BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 570
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          Date of Hearing:   April 15, 2009

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Norma Torres, Chair
                   AB 570 (Arambula) - As Amended:  March 27, 2009
           
          SUBJECT  :   Local housing trust fund matching grant program 

           SUMMARY  :  Reduces the minimum grant amount a newly established  
          housing trust fund that represents a county with a population of  
          less than 425,000 can receive from the Local Housing Trust Fund  
          Matching Grant Program (Program), administered by the Department  
          of Housing and Community Development (HCD), from $1 million to  
          $500,000.   Specifically,  this bill  :

          1)Requires, before an application can be considered, an  
            applicant for a newly established trust fund must provide  
            adequate documentation, as determined by HCD, that an  
            ordinance imposing or dedicating a tax or fee to be deposited  
            in the new trust or a legally binding commitment to deposit  
            the matching funds in a trust has been adopted.

          2)Prohibits HCD from disbursing any funds to any trust until all  
            matching funds are on deposit. 

          3)Provides that funds may only be disbursed in the amounts  
            necessary to fund projects that have been identified to  
            receive a loan from a trust with in a reasonable period of  
            time. 

          4)Provides that in determining whether or not a county has a  
            population of less than 425,000, HCD must use the United  
            States Census for 2000.  

           EXISTING LAW  :

          1)Allocates $35 million of the $100 million Affordable Housing  
            Innovation Fund from Proposition 1C to the Program.  

          2)Requires that half of the funds are to be made available for  
            newly established housing trusts. 

          3)Requires HCD to grant preference to trust funds that agree to  
            expend more than 65% of the state funds for down payment  
            assistance to first time homebuyers.








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          4)Requires HCD, when making grants to newly established trust  
            funds, to set aside funding for 36 months from the date the  
            funds are first made available for newly established trust  
            funds in counties of less than 425,000 persons.

           FISCAL EFFECT  :  Unknown  
           
           COMMENTS  :  In 2002, California voters approved Proposition 46,  
          the $2.1 billion Housing and Emergency Shelter Trust Fund Act.   
          Proposition 46 provided funding for the following programs:  
          Multifamily Housing Program; Emergency Housing Assistance  
          Program; Supportive Housing; Farmworker Housing Grant Program;  
          CalHome Program; Local Housing Trusts; Code Enforcement Program;  
          California Homebuyer Downpayment Assistance Program; and, Jobs  
          Housing Improvement Account.  Funds provided under Proposition  
          46 were mostly exhausted by the end of 2006.  
          In November 2006, California voters approved Proposition 1C, the  
          Housing and Emergency Trust Fund Act of 2006.  Proposition 1C  
          maintains funding provided under Proposition 46 for most, but  
          not all, of the programs noted above.  One of the programs not  
          included in Proposition 1C was funding for local housing trusts.  
           Proposition 1C did include however, $100 million for the  
          Affordable Housing Innovation Fund to be used for "competitive  
          grants or loans to sponsoring entities that develop, own, lend,  
          or invest in affordable housing and are used to create pilot  
          programs to demonstrate innovative, cost-saving approaches to  
          creating or preserving affordable housing."  

          In 2007, the case was successfully made that local housing  
          trusts are inherently innovative, that is local housing leaders  
          can design individualized local programs to address affordable  
          housing needs in their communities.  Therefore, $35 million was  
          made available for local housing trusts to apply for grants.   
          One-half of the $35 million is to be made available strictly for  
          new trusts.  Additionally, when awarding grants to new trusts,  
          HCD is required to set aside funding for a period of 36 months  
          for trusts in counties with a population of less than 425,000.

          This bill seeks to allow smaller, rural county housing trusts to  
          better compete for state housing trust fund grants by lowering  
          the minimum grant amount for newly established small county  
          trusts.   Newly formed trusts in smaller counties would be  
          required to provide a match of $500,000 rather than $1 million.   









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           Need for the bill  :  According to the author, in order to take  
          advantage of the funding for housing trusts funds authorized in  
          Proposition IC, the San Joaquin Valley Housing Trust (SJV  
          Housing Trust) was established in 2008, with membership from  
          counties and cities throughout the eight county regions.  A  
          number of those counties are small, rural areas with fewer local  
          resources for planning and developing affordable housing.   
          Several of those counties plan to establish their own housing  
          trusts.  According to the author, housing trusts that may be  
          established in smaller rural counties such as those that are  
          members of the SJV Housing Trust face disadvantages in winning  
          state grants.  Those disadvantages include difficulties in  
          raising local funding to match grants, dollar for dollar, and  
          obtaining those local funds prior to the award of a state grant.  

           
          Similar legislation  :

          This bill is similar to AB 1129 (Arambula) from last session.   
          The Governor vetoed the bill with the following veto message: 

               I am returning Assembly Bill 1129 without my signature.

               I am supportive of providing additional flexibility for  
               small rural jurisdictions to participate in the Local  
               Housing Trust Fund program by reducing the minimum  
               participation level and allowing flexibility for local  
               governments to provide dedicated fee revenue in lieu of a  
               one-time match.  However, the bill is silent on when local
               governments may expend state funds that are on deposit  
               awaiting local matching funds.  Allowing local governments  
               to expend state funds without the accompanying local  
               matching funds undermines the purpose of a matching grant  
               program.

               For these reason, I am returning this bill without my  
               signature.

          The author has addressed the concern raised by the Governor's  
          veto message by requiring the local housing trust to have  
          matching funds on deposit before HCD may disburse funds.  The  
          bill outlines two possible sources of the funding, either a fee  
          or tax that the local jurisdiction imposes to fund the match or  
          a legal binding commitment.  HCD has discretion to determine  








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          whether the documentation is adequate to qualify for a match of  
          Program funds.  Additionally once funds are on deposit they may  
          only be disbursed to fund projects identified to receive a loan  
          as determined by HCD.   

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Affordable Homes Collaborative
          Aging Services of California
          American Federation of State County and Municipal Employees 
          California Rural Legal Assistance Foundation
          Housing California
          Non-Profit Housing Association of Northern California 
          San Joaquin Valley Housing Trust 
          San Luis Obispo County Housing Trust Fund
          Western Center on Law & Poverty

           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085