BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 313
                                                                  Page  1

          CONCURRENCE IN SENATE AMENDMENTS
          AB 313 (Fletcher)
          As Amended  May 19, 2009
          Majority vote
           
           ----------------------------------------------------------------- 
          |ASSEMBLY:  |75-0 |(April 30,      |SENATE: |40-0 |(August 24,    |
          |           |     |2009)           |        |     |2009)          |
           ----------------------------------------------------------------- 
            
           Original Committee Reference:   H. & C.D.  

           SUMMARY  :  Prohibits a homeowners association (HOA) in a common  
          interest development (CID) from levying assessments on separate  
          interests based on the taxable value of the separate interest  
          unless the declaration allowed for this practice on or before  
          December 31, 2009.  
           
          The Senate amendments  , allow an HOA that is responsible for  
          paying the property taxes on the separate interests in a CID, on  
          behalf of the owners, to levy assessments based on the taxable  
          value of the separate interest if it is related to payment of  
          taxes.  

           FISCAL EFFECT  :  None 

           AS PASSED BY THE ASSEMBLY  , prohibits a homeowners association  
          (HOA) in a common interest development (CID) from levying  
          assessments on separate interests based on the taxable value of  
          the separate interest unless the declaration allowed for this  
          practice on or before December 31, 2009.
           
          COMMENTS  :  There are over 41,000 CIDs in the state that range in  
          size from three to 27,000 units.  CIDs make up over four million  
          total housing units which represents approximately one quarter  
          of the state's housing stock.  In the 1990s, over 60% of all  
          residential construction in the state were CIDs.  CIDs include  
          condominiums, community apartment projects, and housing  
          cooperatives and planned unit developments.  They are  
          characterized by a separate ownership of dwelling space coupled  
          with an undivided interest in a common property, restricted by  
          covenants and conditions that limit the use of common area, and  
          the separate ownership interests and the management of common  
          property and enforcement of restrictions by a HOA.  CIDs are  
          governed by the Davis Stirling Act (Civil Code Section 1350) as  








                                                                  AB 313
                                                                  Page  2

          well as the governing documents of the HOA including bylaws,  
          declaration, and operating rules. 

          The Department of Real Estate (DRE) reviews the legal framework  
          of all new CIDs to ensure compliance with the Subdivided Lands  
          Law as part of the public report application process before  
          homes are offered for sale.  In the early stages of development,  
          developers are required to submit the proposed governing  
          documents of a CID to DRE for review and approval.  DRE's  
          regulations generally require assessments in CIDs to be paid  
          equally by all the owners.   In condominiums assessments may  
          vary based on the square footage of a unit.  

          Purpose of the bill:  The sponsor of this bill, the Rancho Santa  
          Fe Homeowners Association, was formed in 1928.  The community  
          covers 10 square miles and includes a variety of types of  
          property including:  commercial, office building, retail, hotel,  
          townhomes, apartments, condominiums, and ranches, one of which  
          is over 100 acres.  All members receive access to the same  
          amenities which include access to the golf club, tennis club, 45  
          miles of riding trails, security police, sports fields, and open  
          space parcels and parks.  Under the provisions of the HOA's  
          original governing documents the assessments for each separate  
          interest in the CID are based on a rate tied to the county tax  
          rolls.  According to the sponsor, in October of each year the  
          board of directors establishes the assessment rate based on the  
          projected Budget and the current county assessed value of each  
          property.  The proposed rate for the 2008-2009 fiscal year was  
          $0.14 per $100 of assessed value.  This equates to $140 per  
          $100,000 of value.  The annual assessments range from a low of  
          $261 for a single family residence that was purchased in 1952,  
          to a high of $65,000 for a single family residence that is  
          valued by the county at $46 million.  The sponsor is seeking to  
          preserve their ability to continue to base assessments on the  
          assessed value of the property because it has been the practice  
          for the last 80 years and those that purchased homes in the  
          community knew the system when they purchased and to change the  
          system would have significant impact on the long term residents  
          of the community many of which are on fixed incomes. 

          Long-time owners in the Rancho Santa Fe HOA who have lower  
          taxable property values benefit most from the HOAs formula for  
          determining assessments.  Proposition 13 ensured that county  
          assessors reassess the taxable value of a property upon sale.   
          As a result, owners who bought into a development years ago  








                                                                  AB 313
                                                                  Page  3

          generally pay much less in taxes than neighbors who own similar  
          homes.  When taxable value is used as the basis for CID  
          assessments, longer-term owners pay less for common area  
          maintenance and amenities even though they enjoy the same  
          benefits.  According to the sponsor, the board of directors of  
          Rancho Santa Fe HOA has discussed the current policy and has  
          determined a change could unfairly penalize those residents who  
          have lived in the HOA for a long time and are on fixed incomes  
          and may not be able afford an increase in their assessments.   
          The sponsor indicates if the assessments needed for the annual  
          budget were divided equally among all homeowners the amount  
          would be approximately $2,900 per year per owner. 

          Impact of this bill:  This bill will allow those HOAs whose  
          governing documents currently allow them to base assessments on  
          the assessed value of individual separate interests to continue  
          to do so but would prohibit any other HOA that does not already  
          use taxable values as the basis of assessments from doing so  
          going forward.  

          It is unclear how many HOAs in the state determine assessments  
          based on the assessed taxable value of a home.  The sponsor is  
          only aware of one other HOA that does so, in Palos Verdes.  This  
          bill will prohibit any HOA that does not already use the  
          assessed taxable value of a home to determine the owner's  
          assessments from doing so after December 31, 2009.  Any newly  
          formed HOA would be subject to DRE's regulation which generally  
          requires that assessments be levied against each owner equally.   
          It is important to note that the Rancho Santa Fe HOA was formed  
          80 years ago before DRE regulated the creation of CIDs. 

          Identical legislation:  This bill is identical to AB 1955  
          (Plescia) which the Assembly Housing and Community Development  
          Committee heard and passed out with a vote of 6-0.  Governor  
          Schwarzenegger vetoed AB 1955 with the following veto message:   
          "I am returning Assembly Bill 1955 without my signature.  The  
          historic delay in passing the 2008-2009 State Budget has forced  
          me to prioritize the bills sent to my desk at the end of the  
          year's legislative session.  Given the delay, I am only signing  
          bills that are the highest priority for California.  This bill  
          does not meet that standard and I cannot sign it at this time."


           Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085  









                                                                  AB 313
                                                                  Page  4

                                                                   FN:  
                                                            0001439