BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 121
                                                                  Page  1

          Date of Hearing:   April 1, 2009

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Kevin De Leon, Chair

                AB 121 (Hernandez) - As Introduced:  January 15, 2009 

          Policy Committee:                              JudiciaryVote:9-0

          Urgency:     No                   State Mandated Local Program:  
          No     Reimbursable:               

           SUMMARY  


          This bill allows a judgment lien to be renewed prior to the  
          five-year expiration of that lien. Specifically, this bill:


          1)Provides that a judgment lien may be extended for an  
            additional five years only by filing with the Secretary of  
            State (SOS) a continuation statement within the six-month  
            period prior to the expiration of the judgment lien.


          2)Provides that succeeding continuation statements may be filed  
            in like manner indefinitely. 


          3)Provides that if a judgment lien is extinguished, the judgment  
            creditor must file a statement of release with the SOS within  
            20 days after the judgment creditor receives an authenticated  
            demand from the judgment debtor, and if a judgment creditor  
            does not file a statement of release, the person who made the  
            demand may apply to the court for an order releasing the  
            judgment lien and, upon presentation of evidence to the  
            satisfaction of the court, the court shall order the release  
            of the judgment lien.


          4)Provides that the court shall award reasonable attorney fees  
            to the prevailing party in any action pursuant to this  
            measure.










                                                                  AB 121
                                                                  Page  2

           FISCAL EFFECT  

          Minor absorbable costs to the SOS for additional filings offset  
          by statutory fees for such filings.

           COMMENTS  

           1)Purpose  . According to the author, current law permits a  
            judgment creditor to record a judgment with the Secretary of  
            State to create a five-year lien on certain personal property  
            assets of the judgment debtor. Current law does not, however,  
            permit the judgment lien to be continued through the filing of  
            a continuation statement, thus the lienholder loses priority  
            with respect to the debtor's assets at the end of five years.  
            In this situation, according to the author, a lienholder must  
            choose to liquidate the property, reapply for the lien and  
            lose priority, or extinguish the lien. The author explains  
            that in certain instances, it would be more beneficial to  
            allow a property, such as a business, to continue existing  
            since that business might be worth more over a period of time  
            than if it is liquidated. 

            According to the sponsor, the Business Section of the State  
            Bar, in cases involving consensual liens, when a lending  
            institution requires collateral for a monetary loan,  
            California provides for a filed financing statement  
            documenting the agreement that initially remains effective for  
            five years. However, according to the sponsor, this financing  
            arrangement may be extended for an additional five years if a  
            continuation statement is filed. This bill is modeled after  
            these provisions governing the filing of financing statements.

           2)Prior Legislation  . This bill is identical to AB 3013 (Levine)  
            of 2008, which was one of numerous bills summarily vetoed by  
            the governor without a stated objection. AB 3013 passed this  
            committee 16-0 and passed the Assembly floor 73-1.

           Analysis Prepared by  :    Chuck Nicol / APPR. / (916) 319-2081