BILL ANALYSIS                                                                                                                                                                                                    






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: AB 313
          SENATOR ALAN LOWENTHAL, CHAIRMAN               AUTHOR:  Fletcher
                                                         VERSION: 5/19/09
          Analysis by: Mark Stivers                      FISCAL:  No
          Hearing date:  June 9, 2009                            








          SUBJECT:

          Basis for assessments in common interest developments

          DESCRIPTION:

          This bill prohibits a homeowners' association of a common  
          interest development from basing assessments on the taxable  
          value of the individual units unless the association currently  
          bases assessments on taxable value or pays property taxes on  
          behalf of its members.

          ANALYSIS:

          A common interest development (CID) is a form of real estate  
          where each homeowner has an exclusive interest in a unit or lot  
          and a shared or undivided interest in common area property.   
          Condominiums, planned unit developments, stock cooperatives,  
          community apartments, and many resident-owned mobilehome parks  
          are all CIDs.  Each CID is governed by a homeowner association  
          according to the recorded declarations, bylaws, and operating  
          rules of the association.  The Davis-Stirling Common Interest  
          Development Act provides the legal framework under which  
          homeowner associations operate in CIDs.  

          The Davis-Stirling Act requires a homeowner association to levy  
          regular and special assessments sufficient to perform its  
          obligations but prohibits the association from levying fees in  
          excess of the amount necessary to defray its costs.  The law is  
          silent on the issue of what bases an association may use when  
          levying assessments, implying that an association may use any  
          reasonable basis it chooses.  





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          Current law provides that the covenants and restrictions in a  
          declaration are "enforceable equitable servitudes, unless  
          unreasonable."  In Nahrstedt v. Lakeside Village (1994), the  
          California Supreme Court interpreted this provision to mean that  
          CID governing documents "should be enforced unless they are  
          wholly arbitrary, violate a fundamental public policy, or impose  
          a burden on the use of affected land that far outweighs any  
          benefit."  

           This bill  prohibits an association of a CID from basing  
          assessments on the taxable value of the individual units unless  
          1) the association, on or before December 31, 2009 and in  
          accordance with the governing documents of the association,  
          based assessments on taxable value; or 2) the association is  
          responsible for paying taxes on the separate interests and only  
          that portion of assessments that is related to the payment of  
          taxes is based on taxable value.

          COMMENTS:

           1.Purpose of the bill  .  Rancho Santa Fe is a CID in northern San  
            Diego County that was created in the 1920s.  Since its  
            inception, the association has used the taxable value of the  
            individual interests as the basis for its assessments.   
            According to the author, court decisions made over the years  
            could be interpreted to challenge the association's  
            long-established method of assessment.  The author believes  
            that the Rancho Santa Fe's current practice is legal but would  
            like to see the law state so explicitly.   Homeowners have  
            made significant financial decisions based on this method of  
            assessment.  This bill protects association members from the  
            unintended consequences of potential lawsuits. 

           2.Clarifying current law  .  Given that counties use taxable  
            values, with all their imperfections, for the purpose of  
            levying property taxes, it is hard to imagine that an  
            association's use of taxable value for its own assessments  
            would fail any of legal tests set out in the Nahrstedt  
            decision.  As a result, this bill's grandfathering of current  
            assessments based on taxable value is most likely a  
            clarification of existing law.

           3.Rare but not unheard of  .  With the exception of cooperatives  
            that pay the tax bill for the CID as a whole and pass on each  
            member's share, the use of taxable values as the basis of CID  
            assessments is probably rare.  Nonetheless, there may be  




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            others besides Rancho Santa Fe among the roughly 41,000 CIDs  
            in California.   Most of these CIDs are likely to be older and  
            have adopted this basis prior to the passage of Proposition 13  
            in 1978 that created large disparities in taxable values.   
            This bill ensures that associations that have used taxable  
            values to date may continue to do so.

           4.Closing the door for the future  .  At the same time that this  
            bill grandfathers in associations that currently use taxable  
            values, this bill prohibits any other association from  
            adopting the use of taxable values in the future unless they  
            are simply passing through property taxes paid by the  
            association on behalf of members.  As provided for in the  
            California Constitution pursuant to Proposition 13, county  
            assessors reassess the taxable value of a property upon sale.   
            As a result, owners who bought years ago generally pay much  
            less in taxes than neighbors who own similar homes.  When  
            taxable value is used as a basis for general CID assessments,  
            longer-term homeowners pay less for common area maintenance  
            and amenities, even though they enjoy the same level of  
            benefits.  While the author does not wish to affect  
            associations that currently use taxable values, he does wish  
            to equalize assessments and benefits in new CIDs.

           5.Previous legislation .  This bill is almost identical to AB  
            1955 (Plescia) of 2008.  Governor Schwarzenegger vetoed that  
            bill, stating:

               The historic delay in passing the 2008-2009 State Budget  
               has forced me to prioritize the bills sent to my desk at  
               the end of the year's legislative session.  Given the  
               delay, I am only signing bills that are the highest  
               priority for California.  This bill does not meet that  
               standard and I cannot sign it at this time.

           6.Arguments in opposition  .  Opponents believe that establishing  
            a specific exemption within the Davis-Stirling Act for one or  
            two CIDs is bad public policy and sets a troubling precedent.   
            Opponents suggest that Rancho Santa Fe instead seek injunctive  
            relief from the court or a vote of its membership to continue  
            assessing its members based on assessed value.

          Assembly Votes:
               Floor:                            75-0
               H&CD:       7-0





          AB 313 (FLETCHER)                                         Page 4

                                                                       


          POSITIONS:  (Communicated to the Committee before noon on  
          Wednesday,  
                     June 3, 2009)

               SUPPORT:  Rancho Santa Fe Homeowners Association (sponsor)
                         California Association of Community Managers
          
               OPPOSED:  Executive Council of Homeowners