BILL ANALYSIS                                                                                                                                                                                                    




                                                                  AB 978
                                                                  Page A
          Date of Hearing:  January 5, 2009

          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT AND THE ECONOMY
                               V. Manuel Perez, Chair
                 AB 978 (V. Manuel Perez) - As Amended:  May 7, 2009
           
          SUBJECT  :   Internet-based one-stop permitting

           SUMMARY  :   Requires the State Chief Information Officer (CIO),  
          in collaboration with other relevant agencies, to develop an  
          online master application for businesses to file for state  
          permits and licenses. Specifically,  this bill  :  

          1)Makes several findings and declarations regarding the  
            importance of small businesses and the unique burdens they  
            face during these difficult economic times including, but not  
            limited to:

               a)  Declares that California's dominance in many economic  
              areas is based, in part, on the significant role small  
              businesses play in the state's $1.8 trillion economy;  

               b)  Finds regulatory burdens and costs continue to be a  
              major concern for small businesses;  

               c)  Finds that while the specific financial impact of state  
              regulations on small businesses is unknown, state agencies  
              are required to consider the costs of adopting regulations  
              on the California economy, in general, and on small  
              businesses; and 

               d)  Finds that given these difficult economic times for  
              small businesses, it is fair and appropriate to expend  
              resources to reduce the cost of obtaining state licenses and  
              permits by developing an online master application.

          2)Requires the CIO to develop an online master application for  
            businesses to file for state permits and licenses.  In  
            undertaking this work, the CIO is directed to: 

             a)  Establish the requirements for the initiation of the  
               project; 

             b)  Define the resource requirements and proposed technical  
               solution that is in compliance with statewide strategies,  









                                                                  AB 978
                                                                  Page B
               policies and procedures; and

             c)  Consult with state agencies during the initial project  
               planning to ensure that project proposals are based on  
               well-defined programmatic needs, clearly identify  
               programmatic benefits, and consider feasible alternatives  
               to address the identified needs of businesses that apply  
               for multiple state licenses and permits over a period of  
               time.

          3)  Requires that the Secretary of State and the Secretary of  
            Consumer Services work with the CIO to ensure that boards and  
            commissions have the appropriate technical assistance to use  
            and maintain an online application system.

          4) Authorizes the CIO to delegate the development of the actual  
            application to an appropriate agency.

           EXISTING LAW  established the Office of the State CIO in August  
          2007 with statutory authority over strategic vision and  
          planning, enterprise architecture, information technology  
          policy, and project approval and oversight.  
           
          FISCAL EFFECT  :   Unknown

           COMMENTS  :  

           1)Purpose:   According to the author, small business owners face  
            many challenges when they want to start or expand a business  
            in California.  They must navigate through many different  
            agencies to obtain permits and licenses. The process is  
            lengthy and is not conducive to a positive business climate.

            According to the author, licensing and regulatory burdens  
            continue to be a major concern for small businesses.  In a  
            recent survey by Small Business California, 85% of small  
            businesses felt the state was heading in the wrong direction.   
            Regulations placed among the top five issues identified by  
            small businesses as needing to be immediately addressed by  
            elected officials in Sacramento.  Sixty-one percent of small  
            business respondents ranked regulations as either their top  
            priority or a high priority for state action.

            The author states that given the current deficit budget  
            environment, the state must, at a minimum find ways to control  









                                                                  AB 978
                                                                  Page C
            the rising costs of regulatory compliance.  This bill is  
            intended to provide a cost effective and streamlined licensing  
            and permitting process, thus reducing the cost of doing  
            business in California.

           2)California small business  :  California's dominance in many  
            economic areas is based, in part, on the significant role  
            small businesses play in the state's $1.8 trillion economy.   
            Businesses with fewer than 100 employees comprise more than  
            99% of all businesses, and are responsible for employing more  
            than 57% of all workers in the state.  

            As an example, small- and medium-sized businesses are crucial  
            to the state's international competitiveness and are an  
            important means for dispersing the positive economic impacts  
            of trade within the California economy.  Of the over 52,000  
            companies that exported goods from California in 2006, 95%  
            were small- and medium-sized enterprises (SME) with fewer than  
            500 employees.  These SMEs generated nearly half (44%) of  
            California's exports in 2006.  Nationally, SMEs generated only  
            29% of total exports.  

            Historically, small businesses have functioned as economic  
            engines, especially in challenging economic times.  During the  
            nation's economic downturn from 1999 to 2003, microenterprises  
            (businesses with less than five employees) created 318,183 new  
            jobs or 77% of all employment growth, while larger businesses  
            with more than 50 employees lost over 444,000 jobs.  From 2000  
            to 2001, microenterprises created 62,731 jobs in the state,  
            accounting for nearly 64% of all new employment growth.   
            Unfortunately during the current recession, small business  
            have been especially hard hit with small business bankruptcies  
            up 81% for the 12 months ending September 2009, as compared to  
            the same period in the previous year.  Nationally, bankruptcy  
            filings were up 44%, according to Equifax Inc.

            Because of their importance in the state economy, small  
            business issues have been a particular focus of the Assembly  
            Committee on Jobs, Economic Development and the Economy (JEDE)  
            for the past several years.  In March 2009, JEDE produced a  
            state economic recovery strategy that included several key  
            recommendations on the needs of small business, including  
            helping small businesses meet their short term capital needs.   











                                                                  AB 978
                                                                  Page D
           3)Small business studies  :  Beginning in March 2009 and through  
            the summer, the Assembly Committee on Jobs, Economic  
            Development and the Economy held several hearings specifically  
            to hear from small businesses and manufacturing about their  
            economic recovery needs.  During these hearings small business  
            prioritized two areas: increasing access to capital and  
            reducing the costs associated with doing business in  
            California, including costs related to business permits and  
            licenses.

            The cost of compliance with regulations has also been the  
            subject several of peer reviewed studies at the federal and  
            state levels.  For the last 10 years, the federal Small  
            Business Administration has conducted a study that analyzes  
            the cost of federal government regulations on different sizes  
            of businesses.  This research shows that small businesses  
            continue to bear a disproportionate share of the federal  
            regulatory burden.  On a per employee basis, it costs about  
            $2,400, or 45%, more for small firms to comply with federal  
            regulations than their larger counterparts.   

            In September 2009, Governor Schwarzenegger released the  
            state's first assessment on the cost of state regulations on  
            business.  The study was requested by Assemblymember Juan  
            Arambula in AB 2330 Statutes of 2006.  Of note was the reports  
            estimated total cost of regulations to the State of  
            California, $493 billion.  Since small businesses constitute  
            99.2 % of all employer businesses in California and all of  
            non-employer business, the regulatory cost, according to the  
            report, is shouldered substantially by small business  
            (averaging  $134,123.00 per small business in 2007). 

            How small business gain access to capital was the topic of  
            another study, published in April 2009 by Bornstein and Song.  
            The study found that more than 1.5 million Californians are  
            now in immediate risk of losing their jobs, and more than 2.1  
            million California small business jobs may be lost in the  
            second wave of foreclosures which began in 2009 and will  
            likely see through 2012.   A Toxic Mortgage is an Adjustable  
            Rate Mortgage, Alt-A or a Sub prime loan.  Unfortunately, 51.8  
            percent of California small business owners used toxic  
            mortgages to fund their business expenses.  California  
            Hispanic small business owners were the hardest hit, with a  
            toxic mortgage usage rate of 52.6%.  This exceeds the national  
            average of 31.9 percent by more than 20% points.  









                                                                  AB 978
                                                                  Page E
           
          4)Related legislation:   Below is a list of bills relating to  
            streamlining the permitting and licensing process.
           
              a)   AB 485 (Arambula)  :  This bill would have created a Master  
              Business License Center within the State and Consumer  
              Services Agency to receive and process all state licensing  
              applications.  The Center would have had responsibility to  
              coordinate review and approve the application by all  
              relevant regulatory agencies and a master license would have  
              subsequently been issued to the applicant business.  Status:  
               Held in Senate Committee on transportation and Housing.

             b)   AB 2098 (Liu)  :  This bill requires the Department of  
              Technology Services to design and implement a comprehensive  
              electronic payment system that will allow all state agencies  
              to receive and make payments through electronic funds  
              transfers, credit cards, debit cards, and automated  
              clearinghouse debits and credits.  Status:  Signed by the  
              Governor, Chapter 818, Statutes of 2006.

             c)   AB 2330 (Arambula)  :  This bill requires the Office of the  
              Small Business Advocate to commission a study on the cost of  
              state regulations on small businesses that is parallel to  
              the study on the impact of regulatory costs on small firms  
              conducted by the federal Small Business Administration.  The  
              report is required to make recommendations on how to reduce  
              the cost of existing and future regulations on small  
              businesses while achieving the same policy and regulatory  
              objectives.  This bill also convenes a small business  
              advisory committee to provide advice based on the study and  
              recommendations.  Status:  Signed by the Governor, Chapter  
              232, Statutes of 2006

             d)  SB 1436 (Figueroa)  :  This bill requires the Department of  
              Technology Services to create a link to state agency web  
              sites at the State of California Internet Portal so small  
              businesses can access information regarding startup  
              requirements and regulatory compliance.  The bill requires  
              each state agency that significantly regulates or impacts  
              small business to designate at least one individual to serve  
              as a small business liaison for the agency.  It also  
              requires each agency to ensure that the state's procurement  
              and contracting processes are administered in order to meet  
              or exceed the 25% small business participation goal.   









                                                                  AB 978
                                                                  Page F
              Status:  Signed by the Governor, Chapter 234, Statutes of  
              2006.


           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Assembly Committee on Jobs, Economic Development, and the  
          Economy (Sponsor)

           Opposition 
           
          None received
           
          Analysis Prepared by  :    Mercedes Flores / J., E.D. & E. / (916)  
          319-2090