BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                   AB 121|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                 THIRD READING


          Bill No:  AB 121
          Author:   Hernandez (D)
          Amended:  As introduced
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  5-0, 6/16/09
          AYES:  Corbett, Harman, Florez, Leno, Walters

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8

           ASSEMBLY FLOOR  :  74-0, 4/20/09 - See last page for vote


           SUBJECT  :    Judgment liens:  continuation of the lien

           SOURCE  :     Author


           DIGEST  :    This bill establishes a process for the  
          continuation of a judgment lien on personal property, so  
          that a creditor would not have to file a new lien at the  
          end of five years.

           ANALYSIS  :    Existing law provides that a judgment lien  
          against specified personal property of a debtor is created  
          by filing a notice of judgment lien in the office of the  
          Secretary of State (SOS).  The judgment lien expires at the  
          end of five years from the date of filing, unless the money  
          judgment is satisfied or the lien is terminated or  
          released.  (Code of Civil Procedures Section 697.510.)

          This bill permits the continuation of a notice of judgment  
                                                           CONTINUED





                                                                AB 121
                                                                Page  
          2

          lien filed in the office of the SOS by the filing of a  
          continuation statement not more than six months prior to  
          the expiration of the first five-year period.  A  
          continuation statement that is not filed within the six  
          month period prior to expiration of the five-year period  
          would be ineffective.  A continued notice of judgment lien  
          is effective for five years commencing on the day that the  
          notice of judgment lien would have lapsed.

          This bill permits the filing of successive continuation  
          statements for five-year periods commencing on the day in  
          which the notice of judgment lien would have lapsed absent  
          the filing of the continuation statement.

          This bill defines a "continuation statement" to mean an  
          amendment to the original notice of judgment lien that  
          contains the identification (file number) of the initial  
          notice of judgment to which it relates and that indicates  
          it is a continuation statement.

          This bill provides that the judgment lien created by the  
          filing of a notice of judgment line in the office of the  
          SOS is extinguished at the earliest to occur on the  
          following:  (1) the money judgment is satisfied; (2) the  
          period or enforceability of the judgment is terminated; or  
          (3) the judgment lien is terminated or released.  If the  
          lien is extinguished, the judgment creditor shall file a  
          statement of release within 20 days after the judgment  
          creditor receives an authenticated demand from the judgment  
          debtor.

          This bill provides in the event the judgment creditor does  
          not file a statement of release after demand was made, that  
          the person who made the demand may seek n order for release  
          of the judgment lien upon a noticed motion.  If the court  
          finds that the period of enforceability of the judgment has  
          terminated, the court shall order the judgment creditor to  
          file a statement of release or shall itself order the  
          release of the judgment lien.

          This bill requires the court to award reasonable attorney's  
          fees to the prevailing party in an action brought under  
          these provisions.








                                                                AB 121
                                                                Page  
          3

          This bill provides that Sections 9522 and 9523 of the  
          Commercial Code shall apply to a notice of judgment lien to  
          the same extent as to a filed financing statement.

          This bill authorizes the SOS to promulgate appropriate  
          forms and to charge the same fees as set forth in the case  
          of financing statements under the Commercial Code.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

           SUPPORT  :   (Verified  6/19/09)

          Business Law Section of the State Bar of California,  
            Insolvency Law Committee (source)

           ARGUMENTS IN SUPPORT  :    The author's office states, "Under  
          the present law, a judgment lien creditor can only file a  
          new lien and lose priority because the new lien does not  
          relate back to the initial lien.  The other alternative for  
          the lien creditor is to levy on the personal property  
          assets and dismantle the going concern business.  This bill  
          would allow a judgment creditor to enter into a long term  
          payment arrangement and allow the judgment debtor to  
          continue in productive operation."

          The Business Law Section of the State Bar, sponsor of this  
          bill, explains that the current inability of a judgment  
          creditor to continue a notice of judgment lien "creates a  
          scenario in which, regardless of the underlying economics,  
          a judgment creditor may be forced to dismantle a going  
          concern in order to squeeze whatever value can be had from  
          the assets while they are still subject to the lien in  
          order to maintain its priority in distribution proceeds."   
          The sponsor suggests that amending the statute to permit  
          the judgment lien to be continued at the end of the initial  
          five-year period "would open the opportunity for the  
          judgment creditor and the judgment debtor to enter a long  
          term payment plan that may permit a research and  
          development program to come full circle, or a newly planted  
          orchard to grow to maturity and bear fruit, or a machine  
          with a thirty-year lifespan to continue to produce widgets  
          rather than going to the auction block."








                                                                AB 121
                                                                Page  
          4


           ASSEMBLY FLOOR  : 
          AYES:  Adams, Ammiano, Anderson, Arambula, Beall, Bill  
            Berryhill, Tom Berryhill, Blakeslee, Block, Blumenfield,  
            Brownley, Caballero, Carter, Conway, Cook, Coto, Davis,  
            De La Torre, De Leon, DeVore, Duvall, Emmerson, Eng,  
            Evans, Feuer, Fletcher, Fong, Fuentes, Fuller, Furutani,  
            Gaines, Galgiani, Garrick, Gilmore, Hayashi, Hernandez,  
            Hill, Huber, Huffman, Jeffries, Jones, Knight, Krekorian,  
            Lieu, Logue, Bonnie Lowenthal, Ma, Mendoza, Miller,  
            Monning, Nava, Nestande, Niello, Nielsen, John A. Perez,  
            V. Manuel Perez, Portantino, Price, Ruskin, Salas,  
            Saldana, Silva, Skinner, Smyth, Solorio, Audra  
            Strickland, Swanson, Torlakson, Torres, Torrico, Tran,  
            Villines, Yamada, Bass
          NO VOTE RECORDED:  Buchanan, Charles Calderon, Chesbro,  
            Hagman, Hall, Harkey


          RJG:cm  6/19/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****