BILL ANALYSIS                                                                                                                                                                                                    






          SENATE PUBLIC EMPLOYMENT & RETIREMENT     BILL NO: AB 232
          Lou Correa, Chair              Hearing date: June 8, 2009
          AB 232 (Hill)    as amended  4/16/09        FISCAL:   YES

           STRS:  ELECTRONIC SIGNATURES PERMITTED AND ELIMINATION OF  
          PAYMENT INFORMATION ON ELECTRONIC FUNDS TRANSFER UNLESS  
          REQUESTED BY THE STRS MEMBER
           
           HISTORY  :

              Sponsor:  Teachers Retirement Board

              Prior legislation:  none


           ASSEMBLY VOTES  :
          
              PER & SS             6-0       4/01/09
              Appropriations       16-0      4/22/09
              Assembly Floor       79-0      5/04/09
           

          SUMMARY  :
          
          Would allow the California State Teachers' Retirement System  
          (STRS) to:

            a)  prescribe the form for accepting electronically signed  
            applications and documents, and

            b)  not mail a copy of benefit payment information when  
            payments are made by electronic funds transfer, unless  
            there is a change in the net amount paid.


           BACKGROUND AND ANALYSIS  :

          1)   Existing STRS law  :

            a)  requires that, when STRS makes a payment to a benefit  
            recipient using direct deposit, a copy of the payment  
            information must be mailed to the recipients,  unless the  
            recipient informs STRS that they do not want to receive the  
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            payment information  , and

            b)  does not currently allow electronic signatures on any  
            of the System's form.





































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          2)   This bill  :

            a)  authorizes STRS to develop and implement a process for  
            accepting electronic signatures from members, while  
            maintaining the same level of security as required by  
            existing STRS law,

            b)  allows STRS to discontinue mailing payment information  
            for direct deposit payments, as specified,

            c)  requires STRS to make the payment information available  
            to members electronically,

            d)  requires STRS to mail payment information when there is  
            an adjustment in the allowance or a change in any amount  
            deducted from the allowance, and

            e)  requires STRS to notify the member that they have a  
            right to request, in writing, that a paper copy of this  
            information be mailed monthly.


           FISCAL EFFECT  :
          
          According to the Assembly Appropriations Committee analysis:

            "Administrative savings of about $1 million to CalSTRS,  
            including:  $300,000 savings from the provision allowing  
            acceptance of electronic signatures, and $700,000 from the  
            provision allowing CalSTRS to no longer mail copies of  
            benefit payment information to individuals electing direct  
            deposit."


           COMMENTS  :

          1)   Arguments in support  

          According to the sponsor:

            "Currently, CalSTRS uses technology to provide efficient  
            member service, but its ability to do so is limited by  
            current law.  Under existing law, CalSTRS may send payments  
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            to retired members, disabled members or other beneficiaries  
            through direct deposit.  However, CalSTRS still sends a  
            written copy of the payment information to the benefit  
            recipients, unless those recipients notify CalSTRS that  
            they do not want to receive the payment information.  Also,  
            CalSTRS uses its Website to allow members to access their  
            account information.  However, if members want to submit  
            signed forms, they have to print them off the website or  
            have CalSTRS mail them a copy and then they return the  
            signed forms by mail."





          2)   SUPPORT  :  

               California Teachers Association (CTA)
                                                                         
                 
           3)   OPPOSITION  :

               None to date
                                         



















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