BILL ANALYSIS                                                                                                                                                                                                    






                                  SENATE HUMAN
                               SERVICES COMMITTEE
                            Senator Carol Liu, Chair


          BILL NO:       AB 407                                       
          A
          AUTHOR:        Beall                                        
          B
          VERSION:       April 21, 2009
          HEARING DATE:  June 9, 2009                                 
          4
          FISCAL:        To Judiciary and Appropriations              
          0
                                                                      
          7
          CONSULTANT:                                                
          Hailey
                                        

                                     SUBJECT
                                         
           Continuing care contracts: retirement communities: closure


                                     SUMMARY  

          Imposes requirements on continuing care retirement  
          communities (CCRCs) in the event of their permanent  
          closure.


                                     ABSTRACT  

           Current law
           1)Establishes, within the State Department of Social  
            Services (DSS), the licensure of community care  
            facilities, including continuing care retirement  
            communities.

          2)Provides for the regulation by DSS of activities relating  
            to continuing care contracts that govern care provided to  
            an elderly resident in a continuing care retirement  
            community for the duration of the resident's life or a  
            term in excess of one year.

                                                         Continued---



          STAFF ANALYSIS OF ASSEMBLY BILL 407 (Beall)           Page  
          2


          

          3)Requires that continuing care retirement communities  
            maintain an environment that enhances residents'  
            independence and self-determination.

          4)Deems guilty of a misdemeanor, punishable by a fine not  
            to exceed ten thousand dollars ($10,000) or imprisonment  
            in the county jail for a period not to exceed one year,  
            or both, any entity that abandons a continuing care  
            retirement community or its obligations under a  
            continuing care contract.

          5)Gives the authority to DSS to issue citations for  
            violations of requirements of continuing care retirement  
            communities and to assess civil penalties in the amount  
            of two hundred dollars ($200) per day for violations.

           
          This bill
           1)Defines "permanent closure" of a CCRC to the voluntary or  
            involuntary termination or forfeiture or a provider's  
            certificate of authority or license or other action that  
            results in the permanent relocation of residents, except  
            in the case of a natural disaster or other event out of  
            the provider's control.

          2)Requires a continuing care contract to include provisions  
            describing how the provider will proceed in the event of  
            a closure.

          3)Requires the CCRC to provide written notice to DSS and to  
            the affected residents or designated representatives of  
            the affected residents 90 days prior to the intended date  
            of closure of a CCRC.

          4)Prescribes the content of the closure notice, including  
            intended date of closure and the requirement of a  
            relocation plan.

          5)Prohibits the provider from accepting new residents or  
            entering into new continuing care contracts once the  
            closure notice has been served.

          6)Requires the provider to offer a resident a choice of  
            four placement options, the terms of which shall not be  
            less than the terms of the continuing care contract  




          STAFF ANALYSIS OF ASSEMBLY BILL 407 (Beall)           Page  
          3


          

            between the resident and the provider as if that contract  
            had been fully performed.  The options are:

             a)   Relocation to another CCRC, owned or operated by  
               the provider, if available;

             b)   Relocation to a CCRC operated by another provider;

             c)   Monetary compensation equal to the value of the  
               remainder of the contract as if the contract had been  
               fully performed; or,

             d)   An alternative arrangement mutually agreed upon by  
               the provider and the resident or his or her  
               representative.

          7)Requires that replacement housing must be, overall,  
            comparable in cost, size, services, features, and  
            amenities to the unit being vacated.

          8)Requires the provider, within 30 days of submitting the  
            relocation plan for a permanent closure, to fund a  
            reserve, set up a trust fund, or secure a performance  
            bond to ensure fulfillment of costs associated with the  
            relocation, in an amount equal to or greater than the  
            estimated costs of relocating residents and relocation  
            options, funded with qualifying assets not subject to any  
            liens, judgments, garnishments or creditor's claims.

          9)Requires the provider to submit monthly progress reports  
            to DSS detailing the progress and problems associated  
            with the closure until all affected residents are  
            relocated and all required payments are made.

          10) Requires DSS to monitor the implementation of the  
            closure and to impose penalties if DSS determines that a  
            provider is closing a facility in violation of the  
            requirements established by this bill or is doing so in a  
            manner that endangers the health or safety of residents.

          11) Prohibits the provider from displacing any resident or  
            to close the facility until the relocation plan has been  
            prepared and submitted to DSS and provided to the  
            affected residents, the affected residents'  
            representatives, and the local long-term care ombudsman  




          STAFF ANALYSIS OF ASSEMBLY BILL 407 (Beall)           Page  
          4


          

            program.


                                  FISCAL IMPACT  

          According to the Assembly Appropriations Committee, this  
          bill has minor and absorbable costs.


                            BACKGROUND AND DISCUSSION  

           What are continuing care retirement communities?
           A continuing care retirement community is a facility where  
          services promised in a continuing care contract are  
          provided.  Continuing care retirement communities can be  
          apartment-type dwellings, high-rise buildings, a  
          subdivision setting, or any other housing design.  Most  
          continuing care communities have three levels of care:  
          indpendent living, assisted living and skilled nursing  
          care.  As a resident's needs increase, he or she moves to a  
          higher level of care within the facility.  California has  
          79 CCRCs, which are home to about 20,000 seniors.

           The need for the bill  
          The author notes that, while current law regulates the  
          establishment and operation of CCRCs, there are minimal  
          regulations governing what happens when a facility must  
          close.  According to California Advocates for Nursing Home  
          Reform (CANHR), one of the AB 407's sponsors, "[t]here are  
          limited legal protections for consumers when facilities  
          close.  Since thousands of CCRC residents have collectively  
          entrusted providers with well over $1 billion in entrance  
          fees in return for life-long care, a facility closure  
          translates into serious investment loss for residents.   
          Moreover, vulnerable displaced residents face severe  
          physical and psychological harm, such as transfer trauma."

          In April of 2006, Marguerite Terrace, a 73-bed CCRC in San  
          Jose that had a 50 percent occupancy, announced to its  
          residents that it would be closing.  Three residents died  
          soon after being transferred to other facilities, prompting  
          an investigation by the state licensing agency, which  
          issued in a $20,000 citation for failure to assess the  
          residents' medical and psychological conditions before they  
          were transferred.  According to the author, the failure to  




          STAFF ANALYSIS OF ASSEMBLY BILL 407 (Beall)           Page  
          5


          

          plan adequately for the medical needs of residents when  
          they moved from Marguerite Terrace, the limited relocation  
          choices offered, and the residents' dissatisfaction with  
          the facility's buy-out terms, illustrated the need for  
          legislation to govern CCRC closures.

          While there have been few closures of CCRCs to date, the  
          author reports that there are an increasing number of such  
          facilities that are aging and have low occupancy rates.   
          These facilities may require major renovations to enable  
          them to meet current and future market demands and others,  
          according to the author, will likely close.

           Prior bill  
          SB 489 (Steinberg, 2007) would have established procedures  
          and protections governing both permanent and temporary  
          closures of CCRCs.  In vetoing SB 489, the governor  
          expressed concerns over the oversight role of DSS under the  
          bill.  The governor concluded that "[t]here are many good  
          consumer protections in this bill and I would encourage the  
          author and stakeholders to work with my Administration next  
          year to find the appropriate balance of government  
          oversight for these types of facilities."

          AB 407 differs from SB 489 in two ways: it deletes language  
          implying DSS's acceptance of closure plans; AB 407 merely  
          requires that DSS receive a copy of the closure plan.  In  
          addition, AB 407 addresses only permanent closures, not  
          renovations.

          In a letter to the author, a CCRC named Front Porch offers  
          to support the bill if the definition of "permanent  
          closure" is amended to state that relocation of a resident  
          to a renovated unit at the same location does not  
          constitute permanent closure.

           Previous votes  
          Assembly Floor 80-0
          Assembly Appropriations 16-0
          Assembly Human Services 6-0


                                    POSITIONS  

          Support:       California Advocates for Nursing Home Reform  




          STAFF ANALYSIS OF ASSEMBLY BILL 407 (Beall)           Page  
          6


          

          (sponsor)
                         California Continuing Care Residents  
                    Association (sponsor)
                         AARP
                         Aging Services of California
                         American Federation of State, County and  
                    Municipal Employees
                         Disability Rights California
                         National Association of Social Workers,  
                    California Chapter

          Oppose:             None received



                                   -- END --