BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 910
                                                                  Page  1

          Date of Hearing:   May 11, 2009

                    ASSEMBLY COMMITTEE ON UTILITIES AND COMMERCE
                                Felipe Fuentes, Chair
               AB 910 (De La Torre) - As Introduced:  February 26, 2009
          
          SUBJECT  :   Emergency Telephone Users: Surcharge Act: prepaid  
          communications service.

           SUMMARY  :   States legislative intent to require users of prepaid  
          wireless service and prepaid calling cards to pay 911 surcharges  
          through a single charge collected at the time of purchase. 

           EXISTING LAW  :

          1)Imposes a surcharge on all intrastate telephone calls,  
            including calls made using voice over internet protocol (VoIP)  
            technologies and wireless technologies to fund 911 services.

          2)Provides that the Department of General Services shall  
            determine annually a surcharge rate that it estimates will  
            produce sufficient revenue to fund the fiscal year's 911  
            costs, not to exceed 0.75% on intrastate telephone calls. 

          3)Requires the Public Utilities Commission (PUC) to design and  
            implement specific programs to ensure deaf and disabled  
            individuals have access to the telecommunications system and  
            requires the PUC to establish a surcharge on telephone service  
            not to exceed one half of one percent to pay for these  
            programs.

          4)Requires the PUC to establish and maintain the California High  
            Cost Fund-A (CHCF-A) and California High Cost Fund-B (CHCF-B)  
            programs to subsidize the cost of  providing telephone service  
            to rural and other high-cost areas  through surcharges on  
            telephone bills.  These programs are funded through a  
            surcharge on all intrastate telephone calls. 

          5)Creates the Moore Universal Telephone Service Act (Moore Act)  
            which sets the goal of providing high quality telephone  
            service at affordable rates to the greatest number of  
            citizens. The Moore Act provides that low-income customers of  
            telephone corporations shall be offered discounted telephone  
            rates for residential telephone service. The discounts are  
            funded through a surcharge on all intrastate telephone calls. 








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           THIS BILL:  
           
           1)Makes legislative findings and declarations regarding  
            equitable contributions to the funding of 911 systems by  
            consumers of prepaid communications services.
           
           2)Defines "prepaid communications service" (prepaid services) to  
            include prepaid calling card telephone service and prepaid  
            wireless calling service as specified. 
           
           3)Defines "prepaid calling card service" as the right to access  
            telecommunications services which must be paid for in advance  
            and which enables the origination of calls using and access  
            number or authorization code, that is sold in predetermined  
            units or dollars of which the number declines with use in a  
            known amount.
           
           4)Defines "prepaid wireless calling service" as service that  
            provides the right to utilize mobile wireless service which  
            must be paid for in advance and that is sold in predetermined  
            units or dollars of which the number declines with use in a  
            known amount.
           
           5)States legislative intent to impose the collection and payment  
            obligation of charges to support the 911 service on the  
            consumer's retail purchase of the prepaid communications  
            service.
           
           6)States legislative intent for the payment for the 911 service  
            to be collected at the time of purchase directly from the  
            consumer, remitted to the state or local jurisdiction and  
            distributed to the 911 emergency services fund.  
           
           FISCAL EFFECT  :   Unknown.

           COMMENTS  :   This bill states legislative intent to require users  
          of prepaid wireless service and prepaid calling cards to pay  
          state and local 911 surcharges through a single charge collected  
          at the time of purchase. 

          1)  Postpaid vs. prepaid telephone service:  Postpaid service  
          refers to a plan in which phone bills are paid on a monthly  
          basis and service is provided under a long-term contract. At the  








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          end of each month, charges for all of the services the customer  
          has used are added up by the carrier and sent to the user as a  
          bill.  Prepaid service refers to calling plans where an  
          individual pays for the service in advance. Typically, prepaid  
          plans entail a customer buying a set amount of calling minutes. 

          One of the advantages of a postpaid plan is that the user  
          essentially has unlimited phone usage credit. The subscriber can  
          make as many calls as he or she would like. A prepaid user can  
          only use a carrier's services as long as there is enough credit  
          to pay for that amount of service. Once the credit has been  
          depleted, no more calls can be made. 

          There are two products that are associated with prepaid  
          services: prepaid calling cards and prepaid wireless telephones.  
          Both of these products are sold at a variety of retail outlets  
          including stores, markets, post offices, pharmacies, gas  
          stations, and vending machines, as well as through the mail and  
          the internet. An individual who purchases a calling card must  
          use a phone that is already connected to a local provider to  
          call a toll-free or carrier-specific number and then activate a  
          Personal Identification Number (PIN) printed on the back of the  
          card.  As calls are made, the usable minutes are automatically  
          deducted from the card balance. Some prepaid calling cards are  
          meant to be discarded once the minutes have been exhausted,  
          while others can be recharged. An individual who purchases a  
          prepaid wireless phone (also known as pay-as you-go) must  
          purchase credit in order to use that phone on a mobile phone  
          network. That user can access a mobile phone network without  
          ongoing billing. The user can then use the mobile phone network  
          until they run out of credit. 

          2)  Surcharges  : Current law imposes the state 911 surcharge,  
          charges to fund low-income programs, charges to fund rural  
          assistance programs, and charges to fund programs for the  
          disabled on the amount paid for all phone calls that originate  
          and end within the state (intrastate), because those are the  
          only calls over which any state has the authority to impose a  
          surcharge. Current law also specifies that the surcharge is to  
          be imposed at the time of billing. 

          3)  Is it feasible to assess the 911 surcharge on prepaid  
          customers?  : Calculating and collecting the 911 surcharges on  
          prepaid calling plans can be difficult. When the usage is  
          calculated at the end of the billing cycle, the carrier can  








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          easily determine how much that customer spent on intrastate  
          calls, apply the 911 surcharge (which is calculated as a  
          percentage of that amount) and then remit the surcharge revenue  
          to the appropriate jurisdiction. 

          The collection of 911 surcharge and other fees is more difficult  
          for prepaid calling plans. When a user buys a prepaid card for a  
          specified number of dollars, there is no way to tell for sure  
          how much that consumer will end up spending on intrastate calls.  
          In fact, an individual might buy a prepaid phone in California  
          and only use it on vacation in Minnesota. In that case, the  
          individual would have no intrastate calls and thus have no  
          obligation to pay into the 911 account. Due to this difficulty  
          in determining the appropriate surcharge, some carriers pay the  
          fees based on estimates of what portion of the calls are  
          intrastate. Other carriers appear to be not paying the surcharge  
          at all. 

          4)  Growing pains  : It has been estimated that the prepaid  
          wireless industry will reach $31.3 billion by the end of the  
          decade. Although prepaid phones remain a fraction of the overall  
          mobile phone market, sales of the category grew 13 percent in  
          North America last year, nearly three times faster than  
          traditional cell phone plans.  Prepaid wireless customers make  
          up about 17% of all wireless customers, and the segment is  
          growing at a rate of 10-15% annually.  

          The growth in the use of prepaid services over postpaid services  
          has sparked a national discussion on how to insure essential  
          service like 911 continue to be funded in the future.  In a  
          number of jurisdictions, public safety officials are concerned  
          that users of both postpaid and prepaid services are given  
          access to 911, postpaid users pay a disproportionately large  
          share of the cost, which varies depending on state policies.  
          Regardless of variations in state policies, as more consumers  
          switch to prepaid service, the burden of paying for 911  
          increasingly shifts onto a declining number of postpaid users. 

          5)  Should retailers collect?  : A number of states have recognized  
          the difficulties of applying traditional postpaid 911 surcharges  
          to prepaid services. As a result, over the past year  
          stakeholders including carriers, local governments and retailers  
          coalesced at the national level in conjunction with the National  
          Conference of State Legislators (NCSL) in order to discuss  
          various mechanisms for collection of these surcharges with the  








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          goal of developing model legislation for states to use.  Early  
          discussions in the NCSL process seemed to indicate that  
          assessing some type of surcharge at the point of sale would be  
          the preferred method. This bill would implement that method by  
          developing a point of sale (POS) collection mechanism for the  
          911 surcharge. However, since those early NCSL discussions,  
          retailers have noted that a POS fee would shift the  
          responsibility, and therefore the costs, of the collection of  
          fees from the wireless carriers to the retailers. Furthermore, a  
          retailer would likely have even less information to use in  
          determining where the money should be remitted to than the  
          prepaid carrier. 

          6)  Going big  : According to the background sheet submitted by the  
          author's office the author's intent is to amend this bill to  
          impose a POS tax on prepaid services, much like a sales tax.  
          This tax would replace a number of state and local fees with one  
          tax that would go to the Board of Equalization (BOE), who would  
          then appropriate the money to the proper entities. 

          The charges included would be: 
             a)   State and local 911 surcharges
             b)   Universal Lifeline Telephone Service (ULTS)
             c)   California Advanced Services Fund (CASF)
             d)   California Teleconnect Fund (CTF)
             e)   California High Cost Fund-A (CHCF-A)
             f)   California High Cost Fund-B (CHCF-B)
             g)   Deaf and Disabled Telecommunications Program (DDTP)
             h)   Public Utilities Commission Reimbursement Account  
               (PUCRA)
             i)   Local Utility Users Taxes (UUT) 

          7)  Are prepaid carriers paying these charges now?  : In order to  
          avoid the repercussions of non-payment, some prepaid service  
          carriers have developed their own formulas that provide  
          estimates of these fees that should be remitted to various  
          jurisdictions. It is unclear whether these estimates are  
          actually reflective of amount that these users should be  
          contributing to the various funds. The PUC is currently auditing  
          the funds over which they have jurisdiction (funds b-h above) to  
          get a better understanding of how much prepaid carriers have  
          been paying. 

          8)  UUTs  : In recent decades, local control of revenues in  
          California has declined substantially. The rates and bases of  








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          the three largest sources of general-purpose revenues; the sales  
          tax, property tax and vehicle license fee; are no longer under  
          the control of the local agencies that rely upon them to fund  
          essential services. The few taxes and fees that go directly to  
          local government, like the UUT, are important because they are  
          predictable sources of revenue. The author's intent is to  
          include the UUT in the POS tax that would then be remitted to  
          the BOE. Given the state's current fiscal challenges, local  
          governments have expressed the concern that if UUT money were  
          sent to the state it may be reallocated by the state for other  
          purposes. 

          9)  New Definitions:  This bill defines the terms "prepaid calling  
          card service" and "prepaid wireless calling service" and places  
          them in the Revenue and Taxation Code. The Business and  
          Professions code contains existing definitions of "prepaid  
          calling services" and "Prepaid calling card" in sections that  
          are referenced in the Public Utilities code. These definitions  
          have some overlap and may cause confusion for interested  
          parties.  The author may wish to consider amending the  
          definitions in this bill to ensure they are consistent with  
          existing definitions.  

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Association of Highway Patrolmen (CAHP)

           Opposition 
           
          California Retailers Association
           
          Analysis Prepared by  :    Nina Kapoor / U. & C. / (916) 319-2083