BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 767
                                                                  Page  1


          ASSEMBLY THIRD READING
          AB 767 (Ammiano and Bass)
          As Amended  April 30, 2009
          2/3 vote.  Urgency 

           HOUSING             7-0         APPROPRIATIONS      17-0        
           
           ----------------------------------------------------------------- 
          |Ayes:|Torres, Harkey, Eng,      |Ayes:|De Leon, Nielsen,         |
          |     |Fletcher, Ma, Saldana,    |     |Ammiano,                  |
          |     |Swanson                   |     |Charles Calderon, Davis,  |
          |     |                          |     |Duvall, Fuentes, Hall,    |
          |     |                          |     |Harkey, Miller,           |
          |     |                          |     |John A. Perez, Price,     |
          |     |                          |     |Skinner, Solorio, Audra   |
          |     |                          |     |Strickland, Torlakson,    |
          |     |                          |     |Krekorian                 |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Provides a two-year extension for the Homeless Youth  
          Program and the Building Equity and Growth in Neighborhoods  
          (BEGIN) program authorized by the Proposition 1C:  Housing and  
          Emergency Shelter Trust Fund Bond Act of 2006 (Proposition 1C).   
          Specifically,  this bill  :  

          1)Extends funding authorized by Proposition 1C for the Homeless  
            Youth Program to July 31, 2011, after which all unencumbered  
            funds shall revert to general use for the Multifamily Housing  
            Program (MHP).

          2)Extends funding authorized for the BEGIN program to November  
            17, 2011, after which all unencumbered funds shall revert to  
            the CalHome Program. 

          3)Allows the Department of Housing and Community Development  
            (HCD) to determine if funds should revert sooner for either  
            program due to diminished demand. 

          4)Includes an urgency clause. 

           FISCAL EFFECT  :  According to the Assembly Appropriations  
          Committee, a three-year extension for unspent bond funds  
          authorized for the Homeless Youth ($24 million) and the BEGIN  








                                                                  AB 767
                                                                  Page  2


          ($40 million) programs, which under existing law would revert to  
          accounts used for more general housing-related purposes.

           COMMENTS  :  Proposition 1C appropriated $50 million for the  
          development of housing for homeless youth under MHP, and $125  
          million for down payment assistance for homebuyers in  
          communities that reduce regulatory barriers to housing  
          production under the BEGIN program.   

          For both of these appropriations, Proposition 1C specified that  
          any funds not committed to projects within 30 months of  
          availability were to revert to other, related HCD programs.   
          Demand under both the Homeless Youth and BEGIN has been  
          substantial, but not sufficient to use all of the available  
          funds.  In addition, the current freeze on application and  
          commitment activity for bond-funded programs is effectively  
          truncating the 30-month period, and the turmoil in the financial  
          markets is slowing development activity in general.   As a  
          result, approximately $24 million of the Homeless Youth funding  
          is scheduled to revert to the general component of MHP on July  
          31, 2009.   Similarly, $40 million is schedule to revert from  
          BEGIN to CalHome on November 17, 2009. 

          The homeless youth population is generally recognized as both  
          extremely needy and well served by housing combined with  
          services targeted to its unique needs.  There is very little of  
          this housing available.  Developing new units is challenging, in  
          part due to the limited funding available for necessary  
          supportive services, so demand for development funding,  
          including the  Homeless Youth funds, is limited.  HCD's staff is  
          in conversation now with developers who would like to submit new  
          applications, and the experience of the program thus far  
          suggests a slow and but relatively steady stream of such  
          applications, if funding were to remain available.   

          BEGIN is the only single-family loan program at HCD that assists  
          moderate-income homebuyers (80% to 120% of median income). The  
          BEGIN program is also the only HCD program that ties funding  
          specifically to local actions to reduce regulatory constraints  
          that impede the development of affordable housing.  AB 382  
          (Housing and Community Development Committee), Chapter 596,  
          Statutes of 2008, increased the BEGIN loan limit from $30,000 to  
          a maximum of 20% of purchase price, which has made this a very  
          attractive program to local government and developers seeking to  








                                                                  AB 767
                                                                  Page  3


          provide housing opportunities to a wide range of low- and  
          moderate-income borrowers.  HCD staff has indicated that they  
          are in contact with many cities, counties and developers  
          interested in submitting applications. The full $80 million  
          authorized in fiscal year (FY) 2007/2008 and 2008/2009 ($40  
          million per year) have been fully utilized, and there are $7.5  
          million of pending applications that cannot be funded at this  
          time.  HCD anticipates that based on demand the remaining $40  
          million could be awarded in FY 2009/2010.  A three-year  
          extension however takes into consideration the potential that  
          demand could be negatively affected by negative economic  
          conditions. HCD would have discretion to reallocate funds  
          earlier if demand unexpectedly dried up. 
           

          Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085  



                                                                FN: 0001151