BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 161
                                                                  Page  1

          Date of Hearing:   March 23, 2009

                      ASSEMBLY COMMITTEE ON BANKING AND FINANCE
                                  Pedro Nava, Chair
                  AB 161 (Adams) - As Introduced:  January 27, 2009
           
          SUBJECT  :   Corporations: notices and reports.

           SUMMARY  :   Allows a corporation, where two or more shareholders  
          have the same address on the books of the corporation, to send a  
          single written notice or report to the address of the  
          shareholders.  Specifically,  this bill  :  

          1)Permits a shareholder to consent or request a single notice or  
            report.

          2)Specifies that a shareholder who fails to object in writing or  
            by telephone to the corporation within 60 days shall be deemed  
            to have consented to receive a single notice or report.  

          3)Allows a shareholder to revoke a consent or request by a  
            written or telephonic notice to the corporation.  

           EXISTING STATE LAW  : 

          1)Specifies how notices and reports shall be delivered to a  
            shareholder by the corporation, more specifically, requires  
            that a corporation give notice of a shareholders meeting or  
            any report by various means, addressed to the shareholder at  
            the address of the shareholder appearing on the corporation's  
            books or given by the shareholder to the corporation for the  
            purpose of the notice.[Corporations Code, Section 601]

          2)Requires the board of directors of a corporation and a foreign  
            corporation having its principal executive office in  
            California or customarily holding meets of its board of  
            directors in California to cause an annual report to be sent  
            to shareholders.  [Corporations Code, Section 1501]

          3)Defines a "shareholder" as a holder of record of shares.   
            [Corporations Code, Section 185]

           EXISTING FEDERAL LAW :  establishes the Securities Exchange Act  
          of 1934 (the "Act") which created the Securities and Exchange  
          Commission (the "SEC"). The Act empowers the SEC with broad  








                                                                  AB 161
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          authority over all aspects of the securities industry. This  
          includes the power to register, regulate, and oversee brokerage  
          firms, transfer agents, and clearing agencies as well as the  
          nation's securities self regulatory organizations (SROs). The  
          various stock exchanges, such as the New York Stock Exchange,  
          and American Stock Exchange are SROs. The Financial Industry  
          Regulatory Authority, which operates the NASDAQ system, is also  
          an SRO. The SEC governs over proxy materials including materials  
          used to solicit shareholders' votes in annual or special  
          meetings held for the election of directors and the approval of  
          other corporate action. (17 C.F.R. Section 240. 14a-1 et seq.)

           FISCAL EFFECT  :   None.

           COMMENTS  :    

          AB 161 would essentially allow householding to take place in  
          California. According to the Model Business Corporation Act,  
          householding is defined federally as, "(a) A Corporation has  
          delivered written notice or any other report or statement under  
          this Act, the articles of incorporation of the bylaws to all  
          shareholders who share a common address if: (1) The corporation  
          delivers one copy of the notice, report or statement to the  
          common address; (2) The corporation addresses the notice, report  
          or statement to those shareholders either as a group or to each  
          of those shareholder individually or the shareholders in a form  
          to which each of those shareholders has consented, and (3) Each  
          of those shareholders consents to delivery of a single copy of  
          such notice, report, or statement to the shareholder's common  
          address. Any such consent shall be revocable by any such  
          shareholders who deliver written notice of revocation to the  
          corporation.  If such written notice of revocation is delivered,  
          the corporation shall begin providing individual notice, report  
          or other statement to the revoking shareholder no later than 30  
          days after delivery of the written notice of revocation.  (b)  
          Any shareholder who fails to object by written notice to the  
          corporation within 60 days of written notice by the corporation  
          of its intention to send single copies of notices, reports or  
          statements to shareholder who share a common address as  
          permitted by subsection (a) shall be deems to have consented to  
          receiving such single copy at the common address." 

          As stated in a book titled  Meetings of Stockholders  by R.  
          Franklin Balotti et al., companies can cut their postage and  
          printing bills by 30% or more by householding proxies and other  








                                                                  AB 161
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          shareholder materials.  The SEC estimates that the incremental  
          benefit from each eliminated mailing is $6.00.  During, 2001,  
          General Electric saved nearly $2.4 million by mailing fewer sets  
          of proxy materials, eliminating, 21% of its total shareholder  
          addresses.  

          According to the Sponsor, the Business Law Section of the  
          California State Bar:
            The Securities and Exchange Commission (the "  SEC  ")  
            has adopted proxy rules that allow issuers to  
            furnish one set of proxy materials, including the  
            meeting notice and annual report, to record  
            shareholders who share an address ("  householding  ")  
            and consent to householding. Consent may be in  
            writing or implied and must be revocable.

            In California, many corporations routinely mail  
            hundreds of thousands of shareholder notice packages  
            annually at great cost because the Corporations Code  
            lacks the clarity of the federal rules. The SEC's  
            proxy rules allow corporations to reduce the volume  
            of duplicate information sent to a single household  
            and thereby the cost of preparing and mailing  
            duplicate materials. Sending one set of materials to  
            a consenting record shareholder's household address  
            shared with other consenting record shareholders  
            would appear to meet the requirement of Section  
            601(b) that the materials be addressed to the  
            shareholder at the shareholder's address appearing  
            on the corporation's books and of Section 1501(a)  
            that the annual report be sent to record  
            shareholders.

            Absent the proposed amendments to Sections 601(b)  
            and 1501(a), the lack of express authority for  
            householding in Sections 601(b) and 1501(a) of the  
            Code leads corporations that might otherwise avail  
            themselves of the SEC's householding rules to print  
            greater numbers of shareholder communications, which  
            imposes unnecessary costs on corporations and the  
            needless waste of natural resources. This lack of  
            express authority may deter persons from  
            incorporating their businesses in California or  
            foreign corporations from establishing headquarters  
            in California. The Code should be clarified to  








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            provide clear guidance that such sections permit  
            householding. 

            Corporations that are not covered by the SEC's proxy  
            rules but are covered by Sections 601(b) and 1501(a)  
            also would benefit from householding by reducing the  
            volume of duplicate information sent to a household  
            and thereby the cost of preparing and mailing  
            duplicate materials and waste of natural resources.

          Although, the SEC decided in 2000 to permit householding, in  
          this case, federal law does not preempt state law.  Each state  
          has the authority to determine whether or not householding  
          should be allowed.  Various other states have already enacted  
          "householding" such as Washington, Michigan, Virginia and Maine.  
           

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Business Law Section of the Stare Bar of California
          California Bankers Association

           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Kathleen O'Malley / B. & F. / (916)  
          319-3081