BILL ANALYSIS                                                                                                                                                                                                    



                                                                AB 407
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        ASSEMBLY THIRD READING
        AB 407 (Beall and Eng)
        As Amended  April 21, 2009
        Majority vote 

         HUMAN SERVICES      6-0         APPROPRIATIONS      16-0         
         
         ----------------------------------------------------------------- 
        |Ayes:|Beall, Ammiano, Tom       |Ayes:|De Leon, Nielsen,         |
        |     |Berryhill, Logue,         |     |Ammiano,                  |
        |     |Portantino, Torres        |     |Charles Calderon,         |
        |     |                          |     |Krekorian, Duvall,        |
        |     |                          |     |Fuentes, Monning, Harkey, |
        |     |                          |     |Miller, John A. Perez,    |
        |     |                          |     |Price, Skinner, Solorio,  |
        |     |                          |     |Audra Strickland,         |
        |     |                          |     |Torlakson                 |
        |-----+--------------------------+-----+--------------------------|
        |     |                          |     |                          |
         ----------------------------------------------------------------- 
         SUMMARY  :  Imposes requirements on continuing care retirement  
        communities (CCRCs) in the event of their permanent closure.   
        Specifically,  this bill  :  

        1)Defines "permanent closure" to mean the voluntary or involuntary  
          termination or forfeiture of a provider's certificate of authority  
          or license, or any other action that results in the permanent  
          relocation of residents.  Permanent closure does not apply in the  
          case of a natural disaster or other event that is out of the  
          provider's control.

        2)Requires written notice to the Department of Social Services (DSS)  
          and to the affected residents or designated representatives of the  
          affected residents 120 days prior to the intended date of closure  
          or temporary closure of a CCRC.

        3)Prescribes the content of the closure notice, including intended  
          date of closure and the requirement of a relocation plan.

        4)Prohibits the provider from accepting new residents or entering  
          into new continuing care contracts once the closure notice has  
          been served when closure is planned for all units.

        5)Requires the provider to offer a resident a choice of four  








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          placement options, the terms of which shall not be less than the  
          terms of the continuing care contract between the resident and the  
          provider as if that contract had been fully performed.  The  
          options are:

           a)   Relocation to another CCRC, owned or operated by the  
             provider, if available;

           b)   Relocation to a CCRC operated by another provider; 

           c)   Monetary compensation equal to the value of the remainder of  
             the contract as if the contract had been fully performed; or,

           d)   An alternative arrangement mutually agreed upon by the  
             provider and the resident or his or her representative.

        6)In the event of relocation, requires that the offered housing must  
          be, overall, comparable in cost, size, services, features, and  
          amenities to the unit being vacated.

        7)Requires the provider, within 30 days of submitting the relocation  
          plan for a permanent closure, to fund a reserve, set up a trust  
          fund, or secure a performance bond to ensure fulfillment of costs  
          associated with the relocation, in an amount equal to or greater  
          than the estimated costs of relocating residents and relocation  
          options, funded with qualifying assets not subject to any liens,  
          judgments, garnishments or creditor's claims.

        8)Requires the provider to submit monthly progress reports to DSS  
          detailing the progress and problems associated with the closure  
          until all affected residents are relocated and all required  
          payments are made.

        9)Requires DSS to monitor the implementation of the closure and to  
          impose penalties if DSS determines that a provider is closing a  
          facility in violation of the requirements established by this bill  
          or is doing so in a manner that endangers the health or safety of  
          residents.

        10)Prohibits the provider from displacing any resident or to close  
          the facility until the relocation plan has been prepared and  
          submitted to DSS and provided to the affected residents, the  
          affected residents' representatives, and the local long-term care  
          ombudsman program.








                                                                AB 407
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         EXISTING LAW  :

        1)Provides for the regulation by DSS of activities relating to  
          continuing care contracts that govern care provided to an elderly  
          resident in a continuing care retirement community for the  
          duration of the resident's life or a term in excess of one year.

        2)Requires that continuing care retirement communities maintain an  
          environment that enhances residents' independence and  
          self-determination.

        3)Deems guilty of a misdemeanor, punishable by a fine not to exceed  
          $10,000 or imprisonment in the county jail for a period not to  
          exceed one year, or both, any entity that abandons a continuing  
          care retirement community or its obligations under a continuing  
          care contract.  

        4)Gives the authority to DSS to issue citations for violations of  
          requirements of continuing care retirement communities and to  
          assess civil penalties in the amount of $200 per day for  
          violations.

         FISCAL EFFECT  :  According to the Assembly Appropriations Committee,  
        minor and absorbable costs of less than $75,000 General Fund for DSS  
        to receive closure plans, monitor facility closures, and impose  
        penalties on providers when necessary.


         COMMENTS  :  A CCRC is a facility where services promised in a  
        continuing care contract are provided.  CCRCs can be apartment-type  
        dwellings, high-rise buildings, a subdivision setting, or any other  
        housing design.  Most CCRCs have three levels of care:   independent  
        living; assisted living; and, skilled nursing care.  As a resident's  
        needs increase, he or she moves to a higher level of care within the  
        facility.  California has 79 CCRCs, which are home to about 20,000  
        seniors.  



         The need for this bill  :  The author notes that, while current law  
        regulates the establishment and operation of CCRCs, there are  
        minimal regulations governing what happens when a facility must  
        close.  According to California Advocates for Nursing Home Reform  








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        (CANHR), one of the this bill's sponsors, "[t]here are limited legal  
        protections for consumers when facilities close.  Since thousands of  
        CCRC residents have collectively entrusted providers with well over  
        $1 billion in entrance fees in return for life-long care, a facility  
        closure translates into serious investment loss for residents.   
        Moreover, vulnerable displaced residents face severe physical and  
        psychological harm, such as transfer trauma."



        In April of 2006, Marguerite Terrace, a 73-bed CCRC in San Jose that  
        had only 50% occupancy, announced to its residents that it would be  
        closing.  Three residents died soon after being transferred to other  
        facilities, prompting an investigation by the state licensing  
        agency, which resulted in a $20,000 citation for failure to have an  
        adequate team assess the residents' medical and psychological  
        conditions before they were transferred.  The failure to adequately  
        plan for the medical needs of residents when they moved from  
        Marguerite Terrace, the limited relocation choices offered, and the  
        residents' dissatisfaction with the facility's buy-out terms,  
        illustrated the need for legislation to govern CCRC closures.  



        The author reports that, while there have been few closures of CCRCs  
        to date, there are an increasing number of such facilities that are  
        aging and have low occupancy rates.  Many will require major  
        renovations to enable them to meet current and future market demands  
        and others will likely close.



         Prior bill  :  SB 489 (Steinberg) was introduced in 2007 to establish  
        procedures and protections governing both permanent and temporary  
        closures of CCRCs.  The sponsors of SB 489 (and this bill) report  
        that they and the author worked closely with facility providers.   
        They note that SB 489 was substantially amended to address the  
        providers' concerns and that the primary opposition was withdrawn as  
        a result of these amendments.  In vetoing SB 489, Governor  
        Schwarzenegger expressed concerns over the oversight role of DSS  
        under the bill.  The Governor concluded that "[t]here are many good  
        consumer protections in this bill and I would encourage the author  
        and stakeholders to work with my Administration next year to find  
        the appropriate balance of government oversight for these types of  








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        facilities."  



        This bill, as introduced, was virtually identical to the final,  
        enrolled, version of SB 489.  To address concerns expressed by the  
        administration with DSS's role, the amended version of this bill  
        deletes language implying DSS acceptance of closure plans.  This  
        bill now clarifies that the plan is merely provided to DSS.  In  
        addition, as discussed below, this bill has been amended to address  
        only permanent closures.

         Related bill  :  The amendments to limit this bill to permanent  
        closures resulted from agreement between the author and sponsors of  
        this bill and the author and sponsors of another bill introduced  
        this session, AB 1433 (Eng).  AB 1433 is sponsored by CCRC  
        providers.  AB 1433 is also similar to SB 489 but applies only to  
        permanent closures.  The sponsors of AB 1433 believe that, in the  
        current economic climate, a temporary closure bill will adversely  
        impact providers due to limited access to commercial credit.  In  
        exchange for an agreement by the author and sponsors of this bill to  
        limit the bill to permanent closures, the sponsors of AB 1433 have  
        agreed to work with the sponsors of this bill on a temporary closure  
        bill in 2010 when, they believe, current economic conditions will be  
        more favorable.  The author of AB 1433 is now a joint author of this  
        bill and has agreed that he will not move AB 1433 this year but  
        will, instead, make it available as the vehicle for a temporary  
        closure bill in 2010.

         
        Analysis Prepared by  :    Eric Gelber / HUM. S. / (916) 319-2089 FN:  
        0000479