BILL ANALYSIS                                                                                                                                                                                                    






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: AB 647
          SENATOR ALAN LOWENTHAL, CHAIRMAN               AUTHOR:  yamada
                                                         VERSION: 6/22/09
          Analysis by: Carrie Cornwell                   FISCAL:  yes
          Hearing date: July 7, 2009






          SUBJECT:

          Vehicle titling information

          DESCRIPTION:

          This bill requires the California Department of Motor Vehicles  
          (DMV) to comply fully with the federal law creating and  
          governing the National Motor Vehicle Title Information Service.

          ANALYSIS:

          The federal Anti-Car Theft Act of 1992 provided for the  
          establishment of a national information system to enable states  
          and others to access vehicle titling information. In 1996,  
          Congress reauthorized the act and gave U.S. Department of  
          Justice (US DOJ) responsibility for implementation and  
          development of the system, which is known as the National Motor  
          Vehicle Title Information Service (NMVTIS). 

          The federal government created NMVTIS to:

               Prevent the introduction or reintroduction of stolen  
              vehicles into interstate commerce;
               Protect states, consumers, and others from fraud;
               Reduce the use of stolen vehicles for illicit purposes,  
              including fundraising for criminal enterprises; and
               Provide consumer protection from unsafe vehicles.

          The federal act allows a third party to operate the titling  
          system for the federal government. Since 1992, the American  
          Association of Motor Vehicle Administrators (AAMVA) has acted in  
          this role, operating NMVTIS under the oversight of US DOJ. AAMVA  
          is the association of U.S. and Canadian officials responsible  
          for the administration and enforcement of motor vehicle laws. 




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          Currently, 28 states participate in NMVTIS, either by supplying  
          titling information to NMVTIS or by supplying information and  
          making it available to consumers who are potential purchasers of  
          vehicles. Fourteen states only supply title information to  
          NMVTIS, and 14 both supply and allow consumer access to their  
          information.

          For a consumer to access NMVTIS information about a particular  
          vehicle's title and history, the consumer pays a small fee  
          ($2.50 in most instances) to one of several private companies  
          that provide access to NMVTIS records. 

          The California DMV participates in NMVTIS only by supplying  
          information on its vehicle titling transactions through a  
          contract with a private entity that does not allow for consumer  
          access to the information. 
           
          This bill  :

          1.Requires that DMV be in full compliance with the federal  
            Anti-Car Theft Act of 1992 and the US DOJ rules governing  
            NMVTIS.

          2.Requires that DMV eliminate any restrictions to consumer  
            access to titling, branding, and theft information provided by  
            DMV to NMVTIS by January 1, 2010 to ensure that prospective  
            vehicle purchasers have instant and reliable access to  
            California's data.
          
          COMMENTS:

           1.Purpose  . Each state participating in NMVTIS loads information  
            into the system about each vehicle it titles, including the  
            vehicle identification number (VIN) and any title brand  
            information. (A "brand" is a descriptive label that states  
            assign to a vehicle to identify the vehicle's current or prior  
            condition, such as "junk," "salvage," or "flood.") Many  
            participating states also use NMVTIS to verify information on  
            a paper title being presented on a vehicle coming in from  
            out-of-state.  

            The author notes that before NMVTIS, a thief could steal a  
            car, take it over any state line, and get a valid title by  
            presenting fraudulent ownership documentation or a VIN stolen  
            from another car. This was possible because states did not  




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            have an instant, reliable way of validating the ownership  
            information before issuing the new title. NMVTIS provides this  
            by tracking the VIN, titles, and branding of vehicles across  
            states lines. This is still possible in states not  
            participating in NMVTIS. 

            The author asserts that California's DMV is in violation of  
            the federal Anti-Car Theft Act in that it bars direct consumer  
            access to NMVTIS. DMV supplies titling information in weekly  
            batches through an outside contractor, R.L. Polk & Company.  
            DMV's contract with this firm precludes it from sharing the  
            information provided to NMVTIS, so California's titling  
            information is not available through NMVTIS to consumers.  
            DMV's contract with R.L. Polk is for two years and ends in  
            April 2010. Because of DMV's contract, Californians must pay a  
            private company up to $30 per inquiry to receive vehicle  
            history information, even though taxpayers have been financing  
            the development of NMVTIS since 1992. By lifting the consumer  
            access restriction, this bill will bring DMV into compliance  
            and allow potential car buyers to retrieve used car history at  
            a lower price.
           
          2.Background on California's participation  . In August 2007, in  
            response to requests from consumer groups, legislative staff,  
            AAMVA, and others DMV agreed to participate in NMVTIS. DMV's  
            data management capabilities prevented it at that time from  
            executing this task with its own staff, so DMV entered into  
            the contract with R.L. Polk & Co., which owns CARFAX, a  
            business through which consumers can purchase for about $30  
            per VIN the title, accident, branding, and other information  
            about a vehicle. Typically, a consumer uses CARFAX's service  
            when buying a used car. CARFAX collects its information from  
            various sources, such as buying it from state motor vehicle  
            departments, including California DMV.

           3.DMV's compliance with the federal act  . US DOJ published its  
            final rules defining state requirements for compliance on  
            January 30, 2009. They require states to maintain at least the  
            level of participation they had established as of January 1,  
            2009, which DMV has done. California titling information is  
            currently provided to NMVTIS on a weekly basis. The US DOJ  
            rules require this to be upgraded to a daily update by January  
            2010, and DMV reports that it is working to accomplish this  
            change within existing resources. DMV's current contract  
            restricts access to California records in NMVTIS, but DMV  
            entered into this agreement before US DOJ published the  




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            proposed rules to implement NMVTIS in September of 2008. DMV  
            representatives state that DMV continues to do everything it  
            can to ensure full compliance with NMVTIS rules, including  
            allowing direct consumer access to California records housed  
            in the database, as quickly as possible.

           4.DMV current contract to submit title information  . DMV reports  
            that it is trying to end its contract with R.L. Polk in order  
            that it may provide consumers with access to the data it  
            submits to NMVTIS. While the contract expires in April of next  
            year, DMV believes that it will be able to terminate the  
            contract before the end of this year. At that time, DMV will  
            begin submitting titling information to NMVTIS using its own  
            employees. This bill requires that DMV complete this task by  
            January 1, 2010. Nonetheless, this bill will not void or allow  
            DMV to break the contract with R.L. Polk in the event that  
            DMV's efforts to terminate the contract are unsuccessful.

           5.Full compliance  . While DMV is on track to make its titling  
            information supplied to NMVTIS accessible to consumers by  
            January 1, 2010, DMV reports that it will be several years  
            before it provides and checks titling information in real time  
            with NMVTIS. DMV states that this is due to the limitations of  
            NMVTIS to accept the large amount of vehicle title data  
            California will supply to and demand from the national system.  
            Therefore, California's DMV will not be in "full compliance"  
            with the federal act until several years from now. The author  
            or committee may wish to amend this bill to clarify that DMV  
            shall be in full compliance with the Anti-Car Theft Act of  
            1992, other than providing consumer access, as soon as is  
            practicable, rather than by the effective date of the bill,  
            January 1, 2010.

          Assembly Votes:
               Floor:    73 - 0
               Appr: 16 - 0
               Trans:    14 - 0

          POSITIONS:  (Communicated to the Committee before noon on  
          Wednesday, 
                     July 1, 2009)

               SUPPORT:  Consumers for Auto Reliability and Safety  
          (sponsor)
                         Consumer Action
                         Consumer Attorneys of California




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                         Consumer Watchdog
                         LKQ Corporation
                         North American Export Committee
                         Public Citizen           
          
               OPPOSED:  None received.