BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 280
                                                                  Page  1

          Date of Hearing:   April 22, 2009

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Kevin De Leon, Chair

               AB 280 (Blakeslee) - As Introduced:   February 12, 2009

          Policy Committee:                              Insurance  
          Vote:10-0

          Urgency:     No                   State Mandated Local Program:  
          No     Reimbursable:              

           SUMMARY  

          This bill authorizes the California Earthquake Authority (CEA)  
          to establish a grant or loan program to retrofit specified  
          "soft-story" buildings. Soft-story buildings are those with a  
          ground floor less stable than upper floors, most often due to  
          commercial or parking spaces at the first floor. Specifically,  
          this bill: 

          1)Requires the CEA to access and dispense federal stimulus  
            funding provided in the American Recovery and Reinvestment Act  
            (ARRA). 

          2)Requires funded projects to meet specified eligibility  
            criteria that have been adopted by local ordinance including  
            at-risk architectural features, a streamlined permit process,  
            tracking procedures, and size of building. 

          3)Requires that only federal funding be used for the grants and  
            loans.

           FISCAL EFFECT  

          1)According to the Legislative Analyst's Office (LAO),  
            California will receive $1.1 billion (federal) to $1.3 billion  
            (federal) in housing-related funding from the ARRA. If this  
            bill helps California in accessing available federal funding,  
            the fiscal impact would be in the range of tens of millions of  
            dollars for retrofitting activities. 

          However, this bill fails to specify what particular funding  
            feature of ARRA the CEA would access to garner support for  








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            these projects. In addition, the author's office indicates  
            this bill is meant to be a vehicle for future, not yet  
            enacted, federal stimulus funding. 

          2)The federal ARRA emphasizes a rapid distribution of housing  
            funding for maximum economic impact. This bill, with its lack  
            of specificity, will fail to meet timing requirements with  
            regard to "shovel ready" projects. 

          3)Unknown staffing and administrative costs to the CEA to  
            support the grants and loans program created by this bill. CEA  
            is a privately financed, publicly managed agency with only 25  
            civil service positions and a handful of temporary and exempt  
            positions. Assuming a distribution of tens of millions of  
            dollars in grants was distributed by CEA in a rapid fashion,  
            staffing and administrative support would exceed $200,000  
            (federal). It is unclear how such federal support would be  
            appropriated to CEA, as CEA financing in not addressed in the  
            annual Budget Act. 


           COMMENTS  

           1)Rationale  . This bill has been introduced to take advantage of  
            federal funding available through ARRA to create a soft-story  
            retrofit program administered by the CEA. A typical soft-story  
            building is a several-story apartment building located over a  
            parking garage or series of retail businesses. Soft-story  
            buildings are particularly vulnerable during earthquakes  
            because of structural weaknesses at the ground level. 

           2)Background.   The CEA is administered under the authority of  
            the Insurance Commissioner (IC) and is privately financed by  
            more than 700,000 insurance policies and capital of more than  
            $2 billion. CEA is authorized to sell policies of basic  
            earthquake insurance in conjunction with policies of  
            residential property insurance issued by insurers that have  
            transferred their earthquake risk to the CEA.

           3)Concerns  . The California Rural Assistance Foundation (CRLA)  
            and the Western Center on Law and Poverty (WCLP) have each  
            suggested that CEA is not the most appropriate administering  
            agency for this bill. Instead, CRLA and WCLP indicate that the  
            Department of Housing and Community Development operates a  
            number of similar programs to those created by this bill and  








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            has better access to communities who may benefit from a  
            retrofit program. 

           4)Related Legislation  . AB 43 (Blakeslee), pending in the  
            Assembly Insurance Committee, eliminates the current law CEA  
            cap on 25 civil service positions. 


           Analysis Prepared by  :    Mary Ader / APPR. / (916) 319-2081