BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 932
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          Date of Hearing:   April 15, 2009

                           ASSEMBLY COMMITTEE ON EDUCATION
                                Julia Brownley, Chair
                   AB 932 (Torlakson) - As Amended:  April 13, 2009
           
          SUBJECT  :   Child Care Facilities Revolving Fund

           SUMMARY  :  Broadens the types of projects eligible for funds from  
          the Child Care Facilities Revolving Fund (CCFRF) and requires  
          the California Department of Education (CDE) to utilize the  
          expertise of the child care financial intermediary program to  
          administer the CCFRF.  Specifically, this bill  :  

          1)Strikes the purpose of the CCFRF as the following:  to provide  
            funding for the renovation, repair, or improvement of an  
            existing building to make the building suitable for licensure  
            for child care and development services and for the purchase  
            of new relocatable child care facilities for lease to school  
            districts and contracting agencies that provide child care and  
            development services; and instead specifies that the CCFRF is  
            to make loans for the purchase, site development,  
            construction, expansion, renovation, repair, or improvement of  
            licensed child care and development facilities, and for the  
            purpose of loan administration.

          2)Authorizes the Superintendent of Public Instruction (SPI) to  
            transfer federal funds in addition to state funds into this  
            fund.

          3)Strikes the provision requiring school districts and  
            contracting agencies using facilities made available by the  
            use of these funds to be charged a leasing fee, either at a  
            fair market value for those facilities or at an amount  
            sufficient to amortize the cost of purchase and relocation,  
            whichever amount is lower, over a 10-year period.  Strikes the  
            provision that upon full repayment of the purchase and  
            relocation costs, title shall transfer from the State of  
            California to the school district or contracting agency.

          4)Specifies that the SPI shall deposit all revenue derived from  
            the repayment of loans and from the lease payments from funds  
            allocated prior to January 1, 2010 into the CCFRF.

          5)Requires the CDE to utilize the capital financing expertise of  








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            the child care financial intermediary program, pursuant to  
            Education Code sections 8279.4, 8279.5, and 8279.6, to  
            administer the CCFRF.  

          6)Requires the CDE to adopt regulations to establish priorities,  
            forms, policies, and procedures for implementing and managing  
            the CCFRF.

          7)Requires the financial intermediary to provide capital  
            financing and facility development expertise and assistance to  
            the CCFRF process, including support of the CCFRF in  
            delivering capital for child day care facilities, which  
            includes facilities on nonpublic school property.

          8)Strikes obsolete references to regional resource centers,  
            Department of Housing and Community Development and the  
            California Infrastructure and Economic Development Bank in the  
            financial intermediary provisions.

           EXISTING LAW  :

          1)Establishes the CCFRF in the State Treasury to provide funding  
            for the renovation, repair, or improvement of an existing  
            building to make the building suitable for licensure for child  
            care and development services and for the purchase of new  
            relocatable child care facilities for lease to school  
            districts and contracting agencies that provide child care and  
            development services.

          2)Requires the SPI to contract with a nonprofit organization to  
            serve as a financial intermediary.  Requires the nonprofit to  
            have staff who have expertise in financing and capital  
            expansion, are knowledgeable about the child care field, and  
            have the ability to develop and implement a plan to increase  
            the availability of financing to renovate, expand, and  
            construct child day care facilities, both in day care centers  
            and family day care homes.  

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   Background on CCFRF  .  The CCFRF, established by AB  
          1578 (Migden), Chapter 299, Statutes of 1997, is administered by  
          the CDE to provide funding for the lease-purchase of new  
          relocatable buildings to eligible school districts and  
          contracting agencies that provide child care and development  








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          services, and for the renovation, repair, or improvement of an  
          existing building to make the building suitable for licensure  
          for child care and development services.  Local educational  
          agencies (LEAs) and child care agencies that contract with the  
          state to provide state-funded child care services may apply for  
          up to $210,000 for each single, freestanding relocatable  
          building and up to $70,000 maximum for each additional module  
          added to the basic building.  Funds can be used for building  
          expenses, architect and inspection fees, site development, and  
          site improvement costs.  All funds advanced from the program are  
          repaid by the applicant agency over ten years, with no interest.  
           
           
          The CCFRF received an initial General Fund appropriation of $25  
          million in 1997-98.  The funding source in subsequent years came  
          from both the transfer of unencumbered and the reappropriation  
          of unused child care and development program monies.  In the  
          beginning of the 2007-08 fiscal year, the CCFRF had an available  
          fund balance of $80.8 million, but budget actions diverted  
          almost $60 million to other programs and left approximately $22  
          million available for funding.  Twenty-one applications were  
          submitted and funded at $5.8 million in FY 2007-08.

          According to the CDE, since the inception of the program, 617  
          applications have been approved for funding, providing potential  
          capacity for 24,490 children.  LEAs comprise the majority of the  
          participants in the CCFRF, while private child care providers  
          comprise 30.7% of the total.  The largest group to be served  
          through CCFRF is preschool children.  The most frequently cited  
          reason for request of funds was child care program expansion,  
          followed by replacement of facilities for health and safety  
          reasons.

           Purpose of the bill.   The author states, "Unfortunately, the  
          Revolving Fund has been underutilized for the past several years  
          due to the complex and specialized expertise required to make  
          loans for development projects, other than relocatable buildings  
          primarily on public school sites.  Child care and development  
          contractors operate care and education programs in all different  
          types of facilities. By enhancing the capital financing capacity  
          of the Revolving Fund, the program will be better equipped to  
          meet the facility development needs of eligible borrowers.   
          There will also be enhanced capacity and support for low-income  
          child care providers to access financing.  Additionally, the  
          Financial Intermediary will increase the efficiency and  








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          effectiveness of existing state resources and provide more  
          opportunities to leverage public and private capital.  

          This bill will mitigate the underutilization of the Revolving  
          Fund and address the facilities needs of child care and  
          development contractors."

          The Low Income Investment Fund, a co-sponsor of the bill,  
          states, "Administration of the CCFRF consists of 1) determining  
          eligibility of applying agencies, and 2) advancing funds to  
          approved program participants.  Capital financing expertise is  
          limited for the CCFRF therefore loans are not underwritten to  
          ensure repayment and projects are not evaluated to determine  
          feasibility.  In the 10 years the CCFRF has been operating 561  
          loans were made totaling $75.9 million.  These figures are very  
          commendable considering the limited staff resources allocated to  
          the program.  However, the limited staff resources and lack of  
          regulations have taken its toll on the CCFRF.  It  has not  
          achieved its full potential and though it has deployed a  
          commendable amount of capital, the program is continually  
          undersubscribed resulting in upwards of $100 million of unspent  
          funds transferred from the CCFRF for other purposes, none of  
          which will allow for recycling these funds back to the CCFRF to  
          support quality facilities like the program was intended."

           Public Counsel report  .  A December 2007 report on the CCFRF by  
          the Public Counsel, a nonprofit law firm based in Los Angeles,  
          found that child care providers are often in need of expert  
          assistance on real estate and capital finance matters.  However,  
          CDE's Child Development Division's area of expertise in  
          administering child care programs and cannot easily absorb  
          entirely the function of lending capital for child care  
          facilities.  The report identifies other state facility loan  
          programs, including the Department of Housing and Community  
          Development's former child care facilities financing program and  
          existing multi-family housing program that can be used as a  
          model for administering the CCFRF.  The report recommends  
          adopting effective regulations and thorough risk evaluation and  
          underwriting procedures, providing pre- and post-loan technical  
          support, and ensuring appropriate security documents and  
          covenants, as ways to ensure well-performing loans.

           This bill  makes several changes to the CCFRF as follows:

          1)Expands the program from a lease-purchase of relocatable  








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            buildings to a loan program for any type of facility  
            (including construction of a brick and mortar building) and  
            authorizes funds to be used for loan administration.

          2)Deletes parameters of the program, including the requirement  
            to amortize the cost of purchase and relocation of the  
            relocatables over a 10-year period and the requirement that  
            upon full repayment of the purchase and relocation costs,  
            title shall transfer from the State of California to the  
            school district or contracting agency.  The bill instead  
            requires the CDE to adopt regulations to establish priorities,  
            forms, policies, and procedures for implementing the program  
            and managing the CCFRF.

          This bill also requires the CDE to utilize the capital financing  
          expertise of the child care financial intermediary program to  
          administer the CCFRF and requires the financial intermediary  
          program to provide capital financing and facility development  
          expertise and assistance to the CCFRF process.   

           Background on the financial intermediary  .  The financial  
          intermediary is established by AB 2778 (Jackson), Chapter 548,  
          Statutes of 2000 with the intent to provide child care providers  
          with technical assistance and information on funding  
          availabilities to renovate, expand and construct child care  
          facilities.  The bill requires the SPI to contract with a  
          nonprofit with expertise in financing and capital expansion and  
          have staff knowledgeable about the child care field.  The  
          nonprofit selected by the SPI is required to undertake  
          activities designed to increase funds available from the private  
          and public sectors for the financing of child care facilities. 

          The SPI contracts with The Building Child Care Project, which  
          maintains an Internet Web site which "provides a centralized  
          clearinghouse of information and services to increase the  
          California child care sector's understanding of the facilities  
          development process and access to facility development  
          resources."  The Web site has links to other resources and  
          publications relating to child care and child care facilities,  
          including starting or expanding child care centers and financial  
          resources.  Concerns have been expressed that the existing  
          nonprofit financial intermediary is not as proactive in working  
          with child care providers as envisioned by AB 2778.  

           Issues of concern  .  Does the CDE's Child Development Division  








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          have the resources to administer a bigger loan program that may  
          involve construction of new facilities?  Is linking the CCFRF to  
          the financial intermediary program sufficient in garnering  
          technical expertise to administer the CCFRF if there is concern  
          over its current ability to fulfill all the duties specified in  
          law?  The  author may wish to consider revamping the program and  
          perhaps requiring the CDE school facilities planning division or  
          the State Treasurer's office, which administers other loan  
          programs (e.g., charter schools facilities), to administer the  
          program.

          This bill deletes parameters of the program, including the  
          structure of lease payments and the transfer of title.  Staff  
          recommends reinstating provisions in law that outline general  
          parameters, including the requirement to transfer title to the  
          LEA or private child care provider when the loan is repaid.  

           Arguments in Support  .  The sponsor of the bill, the Low Income  
          Investment Fund, states, "The American Recovery and Reinvestment  
          Act is investing more than $470 million to increase child care  
          and early education services for more than 52,000 of  
          California's children.  Unfortunately, no new funding is  
          available to support facilities to house the additional  
          services.  California's existing child care facilities programs  
          play a critical role in addressing the current and emerging  
          facilities.  The Child Care Facilities Revolving fund (Revolving  
          Fund) was established to provide capital financing to child care  
          and development contractors.  The Department of Education has  
          identified facilities as a key reason for unspent child care and  
          preschool operating funding.  California currently has a waiting  
          list of approximately 204,000 young children, who are eligible  
          but unable to access child care and early education services.   
          The goal of the Revolving Fund is to ensure child care and  
          development contractors have access to affordable capital for  
          the development of quality, healthy facilities for California's  
          low-income children."

           REGISTERED SUPPORT / OPPOSITION  :   
           
          Support 
           
          California Child Development Administrators Association  
          (co-sponsor)
          Child Development Policy Institute
          Children Now








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          Low Income Investment Fund (co-sponsor)
          Preschool California
          Professional Association for Childhood Education
          Public Counsel

           Opposition 
           
          None on file
           
          Analysis Prepared by  :    Sophia Kwong Kim / ED. / (916) 319-2087