BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1320
                                                                  Page  1

          Date of Hearing:   May 9, 2009

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Kevin De Leon, Chair

                 AB 1320 (Fong) - As Introduced:  February 27, 2009 

          Policy Committee:                              Labor and  
          Employment   Vote:                            6-1

          Urgency:     No                   State Mandated Local Program:  
          No     Reimbursable:              

           SUMMARY  

          This bill establishes the Lifelong Learning Accounts Pilot  
          Program for the purpose of providing grants to employees for  
          savings related to educational and training needs.   
          Specifically, this bill:  

          1)Establishes lifelong savings accounts under the program and  
            specifies that employees contributing to these accounts are  
            eligible for a match of up to 50% of both the employer and  
            employee contribution, up to $500.
           
          2)Makes the California Workforce Investment Board responsible  
            for administering the grant program to make the matching  
            contributions. States that the board may contract with an  
            individual, nonprofit organization or other business to  
            administer and implement the grant program.

          3)Establishes within the State Treasury, a Lifelong Learning  
            Program Fund to receive contributions from individuals,  
            foundations, nonprofits, businesses and the federal government  
            to be used for the program.

          4)Requires the board to prepare and submit a report to specified  
            legislative committees at least 20 days prior to the date the  
            Legislature reconvenes in 2012.

          5)States that the program shall become operative January 1,  
            2012, but only if the Director of Finance determines that  
            state funds are available to implement the program. 

           FISCAL EFFECT  








                                                                  AB 1320
                                                                  Page  2


          Unknown, potentially major state costs to establish and operate  
          a pilot grant program. As an example, a pilot program involving  
          10,000 employees could result in up to $5 million in matching  
          grants. 

           COMMENTS  

           1)Background  .  In recent years, several bills have been proposed  
            - but not passed - by Congress that would create Lifelong  
            Learning Accounts. As envisioned in federal legislation, the  
            lifelong learning accounts are intended to be tax-preferred,  
            employer-matched educational savings accounts, much like  
            401(k) plans, which can be used to finance workers' education  
            and training. Numerous pilot projects involving  
            matching-grants for lifelong learning accounts have been  
            adopted across the nation, but generally for a limited numbers  
            of workers and/or industries.

          2)Rationale  . The purpose of the bill is to create a California  
            grant program to encourage employee savings for lifelong  
            education. The sponsor (Council for Adult and Experiential  
            Learning) states that these worker-owned, employer-matched  
            accounts put learning opportunities with reach of adults who  
            have entered the workforce but may not have the skill to  
            compete in the changing economy. 


           Analysis Prepared by  :    Brad Williams / APPR. / (916) 319-2081