BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 992
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          Date of Hearing:   April 28, 2009

                   ASSEMBLY COMMITTEE ON BUSINESS AND PROFESSIONS
                                 Mary Hayashi, Chair
                     AB 992 (Lieu) - As Amended:  April 21, 2009
           
          SUBJECT  :  Advertising: residential property taxes:  assessment  
          appeal application filing services.

           SUMMARY  :   Recasts provisions relating to a property assessment  
          appeal filing service to instead make them applicable to an  
          assessment reduction filing service, as defined, and places  
          additional restrictions on the activities of an assessment  
          reduction filing service.  Specifically,  this bill  : 

          1)Makes it unlawful for a person to make any untrue or  
            misleading statements in any manner in connection with the  
            offering or performance of an assessment reduction filing  
            service, which is defined as any service performed or offered  
            to be performed for compensation in connection with an  
            application or request of any kind of reduction in assessment  
            of residential property, as specified, or to provide  
            comparable sales information in connection with such an  
            application or request.

          2)Includes in the definition of an assessment reduction filing  
            service those services performed by a person who actively  
            advocates, in person or by written and oral communications, on  
            the behalf of the person to whom a solicitation is made before  
            the assessment appeals board or the assessor's office. 

          3)Prohibits an assessment reduction filing service from  
            charging, demanding, or collecting money in connection with a  
            request for review, or in connection with an assessment appeal  
            application, until after the request is filed with the  
            assessor or until after the assessment appeal is filed with  
            the clerk of the assessment appeals board, as specified. 

          4)Makes it unlawful for an offeror of an assessment reduction  
            filing service to file a request or application of any kind  
            for reduction in assessment without first obtaining a written  
            authorization from the property owner, as specified. 

           EXISTING LAW  :









                                                                  AB 992
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          1)Provides that certain advertising related practices are  
            unlawful and makes a violation of those provisions a crime. 

          2)Makes it unlawful for a person to make any untrue or  
            misleading statements in any manner in connection with the  
            offering or performance of an assessment appeal application  
            filing service, which is defined as any service performed or  
            offered to be performed for compensation in connection with an  
            application for reduction in assessment of residential  
            property, as specified. 

          3)Exempts from the definition of an assessment appeal  
            application filing service any service performed by a person  
            who actively advocates, in person or by written and oral  
            communications, on the behalf of the person to whom a  
            solicitation is made before the assessment appeals board or  
            the assessor's office.

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

           Purpose of the bill  .  According to the author's office,  
          "Property values have dropped dramatically since the staggering  
          increase that occurred during the real estate boom earlier this  
          decade.  Against this backdrop, a blatant scam has arisen where  
          private companies contact homeowners and offer to help them  
          lower their property tax bill.  The company offers to file a  
          property tax reduction request with the assessor's office, in  
          return for an up front fee of several hundred dollars.  In  
          addition to the fee, there is a penalty charge assessed if  
          payment is not received by a specific date. 

          Homeowners can already apply for a reduction in property tax  
          value - and a resulting lower tax - without charge.  It is a  
          free service and the application process is relatively simple.   
          Current law regulates solicitations to assist homeowners in  
          having their property values reassessed, including important  
          disclosures to help homeowners understand that solicitations  
          don't come from government agencies.  However, an exception  
          exists for those who 'actively advocate' on behalf of the  
          property owners.  Solicitors are using this exemption as a  
          loophole to avoid any disclosures.  AB 992 removes the 'actively  
          advocate' exemption while concurrently banning any advance  
          payment until after documents are actually filed on behalf of  








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          the homeowner."

           Background  .  In all counties in California, either one or more  
          assessment appeals boards or a county board of supervisors  
          performs the duties of a local board of equalization, commonly  
          referred to as an appeals board. The appeals board is an  
          independent entity whose function is to resolve disputes between  
          the county assessor and taxpayers over values of locally  
          assessed property. The decisions of an appeals board are legally  
          binding and enforceable.  
          
          According to the State Board of Equalization (Board), "An  
          assessment appeal is the due process a taxpayer may initiate if  
          the assessed value of his or her property cannot be agreed upon  
          with the county assessor.  A county's appeals board, a  
          quasi-judicial body consisting of impartial persons or a hearing  
          officer, hears evidence from both parties before deciding upon  
          the value of the property in question.  The assessment appeal  
          process provides for the 'equalization,' or the fairness of the  
          assessment, of a property's value."
          
          The Board recommends the following action for property owners  
          who think that their property value has decreased below the  
          assessed value shown on their tax bill:

            First, you should contact your county assessor's office.   
            Many county assessors request that you complete a short  
            informal assessment or appraisal review form providing them  
            with data to support why you believe your property's value  
            is lower than your assessed value.  The county assessor's  
            staff will then review this information and may concur with  
            the information you have submitted.  However, if a  
            difference of opinion of value still exists after reviewing  
            pertinent information, you may appeal the assessed value to  
            the county board of equalization or county assessment  
            appeals board.

            If you decide to appeal, you must obtain [a form] from the  
            clerk of the board where your property is located.  If your  
            clerk of the board does not provide the form on their  
            website, you may call them to send you a form or you may  
            pick it up at their office.  Your application must be filed  
            during a specific period with the clerk of the board in  
            order for the application to be valid. 









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           Support  .  The Office of the Assessor, County of Los Angeles  
          writes in support, "The dramatic drop in property values has  
          opened the door for opportunistic companies offering the promise  
          of lower property taxes.  These companies send mailings  
          requesting a hefty upfront fee to provide a service that is done  
          for free by the assessor.  Making matters even worse, is that  
          the letters look like they come from a government agency. 

          "My office, and many others throughout the state, are being  
          inundated with questions and concerns from property owners who  
          have received these misleading mailers.  Many have already sent  
          in money to these companies. 

          "Some companies involved in these mailings are hiding behind the  
          legal technicality that current notification requirements only  
          apply to the filing of a formal assessment appeal application.   
          They insist that they are requesting a review by the assessor,  
          falling short of a formal assessment appeal.  AB 992 clearly,  
          and appropriately, specifies that current notification laws  
          apply to any application for a reduction in the assessment of a  
          residential property.  In addition, the provision in AB 992  
          prohibiting the charging of a fee before any application is  
          filed will protect countless property owners, many of them  
          seniors, from paying for a service offered by free by county  
          assessors."

           Previous legislation  .  AB 1178 (Davis), Chapter 249, Statutes of  
          1997 places restrictions on assessment appeal and homeowners'  
          exemption solicitations.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           Los Angeles County District Attorney's Office (sponsor)
          California Association of Clerks and Election Officials
          Los Angeles County Board of Realtors
          Office of the Assessor, County of Los Angeles

           Opposition 
           
          None on file. 
           
          Analysis Prepared by  :    Whitney Clark / B. & P. / (916)  
          319-3301 









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