BILL ANALYSIS                                                                                                                                                                                                    






          SENATE PUBLIC EMPLOYMENT & RETIREMENT     BILL NO: AB 609
          Lou Correa, Chair            Hearing date:  June 28, 2010
          AB 609 (Conway)    as amended  6/22/10        FISCAL:  NO

           '37 ACT:  LIMITS ON ADMINISTRATIVE COSTS
           
           HISTORY  :
          
              Sponsor:  State Association of County Retirement Systems  
          (SACRS)

              Prior legislation:  AB 1124 (Karnette),
                         Chapter 327, Statutes of 2007

           ASSEMBLY VOTES  :
          
              PER & SS             6-0       5/06/09
              Assembly Floor       77-0      6/03/09
           
          SUMMARY  :
          
          This bill increases the amount county retirement systems that  
          participate in the County Employees Retirement Act of 1937  
          ('37 Act) are permitted to spend on administration costs and  
          changes the base upon which those costs are calculated.  In  
          addition, it exempts legal services and litigation costs from  
          this definition of administrative costs.

           BACKGROUND AND ANALYSIS  :
          
          1)   Existing '37 Act law  provides:

            a)  that the annual budget for administrative expenses of a  
            county retirement system may not exceed eighteen hundredths  
            of 1% (0.18%) of the  total assets of the retirement system  ,  
            and

            b)  pursuant to  Chapter 327, Statutes of 2007  , '37 Act  
            counties are allowed, until January 1, 2013, to increase  
            the budget for administration of the retirement system in  
            years when they incur expenses for software, hardware, and  
            computer technology consulting services, providing the  
            annual expenditure does not exceed the greater of:
          Pamela Schneider
          Date:  6/23/10                                         Page 1  











              - eighteen hundredths of 1% (0.18%) of the total assets  
              of the retirement system plus $1 million; or

              - twenty-three hundredths of 1% (0.23%) of the total  
              assets of the retirement system.

          2)  This bill  :

            a)  would increase the amount county retirement systems  
            that participate in the County Employees Retirement Act of  
            1937 ('37 Act) are permitted to spend on administration  
            from eighteen hundredths of one percent (0.18%) to  
            twenty-five hundredths of one percent (0.25%),

            b)  changes the base upon which the existing limit is  
            calculated from total assets of the system to the system's  
            accrued actuarial liability,

            c)  exempts legal services and costs of litigation from  
            being administrative costs of the system for purposes of  
            this funding limitation, and

            d)  specifies that in years when systems incur expenses for  
            software, hardware, and computer technology consulting  
            services, the annual expenditure may not exceed the greater  
            of:

              i.  twenty-five hundredths of 1% (0.25%) of the accrued  
              actuarial liability of the retirement system plus $1  
              million; or

              ii.  twenty-three hundredths of 1% (0.23%) of the accrued  
              actuarial liability of the retirement system.

            (The sponsor informs the committee that a subsequent  
            amendment will remove this provision)

           FISCAL  :

              Unknown.


          Pamela Schneider
          Date:  6/23/10                                         Page 2  










           COMMENTS  :
          
          1)   What is the effect of changing the base upon which the  
          limit of administrative costs is calculated  ?

          The committee is advised that the "accrued actuarial  
          liability" of a retirement system is usually significantly  
          higher than the "total assets" the retirement system has on  
          hand at any given time.

          For example, a retirement system that has an assets to  
          liability ratio of 70% or greater is said to be considered  
          common.  Thus, under the above example, a retirement system  
          with total assets of $20 billion would have an actuarial  
          liability of $28.6 billion.

          2)   Arguments in Support
           
          According to the author, because the cost of administration  
          of a '37 Act county retirement system is based on the assets  
          of the retirement system, the current significant decline in  
          the market value of those assets will result in reduced  
          operating budgets, potentially in the range of 30% to 50%.


          The author states:

            "The costs of administration are driven by staff activities  
            with regard to processing employees into retirement,  
            disability retirement process, retiree payroll, supporting  
            accounting responsibilities and IT systems; these day to  
            day functions make up the bulk of the administrative costs  
            of system operations.  Regardless of investment market  
            cycles, the responsibility to assist the system's clients  
            remains relatively constant."

            The Orange County Professional Firefighters Association  
            states that "AB 609 intends "37 Act systems to function  
            properly regardless of market cycles. It also takes into  
            account the differing sizes of the twenty "37 Act systems  
            in this state."

          3)   SUPPORT:
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          Date:  6/23/10                                         Page 3  











               State Association of County Retirement Systems (SACRS),  
          (Sponsor)
               Orange County Professional Firefighters' Association,  
          IAFF Local 3631  

          4)   OPPOSITION  :
          
               None to date




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          Pamela Schneider
          Date:  6/23/10                                         Page 4