BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1142
                                                                  Page  1


          ASSEMBLY THIRD READING
          AB 1142 (Price)
          As Amended April 28, 2009
          Majority vote 

           HEALTH              13-4        APPROPRIATIONS      11-5        
           
           ------------------------------------------------------------------- 
          |Ayes:|Jones, Ammiano, Block,    |Ayes:|De Leon, Ammiano, Charles   |
          |     |Carter,                   |     |Calderon, Davis, Krekorian, |
          |     |De La Torre, De Leon,     |     |Hall, John A. Perez, Price, |
          |     |Hall, Hayashi, Hernandez, |     |Skinner, Solorio, Torlakson |
          |     |Bonnie Lowenthal, Nava,   |     |                            |
          |     |V. Manuel Perez, Salas    |     |                            |
          |     |                          |     |                            |
          |-----+--------------------------+-----+----------------------------|
          |Nays:|Adams, Conway, Emmerson,  |Nays:|Nielsen, Duvall, Harkey,    |
          |     |Audra Strickland          |     |Miller,                     |
          |     |                          |     |Audra Strickland            |
           ------------------------------------------------------------------- 
           SUMMARY  :  Requires hospitals to provide proof of a person's  
          Medi-Cal eligibility to hospital-based providers, ambulance, and  
          other providers of professional services; requires Medi-Cal  
          providers to ensure that patient debts that are sold to a  
          collection agency will be recalled under specified  
          circumstances; allows the Department of Health Care Services  
          (DHCS) to subject providers to a fine of up to three times the  
          amount the provider could have obtained from billing Medi-Cal if  
          the provider has proof of Medi-Cal eligibility and seeks payment  
          from the beneficiary or fails to recall a debt; and, prohibits a  
          Medi-Cal provider or third-party collection agency who receives  
          proof of Medi-Cal coverage from reporting the rendering of  
          Medi-Cal covered services to a consumer credit reporting agency  
          or failing to correct a negative credit report regarding the  
          Medi-Cal covered services rendered.  Specifically,  this bill  :

          1)Makes it the responsibility of a hospital, as soon as proof of  
            Medi-Cal eligibility is supplied by a person presenting  
            himself or herself as a Medi-Cal beneficiary, to provide all  
            information regarding that person's Medi-Cal eligibility to  
            all hospital-based providers, ambulance transportation  
            services providers, providers of ambulance transportation  
            services through the "911" emergency response system, and  
            other providers of professional services that bill separately  








                                                                  AB 1142
                                                                  Page  2


            for all services associated with person's treatment in the  
            hospital rendered during the time period for which the  
            hospital is submitting a claim.  

          2)Defines, for purposes of this bill:

             a)   "Hospital-based provider" as an anesthesiologist,  
               radiologist, pathologist, emergency room physician, or  
               other physician or a group of physicians providing medical  
               services at the hospital; and,

             b)   "Professional services" to include, but not be limited  
               to, diagnostic, laboratory, therapeutic, and radiologic  
               services. 

          3)Requires, if a Medi-Cal provider receives proof of a patient's  
            Medi-Cal eligibility and that provider has referred an unpaid  
            bill for services rendered to the patient to a third-party  
            collection agency, the Medi-Cal provider to promptly recall  
            the matter from the third-party collection agency, to  
            otherwise ensure collection efforts by the third-party  
            collection agency are halted, and to notify the patient  
            accordingly.

          4)Requires, beginning July 1, 2010, all contracts between a  
            third-party collection agency and a Medi-Cal provider or  
            billing service that works on behalf of a Medi-Cal provider to  
            include a provision allowing the Medi-Cal provider to  
            immediately recall a debt from collection pursuant to 3)  
            above.

          5)Prohibits, if a patient provides proof of Medi-Cal eligibility  
            to a third-party collection agency and the third-party  
            collection agency fails to notify the provider of this proof,  
            the provider from being responsible for recalling the debt  
            until either the patient or the third-party collection agency  
            provides the provider with proof of the patient's Medi-Cal  
            eligibility.  

          6)Permits DHCS to impose a fine on a health care provider who  
            obtains a label or copy from the Medi-Cal card or other proof  
            of Medi-Cal eligibility and who attempts to seek reimbursement  
            or to obtain payment for the cost of covered services from the  
            Medi-Cal-eligible applicant or recipient, or who fails to  








                                                                  AB 1142
                                                                  Page  3


            recall a debt, as required in 3) above, in an amount not to  
            exceed three times the amount the provider could otherwise  
            have obtained had the provider billed the Medi-Cal Program.   
            This penalty is in addition to any applicable penalties set  
            forth in current law or regulation.

          7)Requires, if a Medi-Cal provider or third-party collection  
            agency receives proof of Medi-Cal coverage for services  
            rendered, the provider or third-party collection agency to be  
            deemed to be in violation of a provision of the Consumer  
            Credit Reporting Agencies Act if they do either of the  
            following:

             a)   Report the rendering of the Medi-Cal-covered services to  
               a consumer credit reporting agency; or,

             b)   Fail to correct a negative credit report regarding the  
               Medi-Cal-covered services the Medi-Cal provider or  
               third-party collection agency reported to a consumer credit  
               reporting agency.
           
          FISCAL EFFECT  :   According to the Assembly Appropriations  
          Committee:

          1)No direct fiscal impact to DHCS to continue oversight of  
            Medi-Cal billing and the requirements and prohibitions  
            established by this bill.  Current law and regulations  
            prohibit providers with proof of Medi-Cal eligibility from  
            seeking reimbursement from a patient or sending patient  
            billing issues to a third-party collections agency.  In  
            addition, current regulations provide DHCS with broad  
            authority to impose administrative sanctions, provider  
            reprimands, or placement of a provider on probationary status.  
             The requirements and prohibitions on providers and DHCS are  
            generally current law and practice. 

          2)Unknown, likely absorbable workload to the California  
            Department of Consumer Affairs to continue oversight of  
            California's third-party collection agency business practices.

           COMMENTS  :  This bill is sponsored by Western Center Law on &  
          Poverty (WCLP) and supported by consumer and legal services  
          groups to address the longstanding problem of Medi-Cal  
          beneficiaries who are wrongly billed for services covered by  








                                                                  AB 1142
                                                                  Page  4


          Medi-Cal.  WCLP states that even though it is against the law  
          for a health care provider to bill a Medi-Cal beneficiary for  
          covered services, such situations occur for a variety of  
          reasons, and this bill would address several of the underlying  
          causes.  If a provider does not know a patient has Medi-Cal  
          (such as when a patient arrives at a hospital via ambulance and  
          is unconscious and does not have their beneficiary  
          identification card (BIC), or a patient is taken to the  
          emergency room and provides their BIC to the hospital, but not  
          directly to the emergency room doctor or laboratory), this bill  
          would require hospitals to pass on proof of Medi-Cal eligibility  
          to all hospital-based providers, ambulances, and first  
          responders.  Additionally, this bill would address the problem  
          of a Medi-Cal beneficiary having his or her account sent to  
          collections.  WCLP indicates an advocate is sometimes able to  
          have the Medi-Cal provider "pull back" the account from  
          collections, but providers sometimes refuse to do so, even when  
          they are shown proof of Medi-Cal eligibility on the date of  
          service.  Additionally, in the case of a constituent of the  
          author, a collection agency argued the ban against billing  
          Medi-Cal patients did not apply to them because they are not  
          "providers."  This bill would address this problem by requiring  
          Medi-Cal providers that sell or reassign accounts to collection  
          agencies to recall an unpaid bill if they find out that the  
          patient had Medi-Cal, and would require collection agencies to  
          retract any negative report to the credit bureaus if it has been  
          proven that the person was covered by Medi-Cal during the time  
          period for which they were billed.

          WCLP indicates it has seen multiple cases where pharmacists or  
          dentists tell a Medi-Cal patient that a service or medication is  
          not covered by Medi-Cal and that the patient must pay  
          out-of-pocket when the service or medication could have been  
          covered if the provider submitted the required authorization to  
          Medi-Cal.  In other instances, the provider made an error in  
          billing and is denied payment through Medi-Cal, so the provider  
          bills the patient even though they know Medi-Cal would have paid  
          had the claim been billed timely and accurately.  This bill  
          would allow DHCS to fine a provider up to the three times the  
          amount payable by Medi-Cal.  WCLP states, by definition,  
          Medi-Cal beneficiaries have very low incomes and cannot afford  
          to pay for services that are covered by the program.  When they  
          are billed, some go without needed services for which a provider  
          could get authorization, others incur medical debt and may even  








                                                                  AB 1142
                                                                  Page  5


          have their credit ruined.  WCLP argues this measure will help  
          protect Medi-Cal beneficiaries from being wrongly billed. 

          Under existing law, the Consumer Credit Reporting Agencies Act  
          prohibits a person from furnishing information on a specific  
          transaction or experience to any consumer credit reporting  
          agency if the person knows or should know the information is  
          incomplete or inaccurate.  Existing Medi-Cal law prohibits any  
          provider of health care services who obtains a label or copy  
          from the BIC or other proof of eligibility of a Medi-Cal  
          beneficiary from seeking reimbursement or attempting to obtain  
          payment for the cost of those covered health care services from  
          any person other than DHCS or a third-party payer who provides a  
          contractual or legal entitlement to health care services.   
          Existing Medi-Cal regulations deem any violation of any Medi-Cal  
          statute, rule, or regulation relating to the provision of health  
          care services under Medi-Cal to constitute grounds for issuing a  
          reprimand, placing the provider on probationary status, or  
          suspension from participation in the Medi-Cal program.  DHCS  
          indicates its Audits and Investigations Program is responsible  
          for pursuing an action under existing law, and DHCS indicates it  
          is unaware of any sanctions imposed.

          The California Medical Association (CMA) indicates it is opposed  
          to this bill unless it is amended.  CMA is opposed to the  
          provision of this bill allowing DHCS to fine physicians who bill  
          Medi-Cal beneficiaries, stating existing regulations already  
          include appropriate remedies for punishing providers who  
          knowingly bill Medi-Cal beneficiaries.  The California  
          Children's Hospital Association writes it is opposed to this  
          bill unless it is amended, stating this bill would impose a  
          significant administrative burden on hospitals by requiring they  
          disseminate Medi-Cal eligibility information to numerous other  
          providers.
           

          Analysis Prepared by  :    Scott Bain / HEALTH / (916) 319-2097  
          FN: 0000726