to cover costs of providing benefits,  
            administrative costs, and reasonable startup costs incurred by  
            CalPERS.

          4)Specifies that any contract entered into by the CalPERS Board  
            will only take effect if funds have been made available to  
            cover the program's startup costs.

          5)Allows the CalPERS Board to discontinue the program, upon  
            written notice to the enrollees, if the Board determines that  
            it is not economically feasible to continue its operation.   
            Enrollees must be informed of the plan termination at least  
            three months prior to the termination date.

           FISCAL EFFECT  









                                                                  AB 65
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           1) Annual costs for vision care are entirely self-funded  
             through premiums charged to members participating in the  
             program.  

             The premiums currently charged to state retirees  
             participating in a similar program administered by the  
             Department of Personnel Administration are $9 per month for  
             the member, $17 per month for the member and one dependent,  
             and $18 per month for a member and two or more dependents.

           2) Administrative costs to CalPERS, about $200,000 per year,  
             will also be covered by the premiums charged to members.  
             First year costs would need to be covered through a loan  
             either from the General Fund or from the contracting vision  
             care plans. These loans would be repaid from premium payments  
             collected over time. 

           
          COMMENTS
           
           1)Rationale  . The author asserts that vision care is an important  
            yet under-appreciated preventive health care service.  The  
            bill is proposed so that vision care currently available to  
            retired state employees can also be made available to retirees  
            of local governments, schools and universities contracting  
            with CalPERS. 

           2)Background  . In recent years, several bills were enacted that  
            permit state and certain local retirees to voluntarily  
            participate in self-funded vision care programs. In all cases,  
            these programs are fully funded by contributions by the  
            retirees choosing to participate in the programs.  Key  
            legislation includes:

             a)   AB 2242 (P.E.R. and S.S. Committee), Chapter 611,  
               Statutes of 2006, which requires the Department of  
               Personnel Administration to establish and administer the  
               voluntary vision program for state retirees. Roughly one  
               half of the 105,000 eligible retirees currently participate  
               in this program.
             
             b)   AB 1288 (Hayashi), Chapter 331, Statutes of 2007,  
               established the County Retirement System Vision Care  
               Program to provide vision care benefits to retired  
               employees of counties operating retirement systems under  








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               the County Employees' Retirement Law of 1937 ('37 Act).

             c)    SB 235 (Negrete McLeod), Chapter 344, Statutes of 2007,  
               allows annuitants of the California State University (CSU)  
               system to participate in the California State University  
               Annuitant Vision Care Program.  This bill requires the  
               Office of the Chancellor of the CSU to administer the  
               program for all participating annuitants of the  
               institution.

           3)Related Legislation  . This bill is similar to AB 1997 (Hayashi)  
            of 2008. That measure was vetoed by the Governor, who cited  
            the 2008-2009 state budget delay and the lack of time for  
            review as the basis for the veto.


           Analysis Prepared by  :    Brad Williams / APPR. / (916) 319-2081