BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                   AB 992|
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                                 THIRD READING


          Bill No:  AB 992
          Author:   Lieu (D)
          Amended:  06/30/09 in Senate
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  4-1, 6/23/09
          AYES:  Corbett, Harman, Florez, Leno
          NOES:  Walters

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8
           
          ASSEMBLY FLOOR  :  66-10, 5/26/09 - See last page for vote


           SUBJECT  :    Residential Property Taxes:  assessment appeal  
          application 
                        filing services

           SOURCE  :     Los Angeles District Attorneys Office


           DIGEST  :    This bill recasts provisions in existing law  
          relating to property assessment appeal filing services.   
          Specifically, this bill (1) removes an exemption for  
          persons who actively advocate, thus including those  
          individuals within the definition of an assessment  
          reduction filing service; (2) prohibits any statement that  
          a late fee is required if a person fails to respond to a  
          solicitation by a specified date; (3) clarifies the  
          prohibition on an assessment reduction filing service  
          charging, demanding, or collecting advance fees, as  
          specified; (4) clarifies the definition of "assessment  
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          reduction filing service" to include the providing of  
          comparable sales information in connection with an  
          application or request for reduction; (5) makes it unlawful  
          to file a request or application for an assessment  
          reduction without obtaining a written authorization from  
          the property owner; (6) requires a copy of that  
          authorization to be submitted with any request or  
          application for reduction in assessment; and (7) requires  
          the offer or to maintain the original written authorization  
          for a period of three years and require it to be available  
          for inspection and copying, as specified.

           ANALYSIS  :    

          Existing law states that it is unlawful for any person to  
          make any untrue or misleading statements in any manner in  
          connection with the offering or performance of an  
          assessment appeal application filing service.  (Business &  
          Professions Code Section 17537.9.)  

          Existing law defines "assessment appeal application filing  
          service" as any service performed or to be performed for  
          compensation in connection with an application for  
          reduction in assessment of residential property, as  
          specified.   Existing law exempts any service performed by  
          a person who actively advocates, in person or by written  
          and oral communications, on the behalf of the person to  
          whom a solicitation is made before the assessment appeals  
          board or the assessor's office from that definition.   
          (Business & Professions Code Section 17537.9.)

          This bill recasts those provisions to instead make them  
          applicable to an "assessment reduction filing service,"  
          which is defined as any service performed or offered to be  
          performed for compensation in connection with an  
          application, or request of any kind, for reduction in  
          assessment of real property, as specified, including the  
          provision of comparable sales information in connection  
          with an application or request for reduction in assessment  
          of real property.  

          This bill removes the above exemption for persons who  
          actively advocate, thus including those individuals within  
          the definition of "assessment reduction filing service."







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          This bill recasts the definition of "untrue or misleading  
          statement," and include within that definition any  
          statement that a late fee is required if the person to whom  
          the solicitation is sent fails to respond to the offeror of  
          the assessment reduction filing service by a date stated in  
          the solicitation.

          This bill prohibits an assessment reduction filing service  
          from charging, demanding, or collecting money in connection  
          with a request for review, or in connection with an  
          assessment appeal application until after the request is  
          filed with the assessor or until after the application is  
          filed with the clerk of the assessment appeals board, as  
          specified.

          This bill makes it unlawful for an offeror of an assessment  
          reduction filing service to file a request or application  
          of any kind for reduction in assessment without first  
          obtaining a written authorization from the property owner.

          This bill requires a copy of the authorization to be  
          submitted with any request or application for reduction in  
          assessment, and require the offeror to maintain the  
          original written authorization for a period of three years  
          and require it to be available for inspection and copying  
          within 24 hours of a request without a warrant to law  
          enforcement, the Attorney General, district attorney, or  
          city attorney. 

           Background

           Proposition 13, enacted by the voters on June 6, 1978,  
          established the guidelines for determining property taxes.   
          The annual tax rate is limited to 1 percent of the  
          property's assessed value; however, the assessed value may  
          only be increased by a maximum of 2 percent per year.   If  
          the property changes ownership, a low assessed value may be  
          reassessed to full current market value (but future  
          assessments are restricted to 2 percent of the annual  
          maximum increase).  Proposition 8, enacted in November of  
          1978, allows for a temporary reduction in assessed value  
          when the current market value of a property is less than  
          the value shown on the property tax bill.







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          Due to the recent housing and economic downturn, homeowners  
          who purchased their home at or near the top of the market  
          may have an assessed value that is higher than the market  
          value.  In that case, the homeowner is entitled to a  
          temporary reduction in property taxes.  In response to a  
          recent wave of property tax scams, Attorney General Edmund  
          G. Brown issued the following warning on February 12, 2009:

          Companies are sending deceptive mailers to homeowners  
          offering help in reducing property tax assessments, if the  
          homeowner pays the company hundreds of dollars in fees.   
          The companies use official-sounding names such as "Tax  
          Adjusters," "Tax Readjustment" or "Tax Review" to make  
          victims believe the company is a government agency. 

          Property tax reassessment is a free service provided by  
          county tax assessors. If homeowners believe their property  
          value has declined and they are paying too much in property  
          taxes, the local tax assessor will review the property  
          value for free for a possible downward assessment. 

          This bill seeks to respond to those scams by revising and  
          recasting the provisions that govern those assessment  
          services by strengthening those provisions, and eliminating  
          an exception that the sponsor contends is being used as a  
          loophole.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  Yes

           SUPPORT  :   (Verified  7/10/09)

          Los Angeles District Attorney's Office (source)
          Apartment Association, CA Southern Cities
          California Assessors' Association
          California Association of Clerks and Election Officials
          County of Orange Board of Supervisors
          Kern County Board of Supervisors
          Los Angles County Board of Realtors
          Office of the Assessor, County of Los Angeles
          Orange County District Attorney









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           ARGUMENTS IN SUPPORT  :    According to the author's office,  
          property values have dropped dramatically since the  
          staggering increase that occurred during the real estate  
          boom earlier this decade.  Against this backdrop, a blatant  
          and costly scam has arisen where private companies contact  
          homeowners and offer to help them lower their property tax  
          bill.  The company offers to file a property tax reduction  
          request with the assessor's office, in return for an up  
          front fee of several hundred dollars.  In addition to the  
          fee, there is a penalty charge assessed if payment is not  
          received by a specific date.  The fact is that this same  
          service is free from the local assessor's office.  There is  
          no need for anyone to pay a fee to facilitate a property  
          tax reduction.  Current law regulates solicitations to  
          assist homeowners in having their property values  
          reassessed, including important disclosures to help  
          homeowners understand that solicitations don't come from  
          government agencies.  However, an exception exists for  
          those who "actively advocate" on behalf of the property  
          owners.  Solicitors are using this exemption as a loophole  
          to avoid any disclosures.  This bill removes the "actively  
          advocate" exemption, while concurrently banning any advance  
          payment until after documents are actually filed on behalf  
          of the homeowner.  In addition, this bill updates and  
          recasts provisions of existing law relating to a property  
          assessment appeal filing service to instead make them  
          applicable to an assessment reduction filing service, and  
          requires anyone filing an assessment reduction to first  
          obtain a written authorization from the property owner.

          The Los Angeles County District Attorney's Office, the  
          sponsor of this bill states that the removal of the  
          exemption is intended to address a recurring consumer scam  
          in which mail order solicitors offer to assist homeowners  
          in obtaining re-evaluation of the assessed values of their  
          properties to help lower property taxes.  The sponsor  
          further states:

            These mass mailers - sent by the thousands during times  
            of lower property values - often mimic government  
            envelopes and forms, with pseudo-governmental seals and  
            with bogus organization names confusingly similar to  
            real agencies.  The solicitations require the payment  
            of hundreds of dollars, and in some cases "late fees"  







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            are added if the owners don't respond promptly.

            Many homeowners, and especially seniors, think these  
            solicitations come from governmental agencies.  Most of  
            these homeowners are lead to believe they need to pay  
            for this service, when in fact they can request  
            reassessment easily on their own and at no cost, by  
            filling out simple forms available online.


           ASSEMBLY FLOOR  : 
          AYES:  Adams, Ammiano, Anderson, Arambula, Beall, Block,  
            Blumenfield, Brownley, Buchanan, Caballero, Charles  
            Calderon, Carter, Chesbro, Cook, Coto, Davis, De La  
            Torre, De Leon, Emmerson, Eng, Evans, Feuer, Fong,  
            Fuentes, Furutani, Gaines, Galgiani, Garrick, Gilmore,  
            Hall, Harkey, Hayashi, Hernandez, Hill, Huber, Huffman,  
            Jones, Krekorian, Lieu, Bonnie Lowenthal, Ma, Mendoza,  
            Miller, Monning, Nava, Nestande, Niello, John A. Perez,  
            V. Manuel Perez, Portantino, Price, Ruskin, Salas,  
            Saldana, Silva, Skinner, Smyth, Solorio, Audra  
            Strickland, Swanson, Torlakson, Torres, Torrico, Tran,  
            Yamada, Bass
          NOES:  Tom Berryhill, Blakeslee, Conway, DeVore, Fletcher,  
            Fuller, Knight, Logue, Nielsen, Villines
          NO VOTE RECORDED:  Bill Berryhill, Duvall, Hagman, Jeffries


          RJG:do  7/10/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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