BILL ANALYSIS                                                                                                                                                                                                    






                                  SENATE HUMAN
                               SERVICES COMMITTEE
                            Senator Carol Liu, Chair


          BILL NO:       AB 324                                       
          A
          AUTHOR:        Beall                                        
          B
          VERSION:       June 1, 2009
          HEARING DATE:  June 23, 2009                                
          3
          FISCAL:        To Appropriations                            
          2
                                                                      
          4
          CONSULTANT:                                                
          Hailey
                                        
                                     SUBJECT
                                         
                 Aging; Elder Economic Security Standard Index

                                     SUMMARY  

          Requires area agencies on aging to use the elder economic  
          security standard index in their service planning and  
          requires the California Department of Aging to update the  
          elder index annually.

                                     ABSTRACT  

           Current law
           1)Establishes the federal Older Americans Act which  
            provides a national network of state units on aging and  
            area agencies on aging to deliver home and  
            community-based programs for older adults, including  
            nutrition, transportation, information and assistance,  
            elder abuse prevention, and caregiver support.

          2)Establishes the Older Californians Act which provides  
            state-funded programs and services for older adults and  
            people with disabilities.

          3)Establishes the California Department of Aging as the  
            state unit on aging to administer a broad range of home  
                                                         Continued---



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            and community-based programs and to provide leadership to  
            the area agencies on aging in developing systems of home  
            and community-based services that maintain individuals in  
            their own homes or least restrictive homelike  
            environments.

          4)Requires the department to develop minimum standards for  
            service delivery to ensure that programs meet consumer  
            needs, operate in a cost-effective manner, and preserve  
            the independence and dignity of aging Californians.

          5)Establishes the area agencies on aging as the entities  
            that provide for and deliver services under the Older  
            Americans Act, the Older Californians Act, and other  
            funding sources at the local level.

          6)Requires area agencies on aging to conduct regular needs  
            assessments in their planning and service area to  
            document the service needs of older adults and adults  
            with disabilities.

          7)Requires each area agency to develop and submit to the  
            department an area plan every four years that must  
            include the available data and population trends, assess  
            the community's need for services, identify sources of  
            funding for those services, and develop and implement a  
            plan for the delivery of those services based on the  
            community's needs.

          8)Defines "greatest economic need" as need resulting from  
            an income level at or below the poverty threshold  
            established by the Bureau of the Census (Welfare and  
            Institutions Code Section 9014), directs the California  
            Department on Aging to
                     provide an annual update for each service  
                 planning area of changes in population  
                 characteristics including persons over 60 years of  
                 age of greatest economic need,
                     to ensure that new funds provided to service  
                 and planning areas be expended on persons with the  
                 greatest economic need, and
                     to ensure that funding decisions to reach  
                 parity among the service and planning areas will be  
                 based in part on targeting services to those of  
                 greatest economic need. (WIC Sections 9111 and 9112)




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          1)Specifies that in fulfilling their mission, area agencies  
            shall build upon the resources unique to each community  
            and be guided by a description of a community-based  
            system that includes the assurance that all services are  
            readily accessible to all older adults, involves a  
            collaborative decision making process, and offers special  
            help or targeted resources for the most vulnerable older  
            individuals, those in danger of losing their  
            independence.

          2)Establishes the linkages program to provide comprehensive  
            case management to help frail elderly and adults with  
            disabilities remain in their homes: it is designed to  
            serve individuals who are not eligible for other care  
            management programs, and there are no income criteria for  
            clients, but they must have some difficulty with  
            completing their daily activities to qualify for the  
            program.

          3)Requires the department to develop a state plan on aging  
            every four years based upon the local area plans and to  
            submit the plan to the federal administration on aging.

          4)Establishes the federal poverty guideline, issued each  
            year in the Federal Register by the Department of Health  
            and Human Services, for use in determining financial  
            eligibility for certain federal programs.

           This bill  
          1)Amends the Mello-Granlund Older Californians Act and  
            entitles this set of amendments "the Elder Economic  
            Dignity Act of 2009."

          2)Defines "elder economic security standard index" as an  
            index developed by the Gerontology Institute at the  
            University of Massachusetts, Boston, which uses publicly  
            available data to quantify the costs in the private  
            market of basic needs for elders, including, but not  
            limited to, food, shelter, health care, transportation,  
            utilities, and essential household items.

          3)Redefines "greatest economic need" to mean the need  
            resulting from an income level at or below thresholds  
            established by the elder index instead of using the  




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            poverty threshold established by the Census Bureau.

          4)Requires the department to report elder index data for  
            each service area in its state plan.

          5)Requires the department, beginning in 2010, to update  
            annually the elder index for each county in California,  
            using the methodology developed for the 2008 elder index,  
            beginning in 2010, and calculate the number, percentage,  
            and demographic profile of older adults living below the  
            elder index using the most recent data available.
            
          6)Requires the department to analyze the number and  
            percentage of older adults living below the updated elder  
            index for that year by county, race, ethnicity, gender,  
            age, housing situation, and other relevant demographic  
            factors.

          7)Allows the department to contract with the office of the  
            president of the University of California to modify the  
            elder index for California and update the demographic and  
            financial data.

          8)Specifies that each area agency's area plan must utilize  
            the elder index and identify which elders are living at  
            or below the elder index as well as specify the costs of  
            meeting basic needs for older adults in their respective  
            planning and service area.

          9)Requires area agencies to update annually the linkages  
            program intake form to include the most current elder  
            index adopted by the department, in order to identify  
            older adults in economic need and refer them to other  
            resources and programs.

          10)Specifies that this bill shall not be construed to  
            mandate changes in the current funding allocations to  
            area agencies.

                                  FISCAL IMPACT  

          According to the Assembly Appropriations Committee,  
          one-time costs of $45,000 General Fund for the department  
          to contract with the University of California, Los Angeles  
          to modify the elder index for use in California.  On-going  




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          costs will likely be less, depending on the complexity of  
          annual updates to the elder index.

                            BACKGROUND AND DISCUSSION  

           Measuring economic need
           According to the author, recent research from UCLA and the  
          Insight Center for Community Economic Development has shown  
          that 495,000 older Californians living alone in 2007 lacked  
          sufficient income to pay for a minimum level of housing,  
          food, health care, transportation and other basic expenses.

          Since 1965, there have been two slightly different versions  
          of the federal poverty measure - the federal poverty  
          guidelines and the federal poverty thresholds.  The poverty  
          thresholds are the original version of the federal poverty  
          measure and are updated by the U.S. Census Bureau each  
          year.  The thresholds are used primarily for statistical  
          purposes.  The guidelines are issued each year in the  
          Federal Register and are a simplification of the poverty  
          thresholds.  They are used for administrative purposes,  
          including determining financial eligibility for certain  
          federal programs.  The federal poverty guidelines are  
          sometimes loosely referred to as the federal poverty level.

          The author believes that policymakers struggle when they  
          try to create effective policies to promote economic  
          security and eradicate poverty because they do not have an  
          accurate picture of what it takes to make ends meet in  
          today's economy.  The author believes that lawmakers use a  
          federal poverty measure, when determining eligibility for  
          benefits, that is based on a multiplier of the cost of an  
          adequate diet, adjusted annually using the Consumer Price  
          Index.  The author believes that the resulting poverty  
          guideline is further limited in value by its  
          once-size-fits-all nature: the poverty guideline is one  
          figure, by family size, for every community in the  
          continental United States from urban to rural areas.

           A new index for measuring elders' economic situations
           In response to perceived shortcomings of the federal  
          poverty guidelines, sponsors of this bill propose that the  
          California Department of Aging and the 33 area agencies on  
          aging use for planning and reporting an economic index  
          developed at the Gerontology Institute of the University of  




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          Massachusetts, Boston.  The index, called the elder  
          economic security standard index, uses housing, food,  
          health care, transportation and miscellaneous costs to  
          determine the cost for a person over 65 years of age to  
          meet basic needs and maintain independence in their  
          community.  According to the author, the elder index uses  
          national and state data sources, including the U.S. Census  
          Bureau and the U.S. Department of Housing and Urban  
          Development.

          According to the author, the index demonstrates that a  
          person over 65 in California needs an income of about 200  
          percent of the federal poverty guideline to meet basic  
          needs.

           Effect of the new measure on planning and service delivery
           Adoption of this bill will increase the number of persons  
          for whom area agencies on aging must plan.  It will also  
          make eligible for some services those aged individuals  
          whose incomes fall between the federal poverty thresholds  
          and the new elder index.

          While programs and services administered by the California  
          Department of Aging and the area agencies on aging do not  
          require means-testing for eligibility, the federal Older  
          Americans Act requires that preference be given to older  
          adults with the greatest economic or social needs, with  
          particular attention given to low-income minority  
          individuals.  To meet the federal requirements, the  
          department and area agencies track data, including poverty  
          data, on the number of older adults and people with  
          disabilities within a given area.  One effect of this bill  
          would be to increase the number of persons whom the  
          department and area agencies plan for and track and to  
          increase the number of persons who would be considered a  
          priority for receiving services.

           
          UCLA has calculated county-by-county indices for California  
          using 2007 data
           The Center for Health Policy Research at the University of  
          California, Los Angeles, has calculated the elder index for  
          each California county, using 2007 data, and center staff  
          have put the results on line:   
           http://www.healthpolicy.ucla.edu/elder_index08feb.html  .   




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          For purposes of comparison, the biggest differences are  
          within counties when comparing persons who have a mortgage  
          payment or are renters with those who do not rather than  
          between and among counties.  For example, here are the  
          elder indices for Los Angeles, San Francisco, San Luis  
          Obispo, and Santa Clara counties, counties that members of  
          the Human Services Committee represent.  Again, according  
          to UCLA, these figures are an estimate of the "basic income  
          needed to make ends meet for retired persons ages 65 and  
          older."

          Elder index per year by county:

           County                        Single w/o mortgageSingle w/  
          mortgage  Single renter
           Los Angeles         $16,355        $30,591$22,827
          San Francisco       $17,586        $37,893$27,435
          San Luis Obispo     $17,587        $30,588$22,380
          Santa Clara         $17,632        $37,641$25,391
          Note: Los Angeles data exclude Los Angeles City
          Source: UCLA Center for Health Policy Research

          For couples in San Francisco, San Luis Obispo, and Santa  
          Clara counties, add $10,000 to each column; for couples in  
          Los Angeles County, add $8,000 to each figure.

           Assembly votes
           Floor               53-21
          Appropriations 12-5
          Aging and Long Term Care  5-1

           Arguments in support
           Supporters believe that the elder economic security  
          standard provides a framework to help guide public,  
          private, and elders' decisions.  Cost data can be inserted  
          into the model for specific geographic areas to determine  
          the minimum standard for that area.  In this way, the tool  
          may be adapted for individual planning purposes and used as  
          a targeted tool for state and local policy makers,  
          community agencies, and advocates.  In addition, supporters  
          believe that using the index in preparing area agency plans  
          will enable the state and federal governments to have a  
          more complete and accurate picture of the numbers of  
          elderly people who lack the basic income needed to make  
          ends meet - and the extent of those income shortfalls.




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           Arguments in opposition
           The California Department of Aging opposes the bill because  
          it states that it cannot absorb the cost of implementation.  
           The department also points out that the bill could create  
          unrealistic service expectations at a time when there is  
          little ability to increase service levels.



                              COMMENTS AND QUESTIONS
           
           Too much at once?  Is a pilot program more appropriate?
           According to the Gerontology Institute at the University of  
          Massachusetts, where the index was developed, the index is  
          in its early years; its first use was in the Boston area in  
          2006.  No state Legislature has yet adopted the index as a  
          principle or secondary planning tool for services to aged  
          residents.  Is statewide adoption of this index  
          appropriate, or is a pilot test of the index in several  
          planning and service areas a more appropriate course? A  
          pilot program over a period of five years could test the  
          validity and reliability of the index, and it could provide  
          the Legislature with information to compare service plans  
          as well as to compare changes in service delivery that  
          would result from the use of the index.

           Data reporting by county or by planning and service area?
           One technical issue: the bill requires the department and  
          area agencies to gather and report data at the county  
          level.  This may be problematic for Los Angeles County,  
          which  has two planning and services areas, and for 36  
          counties that are part of multiple-county planning and  
          service areas.  If the use of the index remains statewide,  
          as proposed, should the bill be amended to require the  
          collection and aggregation of data by area agency rather  
          than by county?

           Linkages project
           The linkages project is a referral-for-services program  
          operated in each planning and service area.  Services are  
          provided with no reference to the client's income.  Is it  
          necessary to require area agencies to revise the linkages  
          program intake form annually if linkage services are  
          provided regardless of economic status?




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                                    POSITIONS  

          Support:  Insight Center for Community and Economic  
          Development (sponsor)
                    Women's Foundation of California (sponsor
                    California Senior Legislature (sponsor)
                    California Alliance for Retired Americans  
                    (sponsor)
                    Catholic Charities of California (sponsor)
                    National Association of Social Workers,  
                    California Chapter (sponsor)
                    AARP
                    Asian Pacific American Legal Center
                    Asian and Pacific Islander Older Adults Task  
                    Force
                    Asian Pacific Health Care Venture
                    Beth Eden Housing
                    California Association of Area Agencies on Aging 
                    California Advocates for Nursing Home Reform 
                    California Commission on Aging 
                    California Welfare Directors Association 
                    Cambrian Center
                    Chinatown Service Center
                    Christian Church Homes
                    City and County of San Francisco
                    City of San Leandro
                    Community Living Campaign
                    Congress of California Seniors
                    Consumer Action
                    East Bay Asian Local Development Corporation
                    Ecumenical Peace Institute
                    Friendly Visiting Program, Alameda County
                    Irene Cooper Terrace Senior Housing
                    Japanese American Citizens League 
                    Jewish Family Services of Los Angeles
                    J.L. Richard Terrace
                    Keller Plaza Apartments
                    Korean Churches for Community Development
                    LifeLong Medical Care
                    Little Tokyo Service Center
                    Live Oak Adult Day Services
                    Older Women's League of California 
                    ONEgeneration




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                    Partners in Care Foundation
                    Planning and Service Area 2 Area Agency on Aging
                    Professional Fiduciary Association of California 
                    Rebuilding Together Oakland
                    Salud Para La Gente-Elderday
                    Satellite Housing, Inc.
                    Senior Housing Solutions
                    Senior Services Coalition of Alameda County
                    St. Mary's Center
                    The Utility Reform Network
                    Time for Change Foundation
                    Visiting Angels, East Bay
                    Westlake Christian Terrace
                    Wider Opportunities for Women
                    Yu-Ai Kai/Japanese American Community Senior  
                    Service
                    15 Individuals


          Oppose:California Department of Aging

                                   -- END --